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I want to get the details of Kisan Credit Card (KCC) scheme of State Bank of Bikaner and Jaipur SBBJ?
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State Bank of Bikaner and Jaipur SBBJ provide Kisan Credit Card (KCC) scheme Kisan Credit Card (KCC) scheme The scheme aims at providing comprehensive credit requirements including Short Term Credit Needs and reasonable component for consumption / ancillary needs with flexible and simplified procedure under single window. Margin : i) For Cash Credit component - - - - NIL - - - - ii) For Term Loan a) upto Rs.1,00,000/ -NIL b) Above Rs.1,00,000/- 15 to 25% depending upon the capacity of the farmer. Security : i) Upto Rs.1,00,000/-Hypothecation of crops and movable assets. ii) Above Rs.1,00,000/-:- Primary :-Hypothecation of crops & movable assets created out of loan. Collateral :-Mortgage of land where only immovable assets are created / charge over land where movable assets are created. Rate of Interest : For Crop Loan(Working Capital): - i) Upto Rs. 3,00,000/-* = 7 % p.a. ii) Above Rs. 3,00,000/- = as applicable to limit amount. Validity Period : 5 (five) years ![]() ![]() Customer service: 1800 180 6005
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