Bank of Baroda Personal Loan Eligibility

You can tell me about the required criteria of Bank of Baroda for take personal loan from this bank because I want to take personal loan from this bank so want to know about required eligibility criteria of this bank so tell me about this if you can

As you asking for the Eligibility criteria for getting personal Loan of Bank of Baroda here I am giving you the Eligibility criteria for getting loan is given below:

Job posts:

Permanent confirmed employees (minimum 1 year service) of
Central/State Govt/ /Autonomous Bodies/Public/ Joint sector undertakings.
Reputed Limited companies / MNCs & Educational Institutions.

Self Employed Professional

Doctors, Architects, Interior Designers, Engineers, Chartered Accountants, Technical & Management Consultants & practicing Company Secretaries only, with a stable business (minimum 1-year).

Insurance agents subject to
The agent is doing insurance business for the last -5- years
The agent has regular and stable income and maintaining SB a/c with the bank for crediting commission cheques received from their principals.

Loan Amount :
Minimum : Rs. 20000 and
Maximum of Rs. 2,00,000 (Subject to condition)
For Civil Pensioners : Maximum limit Rs. 1 lac
For Defence Pensioners : Maximum limit Rs. 2 lacs
For Earnest Money Deposit : Maximum limit Rs. 5 lacs

details you may find in the file given below:
Bank of Baroda Personal Loans

You want to know about the Bank of Baroda Personal Loan Eligibility criteria.

You must be employed/self-employed or having a business unit and staying abroad at least for 2 years.

You must have minimum gross annual income equivalent to Rs. Five lacs per annum.

For others - 4 times of average (last 2 years) annual income.

Age:

Minimum age must be 21 years.

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Answered By StudyChaCha Member

hii sir, I wanted to apply for the personal loan of Bank of Barodra can you tell me the basic Eligibility for the Personal Loan of Bank of Baroda?

sir I am ramit Kumar I make 22000 rupee par month I want a personal loan my contect no is 7830000568