National Insurance Company Limited Motor Insurance

I am planning to take National Insurance Company Limited Motor Insurance and searching for details about that insurance. Will you provide me list of inclusion and not covered by National Insurance Company Limited Motor Insurance also provide contact details for doing enquiry?

National Insurance Company Limited Motor Insurance Contracts are subject to the basic principles applicable to property and liability insurance in general.

Insurance covered:

There are 2 types of covers available:

Liability Only cover - insures you against any legal liability following an accident involving your vehicle. It does not cover any damage to your vehicle.

The policy covers the following risks only.

Injury or Death of Third Party
Property Damage (TPPD upto Rs. 7.5 Lacs)
Package cover - Insures all liabilities, as per the Motor Vehicles Act, as well as damages caused to your vehicle. The package policy is better and also known as Comprehensive Motor Insurance policy as it provides both third party coverage and damages/loss to one's own vehicle, co-passengers or self.

The policy covers Own Damage to the Insured vehicle caused by:-

Accident by External Means Fire, Explosion, Self Ignition and Lightning
Transit by Road, Rail, Inland Waterway, Air, Lift
Burglary, House breaking or Theft
Terrorism, Riots, Strikes or Malicious Acts
Earthquake, Flood, Storm, Landslide, Rockslide

Not covered:

Consequential loss,wear and tear,mechanical or electrical breakdown, failures or breakages
Damage to tyres unless the motor vehicle is damaged at the same time when the liability of the insurer is limited to 50% of the cost of replacement ;
Any accidental loss or damage suffered whilst the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs.
Cost of part/s and allied labour , failure of which led any accident.

Contact:

Head Office:
Address: 3, Middleton Street, Prafulla Chandra Sen Sarani
Kolkata, West Bengal, 700071
Telephone: 22831705
Fax: 22831740.

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Answered By StudyChaCha Member