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Old January 25th, 2017, 06:12 PM
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Join Date: May 2011
Default Re: TJSB Bank Fixed Deposit

The Thane Janata Sahakari Bank offers several term deposit schemes for various durations.

Its offers include simple reinvestment term deposits at attractive interest rates. These accounts can be opened with an investment of Rs. 1,000/-

For domestic deposits - Upto Rs. 15 lakh
Maturity Period Deposit Amount Interest Rate (% p.a.)
General Senior Citizen
7 days to 14 days Upto Rs. 15 lakh 5.25 5.25
15 days to 90 days Upto Rs. 15 lakh 5.5 5.5
91 days to 180 days Upto Rs. 15 lakh 6 6
181 days to 12 months Upto Rs. 15 lakh 7.75 7.75
Above 12 months to 36 months Upto Rs. 15 lakh 8.25 8.75
Above 36 months to 60 months Upto Rs. 15 lakh 8 8.5
Above 60 months Upto Rs. 15 lakh 7.75 8.25


Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period Deposit Amount Interest Rate (% p.a.)
General Senior Citizen

KAR-BACHAT - Tax Savings Scheme - 5 Years Upto Rs. 1 lakh 7.75 8.25
Tax Implications:

Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000


For NRO Fixed Deposit - Upto Rs. 15 lakh
Maturity Period Deposit Amount Interest Rate (% p.a.)
7 days to 14 days Upto Rs. 15 lakh 5.25
15 days to 90 days Upto Rs. 15 lakh 5.5
91 days to 180 days Upto Rs. 15 lakh 6
181 days to 12 months Upto Rs. 15 lakh 7.75
Above 12 months to 36 months Upto Rs. 15 lakh 8.25
Above 36 months to 60 months Upto Rs. 15 lakh 8
Above 60 months Upto Rs. 15 lakh 7.75

For NRE Fixed Deposit - Less than Rs. 1 cr
Maturity Period Deposit Amount Interest Rate (% p.a.)

12 months Less than Rs. 1 cr 7.75
Above 12 months to 36 months Less than Rs. 1 cr 8.25
Above 36 months to 60 months Less than Rs. 1 cr 8
Above 60 months up to 120 months Less than Rs. 1 cr 7.75
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