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Student Loan To Study Abroad
Hello sir I’m looking for the education loan information to study abroad offer by the HDFC bank for that will you please get the information so that I can have idea?
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Re: Student Loan To Study Abroad
Yes buddy I will help you here to get the information about education loan to study abroad offer by the HDFC bank so that you can have idea about it. Here are the features of the loan Get tax benefits under Section 80(E) of Income Tax Act of India Get Education Loan home delivered Flexible choices of repayment terms Loan up to 100% of educational expenses. No margin money required Flexibility on collateral security Loan sanction before admission Multi city co-borrowers accepted Web enabled billing and servicing Doorstep service Preferential rates for top ranked universities/institutes Here is the eligibility criteria to apply for the loan You need to be a Indian resident You should be aged between 16 - 35 years. Collateral security may be required Co-Applicant: Co-Applicant is required for all full time courses Co-Applicant: Parents, spouse and siblings, father in-law, mother in-law, brother in-law, paternal/maternal uncle/aunt Interest rates and other for loan Loan Processing Charges Up to 1.5% of the sanctioned amount plus applicable any taxes thereon. Pre-payment charges Nil No Due Certificate / No Objection Certificate (NOC) Nil Duplicate of No Dues Certificate/NOC Nil Solvency Certificate Not applicable Charges for late payment of EMI @ 2 % per month of instalment ( MI/PMII)+ applicable taxes thereon Credit assessment charges Not applicable Non standard repayment charges Not applicable Cheque or ECS mandate or Direct Debit swapping charges Up to Rs.500/- per swap instance plus applicable taxes thereon Cheque/ECS/Direct Debit Bouncing Charges Rs. 400/- per dishonor of cheque or ECS or Direct Debit return per presentation plus applicable any taxes thereon Legal / incidental charges At actual Stamp Duty and other statutory charges As per applicable laws of the state Loan cancellation charges 1% of the unveiled sanctioned loan amount + applicable any taxes thereon Manual Collection Charges Rs. 200/- per visit plus applicable any taxes thereon Charges for Updating & Handling Loan Account As Per Customer Request Rs. 1,500/- plus applicable any taxes thereon Document Storage & Retrieval Charges For No Collateral: Rs. 2,000/- plus applicable any taxes thereon For Collateral: Rs. 4,000/- plus applicable any taxes thereon Address:- HDFC Bank 1st Floor,C.S.No.6/242, Senapati Bapat Marg, Lower Parel, Mumbai - 400 013. Phone:- 91 - 22 - 6652 1000
__________________ Answered By StudyChaCha Member |