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  #1  
Old May 28th, 2013, 11:16 AM
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Default Vijaya Bank Interest Rates On Housing Loan

Give me Interest Rates on Housing Loan of Vijaya Bank?
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  #2  
Old May 28th, 2013, 02:30 PM
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Default Re: Vijaya Bank Interest Rates On Housing Loan

You want to know Interest Rates on Housing Loan of Vijaya Bank so following is its interest rate:

Upto 10 years
upto 30 Lacs : 10.50% (till 31-01-2013)
30-75 lacs : 10.75%(till 31-01-2013)
Above 75 lacs : 11%(till 31-01-2013)

10 -20 years

Upto 30 Lacs : 10.75%(till 31-01-2013)
30-75 lacs : 11%(till 31-01-2013)
Above 75 lacs : 11.50%(till 31-01-2013)

Quantum of Loan:
Minimum loan amount - Rs. 1.00 lakh
Maximum loan amount - Rs. 100 lakhs
In case of Repairs/Renovation – maximum is Rs. 10 Lakhs
Home Loan of less than Rs. 1 lakhs can also be considered under Swarna Jayanti / Golden Hublee Scheme in rural / Semi – Urban places.

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Give me Interest Rates on Housing Loan of Vijaya Bank?
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  #3  
Old October 30th, 2015, 10:47 AM
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Default Re: Vijaya Bank Interest Rates On Housing Loan

I want to get information about the Vijaya Bank Interest Rates on Housing Loan as well as Eligibility and Repayment period?
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  #4  
Old October 30th, 2015, 10:49 AM
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Default Re: Vijaya Bank Interest Rates On Housing Loan

I have almost complete information about the Vijaya Bank Interest Rates on Loan. So here I am telling you about it as you want.

Rate of interest
Base Rate = 9.65% (Floating)


Purpose

• Purchase/Construction of House/Flat.
• Purchase of Site/Plot and Construction of House there on.
Renovation/Improvement of House/Flat.
• Takeover of housing loans from other Banks/Financial Institutions.

Eligibility


• Individuals aged should lie between 21 years and 65 years.
• Maximum age – 75 years is the max age for loan to be fully repaid.


Security

flat constructed /Mortgage of house

Margin

20% for loans upto Rs.75.00 lacs &
25% for loans above Rs.75.00 lacs


Repayment period

Maximum age – 75 years is the max age for loan to be fully repaid.

• Repayment Holiday – Max of 18 months


Vijaya Bank Interest Rates
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