Banking Awareness Solved question papers

Here I am looking for the previous year Solved question papers of Banking Awareness for Bank of Baroda, can you please provide me the same???

As you are looking for the previous year Solved question paper of Banking Awareness for Bank of Baroda, so here I am sharing the same with you

1. RBI’s open market operation transactions are carried out with a view to regulate—
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above

2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as—
(A) Participation
(B) Consortium
(C) Syndication
(D) Multiple banking
(E) None of these

3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these

4. The bank rate means—
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(E) None of these

5. What is an Indian Depository Receipt ?
(A) A deposit account with a Public Sector Bank
(B) A depository account with any of Depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository
against underlying equity shares of the issuing company
(D) An instrument in the form of deposit receipt issued by Indian depositories
(E) None of these

6. An instrument that derives its value from a specified underlying (currency, gold,
stocks etc.) is known as—
(A) Derivative
(B) Securitisation Receipts
(C) Hedge Fund
(D) Factoring
(E) Venture Capital Funding

7. Fiscal deficit is—
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing
(E) None of these

8. In the Capital Market, the term arbitrage is used with reference to—
(A) purchase of securities to cover the sale
(B) sale of securities to reduce the loss on purchase
(C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets
(E) Any of the above

9. Reverse repo means—
(A) Injecting liquidity by the Central Bank of a country through purchase of Govt.
securities
(B) Absorption of liquidity from the market by sale of Govt. securities
(C) Balancing liquidity with a view to enhancing economic growth rate
(D) Improving the position of availability of the securities in the market
(E) Any of the above

10. The stance of RBI monetary policy is—
(A) inflation control with adequate liquidity for growth
(B) improving credit quality of the Banks
(C) strengthening credit delivery mechanism
(D) supporting investment demand in the economy
(E) Any of the above

11. Currency Swap is an instrument to manage—
(A) Currency risk
(B) interest rate risk
(C) currency and interest rate risk
(D) cash flows in different currencies
(E) All of the above

12. ‘Sub-prime’ refers to—
(A) lending done by banks at rates below PLR
(B) funds raised by the banks at sub-Libor rates
(C) Group of banks which are not rated as prime banks as per Banker’s Almanac
(D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
(E) All of the above

13. Euro Bond is an instrument—
(A) issued in the European market
(B) issued in Euro Currency
(C) issued in a country other than the country of the currency of the Bond
(D) All of the above
(E) None of these

14. Money Laundering normally involves—
(A) placement of funds
(B) layering of funds
(C) integration of funds
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

15. The IMF and the World Bank were conceived as institutions to—
(A) strengthen international economic co-operation and to help create a more stable and prosperous global economy
(B) IMF promotes international monetary cooperation
(C) The World Bank promotes long term economic development and poverty reduction
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

16. Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI

17. In the term BRIC, R stands for—
(A) Romania
(B) Rajithan
(C) Russia
(D) Regulation
(E) None of these

18. FDI refers to—
(A) Fixed Deposit Interest
(B) Fixed Deposit Investment
(C) Foreign Direct Investment
(D) Future Derivative Investment
(E) None of these

19. What is Call Money ?
(A) Money borrowed or lent for a day or over night
(B) Money borrowed for more than one day but upto 3 days
(C) Money borrowed for more than one day but upto 7 days
(D) Money borrowed for more than one day but upto 14 days
(E) None of these

20. Which is the first Indian company to be listed in NASDAQ ?
(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these

21. Which of the following is the Regulator of the credit rating agencies in India ?
(A) RBI
(B) SBI
(C) SIDBI
(D) SEBI
(E) None of these

22. Who is Brand Endorsing Personality of Bank of Baroda ?
(A) Juhi Chawla
(B) Kiran Bedi
(C) Amitabh Bachchan
(D) Kapil Dev
(E) None of these

23. The branding line of Bank of Baroda is—
(A) International Bank of India
(B) India’s International Bank
(C) India’s Multinational Bank
(D) World’s local Bank
(E) None of these

24. The logo of Bank of Baroda is known as—
(A) Sun of Bank of Baroda
(B) Baroda Sun
(C) Bank of Baroda’s Rays
(D) Sunlight of Bank of Baroda
(E) None of these

25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ?
(i) China’s economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc.
(ii) In the year 2007 China’s exports became almost 40% of its GDP.
(iii) When compared to India China’s share in the World Exports is more than 30%
whereas India’s share is mere 6% of the global exports.
(A) Only (i)
(B) Only (ii)
(C) Both (i) and (ii)
(D) All (i), (ii) and (iii)
(E) None of these

Bank of Baroda po exam papers – Answers from 1 to 25 are as follows,
1. (E) 2. (B) 3. (A) 4. (D) 5. (C)
6. (C) 7. (D) 8. (C) 9. (A) 10. (E)
11. (D) 12. (D) 13. (C) 14. (D) 15. (D)
16. (E) 17. (C) 18. (C) 19. (A) 20. (D)
21. (D) 22. (E) 23. (B) 24. (B) 25. (C)

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Will you please share with me the previous year IBPS PO Banking Awareness solved question papers as it is very urgent for me?

