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Old June 16th, 2013, 04:07 PM
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Join Date: Dec 2011
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Default Re: Punjab national bank loan interest rates

Tenor premium of 0.50% is to be added for arriving at interest rate in respect of loans repayable in 3 years & above.

BPLR System Base Rate System
a) Advances upto Rs. 50,000/-
i) Agricultural production credit BPLR -0.75% BR + 2.25%
ii) Agri. Term loans BPLR BR + 3.00%
iii) PNB Kalyani Card BPLR -1.00% BR + 2.00%

b) Advances over Rs. 50,000/-
but upto Rs.2 lakh BPLR BR + 3.00%

c) Advances over Rs.2 lakh
but upto Rs.20 lakh BPLR BR + 3.00%

d) Advances over Rs.20 lakh As per As per credit
credit risk rating risk rating

Credit Risk Rating BPLR System Base Rate System
AAA BPLR BR + 3.25%
AA BPLR + 0.50% BR + 3.50%
A BPLR + 1.00% BR + 4.00%
BB BPLR + 1.50% # BR + 4.50% ##
B BPLR + 2.00% # BR + 5.00% ##
C BPLR + 2.00% # BR + 5.00% ##
D BPLR + 2.00% # BR + 5.00% ##


Financing under Capital Investment Subsidy Scheme of National Horticulture Board for construction/ expansion/ modernization of cold storages and storages for horticulture produce, will continue @ BPLR + 1.00 for existing access under BPLR system.
These rates are of 31.03.2013


To see more loan interest rates cut the screen shot
(Screen shot)
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