Bank of Baroda personal loan interest

I need information relevant to Bank of Baroda personal loan interest, bcoz I am thinking to apply for get personal loan from this bank.

Bank of baroda personal loan may be availed to meet expenses related to marriage, travel, honeymoon, holiday and medical expenditure or for any other personal use. Bank of Baroda personal loan available for Pensioners,Defence, Pensioners, and also available for Earnest Money Deposits for buyers of home/flat/plot.

Here you are want information about interest rate on Bank of Baroda personal loan, so here is information about it.

Repayment Period
Upto 5 years
Up to Rs. 30 Lacs
0.25% above Base Rate
Above Rs. 30 Lacs and below Rs. 75 Lacs
1.00% above Base Rate
75 Lacs and above
Base Rate + 1.25%


Repayment Period
Over 5 years & up to 15 years
Up to Rs. 30 Lacs
0.50% above Base Rate
Above Rs. 30 Lacs and below Rs. 75 Lacs
1.25% above Base Rate
75 Lacs and above
Base Rate +1.50%

Repayment Period
Over 15 years & up to 30 yrs
Up to Rs. 30 Lacs
0.75% above Base Rate
Above Rs. 30 Lacs and below Rs. 75 Lacs
1.50% above Base Rate
75 Lacs and above
Base Rate +1.75%


QUOTE=Unregistered;225630]I need information relevant to Bank of Baroda personal loan interest, bcoz I am thinking to apply for get personal loan from this bank.[/QUOTE]

Hey buddy I’m Shyam Sunder I want to apply for personal loan in Bank of Baroda for that can you please get the details about the interest to be charged by bank and please also tell me how much amount of loan they issue?

As you are looking for the personal loan from Bank of Baroda for that I will help you to get the interest rate detail and amount of they provide to customer so that you can get idea about it easily.


Here is the details about the interest rate taken by the Bank Of Baroda on personal loan

Rating Rate of Interest
CR-1 Base Rate + 2.50%
CR-2 Base Rate + 2.75%
CR-3 Base Rate + 2.75%
CR-4 Base Rate + 3.25%
CR-5 Base Rate + 3.75%
CR-6 Base Rate + 4.25%
CR-7,8,9,10 Base Rate + 4.75%

Rate of interest
1. When Bills Discounted are under Letter of Credit of our Bank/other prime Banks

a. Having contractual maturity from 1 to 90 days.
0.50% above Base Rate

b. Having contractual maturity from 91 to 180 days.
0.75% above Base Rate

c. Having contractual maturity more than 180 days upto 1 year(Our Bank's LC)
4.00% above Base Rate

d. Having contractual maturity more than 180 days upto 1 year (Other Bank's LC)
4.50% above Base Rate


Bank Of Baroda Interest Rates


Loan amount of personal loan issued by the Bank Of Baroda

Loan Amount :
Minimum : Rs. 20000 and
Maximum of Rs. 2,00,000 (Subject to condition)
For Civil Pensioners : Maximum limit Rs. 1 lac
For Defence Pensioners : Maximum limit Rs. 2 lacs
For Earnest Money Deposit : Maximum limit Rs. 5 lacs

Repayment :
Up to 36 months (maximum) in Equated Monthly Installments.
No pre-payment charges. However, penalty of 2% on overdue amount

Attached Files Available for Download

Bank Of Baroda Interest Rates.doc (218.0 KB, 36 views)

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Answered By StudyChaCha Member