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Old August 21st, 2015, 10:17 AM
Default Citibank PL

I want to apply for Citibank Platinum Credit Card so can you give information about fee and charges of this card before apply ???
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Old August 21st, 2015, 12:44 PM
Super Moderator
Join Date: Jun 2013
Default Re: Citibank PL

As you want Citibank Platinum Credit Card and for it asking about fee and charges then I am telling you there is No Joining Fee & No Renewal Fee for it but for charges I would like to tell you Interest will be charged if you do not pay back the previous bill in full and also on all Cash Advances from the date of transaction until the date of settlement.

Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized). This can change periodically based on your spend, payback and utilization patterns. Your rate of interest would vary between 1.49% per month (i.e., 17.88% annualized) and 3.45% per month (i.e., 41.4% annualized), provided the account continues to be in good standing and all Credit Card bills are paid on time (at least the Minimum Amount Due).

The rate can increase up to 3.5% per month (i.e.42.0% annualized), in case of default. The default interest rate will apply till the time the account is regularized plus 3 months of performance review period.
All charges are dynamic and are subject to change based on Citibank's periodic review.

Benefits Citibank Platinum Credit Card

Dedicated 24x7 Concierge assistance.
Earn up to 5 Reward Points on spend of Rs.125 at select merchants.
Get exciting offers on travel, entertainment and dining
Platinum Member Rewards

Whenever you use your Citibank Platinum Credit Card, you get that little bit extra. A program tailored to make your every spend on the Card, a truly rewarding experience.
The Platinum Advantage

Every time you spend Rs.125 with your Citibank Platinum Credit Card, you get one Reward Point.
5X Rewards

Earn 5X Rewards at a range of merchants across the finest restaurants, the most popular shopping outlets.

Click here to view the outlets.
Redeem Rewards

Click here to know about the exciting options to redeem your reward points.
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