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Old January 3rd, 2017, 05:39 PM
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Join Date: May 2011
Default Re: Motor Insurance National Insurance Company

National Car Insurance policy by National Insurance Company limited is offering their services even before independence. It is the oldest general Insurance Company in India.

It is one of the four subsidiaries’ of government owned General Insurance Corporation of India.

Features and Benefits of National Car Insurance Policy

National Insurance company ltd provides you two type of coverage:

1) Liability Only Cover

2) Package Cover

Liability only cover: -

This segment covers any legal liability arises out of any accident involving your vehicle.

It does not cover any damage to your vehicle. Following risks are covered under the policy:

Injury or Death of Third party
It covers the loss due to property damage of the third party up to the limit of 7.5 lakh.

Package Cover: -

It covers all the liabilities as per Motor Vehicles Act, apart from that it also covers damage caused to your vehicle.

cover or comprehensive Motor Insurance Policy is better as it provides complete cover i.e. it covers third party coverage as well as damage or loss to one’s own vehicle, self or co- passenger.

Following incidents are covered under the package cover National motor insurance policy:

Third-party Cover- It covers the loss due to property damage of the third party up to the limit of 7.5 lakh.
Accidents by External Mean- It covers the damage caused to your vehicle by external mean such as Fire, Explosions, Lightning and self Ignition.
Accidents by Natural Mean- It covers the damage caused due to Flood, Earthquake, Storm, Rockslide, Land slide, Cyclone, Tempest, hailstorm, etc.

Accidents by Man Made Mean- It covers the loss due to Theft, Riot, Burglary, Strike, House breaking, malicious act, Terrorist activity, any damage happened in transit by road, rail, air, Inland waterway, lift or elevator.

Personal accident Insurance cover- As a part of Motor insurance on the whole, National Insurance Company provides Personal accidental cover in accordance with Motor Vehicle Act.

As per this company provides cover in the event of accident while driving. It also provides cover to the co passenger equals to maximum permissible occupancy.


Head Office:
3, Middleton Street, Prafulla Chandra Sen Sarani
Kolkata, West Bengal, 700071
Telephone: 22831705
Fax: 22831740.
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