#1
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HUDCO Housing Loan
My symbol of identification is Ajay and I want to know what is basic eligibility to take housing loan at HUDCO
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#2
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Re: HUDCO Housing Loan
Loan applications will be accepted formal individuals, with verifiable income (up to Rs.8.00 Lakh) and to Salaried Individuals with employment verification (up to Rs.50/40 Lakh – Loan upto Rs.50 Lakh in Mumbai, Delhi, Chennai, Kolkata, Bengaluru & Hyderabad and Rs.40 Lakh in other areas). Further, loan above Rs.50/40 Lakh and up to Rs.1.00 Crore is available to only Govt. /PSU employees with repayment through Deduction at Source (DAS).HUDCO Niwas loans are available in clearly identified Municipal Areas only. The loan amount will be up to 80% of the cost of the housing unit excluding incidental costs like stamp duty, registration and other documentation charges. The actual loan amount will be determined on the basis of repayment capacity, which is based on factors such as income, age, spouse’s income, assets, liabilities, stability and continuity of occupation and savings history determined from details of bank accounts. The loan will be available as per the slab-structure given at the respective rates of interest Contact Detail HUDCO Bhawan, Core-7-A, India Habitat Centre, Lodhi Road, New Delhi - 110 003 Tel: 011-24649610-23, 24627113-15, 24627091, 92, 95 After Office Hours: 24648193-95 Fax: 011-24625308 CIN: U74899DL1970GOI005276 E-Mail: mail@hudco.org Working hours: 09:30 AM to 06:00 PM (Sat & Sun holidays)
__________________ Answered By StudyChaCha Member |