As you want to get the previous year IBPS PO Banking Awareness solved question papers so here is the information of the same for you:

Q.1. Which of the following countries is the winner of Under 19 ICC World Cup?

Option: (1) India (2) Australia (3) New Zealand (4) West Indies (5) Zimbabwe
Answer: (1) India

Q.2. Sandy is a

Option: (1) Missile (2) Brand (3) Hurricane (4) Ship (5) Planet
Answer: (3) Hurricane

Q.3. Who wrote the book “Development as Freedom”?

Option: (1) Anita Desai (2) Arundhati Roy (3) Amartya Sen (4) Salman Rushdie (5) Ruskin Bond
Answer: (3) Amartya Sen

Q.4. If you are in need of cash in ODD hours, what among these is fastest mode of withdrawal of Money?

Option: (1) Net banking (2) Mobile banking (3) Para banking (4) ATM (5) None of these
Answer: (4) ATM

Q.5. Who is currently, the Minister of State for Youth Affairs and Sports?

Option: (1) Jitendra Singh (2) Ambika Soni (3) Manish Tiwari (4) Mukul Roy (5) Sachin Pilot
Answer: (1) Jitendra Singh

Q.6. Women’s T20 Cricket World cup Winner was

Option: (1) England (2) Pakistan (3) Nigeria (4) South Africa (5) Australia
Answer: (5) Australia

Q7. Which is the highest policy making authority in IT and Communication sector?

Option: (1) Ministry of Labor and Employment Schemes (2) Ministry of Communications & Information Technology (3) Ministry of Corporate Affairs (4) Ministry of Rural Development (5) Ministry of Defence
Answer: (2) Ministry of Communications & Information Technology

Q.8. Which among the following is not a Union Territory?

Option: (1) Chandigarh (2) Delhi (3) Pondicherry (4) Goa (5) Daman and Diu
Answer: (4) Goa

Q.9. If You Deposit Rs.5000 over the counter, what does the person sitting in the counter do?

Option:
(1) Credit your account with Rs. 5000 without debiting your account
(2) Debit cash account and credit your account with Rs. 5000
(3) Pay you the same amount next time you visit bank
(4) Can’t say
(5) None of these
Answer: (2) Debit cash account and credit your account with Rs. 5000

Q.10. Which of the following is NOT a member of SAARC?

Option: (1) Nepal (2) China (3) Pakistan (4) India (5) Afghanistan
Answer: (2) China

Q.11. You are aware that your SB A/C balance was Rs.10000 after depositing Rs.2000 as your last transaction but it incorrectly shows Rs. 15000 as your balance. What is the maximum amount you can withdraw legally?

Option: (1) Rs. 10000 (2) Rs. 15000 (3) Rs. 2000 (4) Can’t withdraw as the amount shown is incorrect (5) None of these
Answer: (1) Rs. 10000

Q.12. The term LOVE is related to which sport?

Option: (1) Cricket (2) Badminton (3) Squash (4) Swimming (5) Football
Answer: (2) Badminton

Q.13. The National Fruit of India is

Option: (1) Strawberry (2) Cherry (3) Mango (4) Pineapple (5) Apple
Answer: (3) Mango

Q.14. Padma Vibhushan for Art – Vocal Music was awarded to

Option: (1) Late (Dr.) Bhupen Hazarika (2) ShabanaAzmi (3) Gulzar (4) Javed Akhtar (5) None of them
Answer: (1) Late (Dr.) Bhupen Hazarika

Q.15. The winner of Miss World 2012

Option: (1) Sophie Moulds (Wales) (2) Jessica Kahawaty (Australia) (3) Mariana Notarangelo (Brazil) (4) Yu Wenxia (China) (5) Atong Demach (South Sudan)
Answer: (4) Yu Wenxia (China)

Q.16. Who has authored the book “God of Small Things”?

Option: (1) Joginder Singh (2) APJ Abdul Kalam (3) Mamata Banerjee (4) Anupam Kher (5) Arundhati Roy
Answer: (5) Arundhati Roy

Q.17. Jaspal Bhatti was a____

Option: (1) Film actor and Comedian (2) Surgeon (3) Singer (4) Cricketer (5) None of these
Answer: (1) Film actor and Comedian

Q. 18. Who is the winner of the Women’s Asia Cup 2012

Option: (1) Pakistan (2) India (3) Thailand (4) Hong Kong (5) Sri Lanka
Answer: (2) India

Q.19. Which of the following is an Indian dance form?

