Local Language Of Bangiya Gramin Vikash Bank

Would you please let me know more about Bangiya Kishan Credit Card offer by Bangiya Gramin Vikash Bank in English language as I don’t know the local language?

As you don’t know local language, here I will get information of Bangiya Gramin Vikash Bank, Bangiya Kishan Credit Card in English language.

Eligibility
Short term crop loans to farmers those who are owner cultivators/share-croppers/bargadars.

KCC can also be issued for meeting the short term production need/working capital needs in respect of the allied activities like poultry, dairy, pisciculture, floriculture, horticulture etc.

KCC schemes also covers the term credits for agriculture and allied activities.

KCC is issued to individual borrower only on merit and not to corporate body society, association, club, group etc. However,individuals within JLG are eligible.

Illiterate and blind persons intending to avail of this facility may be allowed after taking proper safeguard against misuse and tampering.

Existing defaulting loanees of the bank/other bank shall not be eligible.

No service area concept is applicable and as such "No objection certificate" is dispensed with.

Purpose:
It is intended that both term as well as short term/working capital credit facilities will be provided through single Kisan Credit Card. The passbook provided to KCC holders are to be divided into three separate portions for maintaining the records of:

Short term credit / crop loans.
Capital credit for activities allied to agriculture and
Term credit (repayable beyond 12 months).

Bangiya Kishan Credit Card







Address:-
Bangiya Gramin Vikash Bank
Chuanpur N. H 34, Berhampore
Murshidabad
Murshidabad District
West Bengal
India - 742101

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Answered By StudyChaCha Member