#1
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I want to apply in IDBI Bank for personal loan but before applying I need to know IDBI Bank what is interest charge on personal loan and tell me about its monthly EMI?
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#2
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IDBI Bank Personal Loan Interest Rate as on 7th August is as follows: For personal loan secured 1. If you are Maintaining Salary A/c with IDBI Bank then the rate is 15.00% 2. If you are Savings Bank A/c holders not maintaining Salary A/c with IDBI Bank then the interest rate is 16.00% For Personal Loan (Unsecured) 1. If you are Maintaining Salary A/c with IDBI Bank then interest rate is 17.00% 2. . If you are Savings Bank A/c holders not maintaining Salary A/c with IDBI Bank then the rate is 18.00% These rates keep on changing time to time so you should correlate the rate with the bank before taking in financial decision.
__________________ Answered By StudyChaCha Member |
#4
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IDBI Bank Limited was established on July 1964 by an Act of Parliament to provide credit and other facilities for the development of the fledgling Indian industry. It is considered one of the top Banks in India……………. As you want to know the IDBI Bank Interest Rates for Home Loan, here I am telling you the same: IDBI Bank Personal Loan Interest Rate Savings Bank Rate (w.e.f. May 03, 2011) 4.00 % p.a. Base Rate (w.e.f February 01, 2013) 10.25 % All the loans are linked to Base Rate of the Bank Current BPLR (w.e.f February 01, 2013) 14.75 % The interest rates are topic to change so you should correlate to the bank before any financial decision……….. Image of table ![]() ![]()
__________________ Answered By StudyChaCha Member |
#6
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IDBI Bank Limited (IDBI) is an Indian financial service company . Personal loan service offered by bank is available for salaried individuals and self-employed professionals. Features of IDBI Personal Loan: Available as 3 variants: Salaried and self-employed professionals Salary a/c in IDBI with built-in Overdraft (OD) facility Salary a/c in IDBI with built-in OD facility to IDBI Bank Pensioners Minimum loan amount : 50,000 Maximum loan amount : 10,00,000. Tenures : 12 months to 60 months Eligibility criteria for IDBI personal loan: Age: 22 years and 58 years. Salaried : at least 20,000 Annual Average Balance Self-employed : AAB of 25,000, and at least 2,40,000 in annual net income. Interest rate : 13.75% (BR + 3.50%) (Fixed interest rate applicable for salaried customers with salary a/c in IDBI Bank.) 14.25% (BR + 4.00%) (Fixed interest rate for salaried professionals not having salary a/c in IDBI Bank.) IDBI personal loan application form ![]()
__________________ Answered By StudyChaCha Member |
#8
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To meet expected and unexpected financial expenses such as marriages, house renovation, a child’s education, paying credit card dues etc one can use IDBI Bank’s Personal Loan product . Types of Personal Loan: Personal loan to Salaried Individuals, Self Employed Professionals (SEPs) & Pensioners Salary Account with In-built Overdraft facility Pension Account with in-built Overdraft facility to Pensioners of IDBI Bank Ltd Maximum Loan Amount For Salaried class :- Minimum: Rs.50,000/- Maximum: Rs. 10,00,000/- For Pensioners drawing pension/ Family Pension through IDBI Bank : Minimum loan amount : Rs. 25,000/- Maximum loan amount: Rs. 5,00,000/- subject to EMI not exceeding 50% of last credited pension amount. Interest Rate (Fixed) BR + (3.00% to 4.00%) Base Rate - 9.75% Processing Fees 1% of the loan amount +applicable taxes Tenor Minimum : 12 Months Maximum : 60 Months
__________________ Answered By StudyChaCha Member |
#10
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IDBI Bank is currently 10th largest development bank in the world, it was founded in July 1964 and it is an Indian government-owned financial service company. Personal Loan: Eligibility: Age: Salaried/ Self Employed and Professionals: Minimum age : 22 Years. Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier. Pensioners/ Family Pensioners: Maximum age : 75 years (at the date of maturity of loan amount) Tenor Minimum : 12 Months Maximum : 60 Months Maximum Loan Amount a) For Salaried class :- Minimum: Rs.50,000/- Maximum: Rs. 10,00,000/- Here I am giving you process to apply online for Personal Loan at Industrial Development Bank of India….. Firstly go to the official website of Industrial Development Bank of India which looks like this image; ![]() Now top of the home page you will see “Products” option take your cursor on this option and click on Loan option, now again click on “Personal loan” option a new page will open which look like this image: ![]() Now bottom of the page you will see “Apply online” option click on that option a new page again will open which look like this image: http://www.idbi.com/newpersonalloana.asp After that fill all require details and click on “Save and Continue” option
__________________ Answered By StudyChaCha Member |