Option: (1)Jazz (2) Naiyandi (3) Salsa (4) Kathakkali (5) None of these
Answer: (4) Kathakkali

Q.20. India’s rank in economic growth is

Option: (1) 1st (2) 4th (3) 5th (4) 7th (5) 10th
Answer: (2) 4th

Q.21. Who among the following is the Information and Broadcasting Minister?

Option: (1) Shashi Tharoor (2) TariqAnwar (3) Manish Tiwari (4) Ambika Soni (5) None of them
Answer: (3) Manish Tiwari

Q.22. What is not a mode of payment?

Option: (1) DD (2) Pay order (3) Cheque (4) Cash (5) None of these
Answer: (5) None of these

Q.23. Which loan is cheaper?

Option: (1) Home Loan (2) Crop loan (3) Education Loan (4) Car loan (5) None of these
Answer: (2) Crop loan

Q.24. What is the percent of FDI allowed in Insurance and pension sector

Option: (1) 20% (2) 90% (3) 49% (4) 69% (5) 36%
Answer: (3) 49%

Q.25. What is Financial Inclusion?

Option:
(1) It is delivery of banking services at an affordable cost to all sections of society
(2) It is delivery of banking services at an affordable cost to women of India
(3) It is delivery of banking services at an affordable cost to ALL
(4) It is delivery of banking services at an affordable cost to urban poor only
(5) None of these
Answer: (1) It is delivery of banking services at an affordable cost to all sections of society

Q.26. Which of the following accounts for maximum foreign earnings?

Option: (1) Exports (2) Imports (3) Production (4) Gifts (5) Credit/Loans
Answer: (1) Exports

Q.27. Which of the following is not true about a draft?

Option: (1) Transferable (2) Cancellation (3) Reissue (4) Duplicate draft (5) None of these
Answer: (4) Duplicate draft

Q.28. Which rate is applicable on foreign currency converted in local currency?

Option: (1) Interest Rate (2) Exchange Rate (3) Inflation Rate (4) Deflation Rate (5) None of these
Answer: (2) Exchange Rate

Q.29. Which of the following is Direct tax?

Option: (1) Income tax (2) VAT (3) Road Tax (4) Toll Tax (5)Infrastructure Tax
Answer: (1) Income tax

Q.30. Money earned from stocks is called

Option: (1) Fringe Benefit (2) Capital Gain (3) Monetary Gains (4) Stocks Gains (5)All of the above
Answer: (2) Capital Gain

Q.31. Which of the following is an Indirect Tax ?

Option: (1) Water tax (2) VAT (3) Gift Tax (4) Income Tax (5) Home Tax
Answer: (2) VAT

Q.32. Who won Indian grand prix?

Option: (1) Sania Nehwal (2) Mary Kom (3) Sebastian Vettel (4) Lionell Messi (5) Ricky Ponting
Answer: (3) Sebastian Vettel

Q.33. Which of the following is a surface to surface missile test fired by India recently?

Option: (1) Shaheen (2) Ghauri I (3) Dhanush (4) CSS X-10 (5) None of these
Answer: (3) Dhanush

Q.34. What is Lock in period related to loans?

Option:
(1) Loan must be returned during that period
(2) Loan must used within that period
(3) Another Loan must be taken during that period but lesser than the previous amount
(4) All of the above
(5) None of these
Answer: (1) Loan must be returned during that period

Q.35. What is common man’s account?

Option: (1) Savings Account (2) Current Account (3) Temporary Account (4) Demat Account (5) None of these
Answer: (1) Savings Account

Q.36. Who is the President of Afghanistan?

Option: (1) AsifAli Zardari (2) Hamid Karzai (3) Barack Obama (4) Vladimir Putin (5) David Cameroon
Answer: (2) Hamid Karzai

Q.37. Who monitors and scrutinizes the Capital market?

Option: (1) IRDA (2) RBI (3) SEBI (4) SBI (5) ICICI
Answer: (3) SEBI

Q.38. Who among the following has been given the Padmabhusan award for Art Painting?

Option: (1) Shri K G Subramanyan (2) Pandit Buddhadev Das Gupta (3) ShriAnish Kapoor (4) Dr. Devi Prasad Shetty (5) Jatin Das
Answer: (5) Jatin Das

Q.39.Which is the German Luxury Caretaker which had purchased stakes of the Mercedes Formula One Motor Racing Team?

Option: (1) Mercedes (2) Daimler (3) Volkswagen (4) Porsche (5) Toyota
Answer: (2) Daimler

Q.40. What is shown along with current year balance sheet?

Option:
(1) Previous year balance
(2) Previous 2 yr balance future balance plan
(3) Illicit Earnings of the company
(4) Earnings of the board of director
(5) None of these
Answer: (1) Previous year balance

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