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Old December 26th, 2016, 03:14 PM
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Default Ratnakar Bank Personal Loan

I recently opened an account in the Ratnakar Bank and want to take personal loan from this bank searching for details. Can you please provide me Eligibility & Loan Criteria for taking loan from this bank also provide me details about the Features of RBL Bank Personal Loan so I avail this?
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  #2  
Old December 26th, 2016, 03:55 PM
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Join Date: May 2011
Default Re: Ratnakar Bank Personal Loan

RBL Bank is one of India’s fastest growing scheduled commercial banks and wad established in the year 1943.

Eligibility & Loan Criteria

Salaried Individuals

Minimum net monthly income of Rs. 25,000 per month

Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age.

Work Experience of minimum 1 year at current employment and 3 years of total employment experience.

Features of RBL Bank Personal Loan

Loan amount ranging from a minimum of Rs.1 lakh to a maximum of Rs.20 lakhs.
The loan can be repaid at your convenience. The bank offers loan repayment options starting from 12 months and extending till 60 months.
There is no need for security and collateral requirement to avail the loan from RBL Bank.
The documentation process is simple and quick.
Interest rate is 23% to 24% and is calculated on the monthly reducing balance.
The RBL Bank doesn’t require you to have a guarantor while applying for the loan.
The loan is sanctioned and disbursed without any hassle.
You can also club your income with your salaried spouse to avail a higher personal loan

Interest rates:

Tenor MCLR
Overnight MCLR 10.35%
1 month MCLR 10.40%
3 month MCLR 10.55%
6 month MCLR 10.60%
1 year MCLR 10.60%
2 year MCLR 10.75%
3 year MCLR 10.85%

Contact:

Registered Office

RBL Bank Ltd.
1st Lane,
Shahupuri,
Kolhapur - 416001. Maharashtra State, India.

Call us at: 0231 6650214
Fax: 0231 2657386
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