VIJAYA Bank Personal Loan Scheme

Hello sir I want to get loan from VIJAYA Bank so sir please tell me all the information of VIJAYA Bank Personal Loan Scheme like its loan form and what document is required? Please tell me in the detail personal loan?

Vijaya Bank is a well known Bank of India which is provides many services and facilities to its customers such as: ATM, credit card, debit card, online banking etc.

As you are looking for the Personal Home Loan scheme so we are providing you some details about it.

The applicant/beneficiary shall have sufficient income to repay the loan along with the interest within sanctioned period.Individuals with minimum age of 21 years and Maximum age of 55 years are eligible.

Minimum loan amount - Rs. 1.00 lakh
Maximum loan amount - Rs. 100 lakhs - on need based as per the cost less stipulated margin subject to loan entitlement.

For more information about the interest rates for the personal loan we are attaching a Word file with it so you can get it easily.

Attached Files Available for Download

Vijaya bank Personal loan interest rates.doc (281.0 KB, 61 views)

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Answered By StudyChaCha Member

I am looking for the personal loan from the Vijaya bank can you please help me in this?

As you are asking for the personal loan from the Vijaya bank hear are the details

This loan is given by the bank for the following purposes that are to meet short term credit need of the applicants for things like medical expenses, marriage of applicant/family members, purchase of consumer durables, among many other things.

Eligibility to get the loan from the bank-

Individuals who are aged above 21 years and having minimum left over service of 2 years.

Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company and drawing salary through the account in the bank.

Pensioners drawing pension through the Bank account.

The loan can be repaid in the maximum of five years.

The maximum loan that can bet taken under this scheme is rupees five lakhs for the salary personnel’s while one lakh for the pensioners.

Rate Of Interest
BR+4.05 = 14.25 p.a (Floating)

Processing fee to get the loan
Maximum of Rs.2,000/- plus applicable service taxes extra.

Application form for the Loan from the Vijaya bank-

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Answered By StudyChaCha Member