Vijaya Bank Kolkata Gold Loan

Does Vijaya Bank give Gold Loan? I am from Kolkata and need money. I have gold ornaments. Sir, would you please give me information about Gold Loan mainly amount of loan, margin and rate of interest.

As you want apply for Vijaya Bank Gold Loan, so here I am telling basic info for this loan

Eligibility to apply for loan
Individuals of all income groups

Loan Amount
Vijaya Bank Gold Loan Amount Depending upon the value of the gold as assessed periodically.

Details Rs.per gram
For 22 carat Gold Ornaments / Jewelery 1750
Hall Marked Gold Ornaments/ Jewellary 1750


The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.

Margin
Margin prescribed is 25%

Jewel Appraiser’s Commission Area Proposed
Rural areas 0.10% on the loan amount with min. of Rs. 51/- & max. of Rs. 510/-
Other areas 0.25% on the loan amount with min. of Rs. 102/- & max. of Rs. 510/-


Repayment
Loans are for a period of 12 months / operative limit for 2 years.

Security
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery

Here I am telling you process to get detila of branches of this bank in Kolkata

Go to the Vijaya Bank official site

Click on branches option which given in the bottom side

By click there you will get anew page from where you can collect branches list which located in kolkata by select state district and place

The Vijaya Bank has many branches in Kolkata. It offers gold loan/Jewel Loan. Here are the details of the loan.

Loan Amount:
Details Rs. per gram
For 22 carat Gold Ornaments / Jewelery 1800
Hall Marked Gold Ornaments/ Jewellary 1850


Margin:
Margin prescribed is 25%

Rate of interest:
Jewel Loans for Agricultural activities

Base Rate:
As applicable to Agricultural Loans

The detailed interest rate for gold loan is in the attachment. You can see the rates after downloading the attachment from here.

Attached Files Available for Download

Vijaya Bank gold loan interest rate.doc (280.5 KB, 52 views)

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Would you like to provide me information about Gold Loan of Vijaya Bank Kolkata?

Vijaya Bank has many branches in Kolkata.The Bank provides many type of loan.
As you want to know about the Gold Loan so I am providing you here:

Eligibility:
Individuals of all income groups

Loan Amount:
Depending upon the value of the gold as assessed periodically

Details Rs.per gram

For 22 carat Gold Ornaments / Jewelery 1750

Hall Marked Gold Ornaments/ Jewellary 1750

Margin:
Margin prescribed is 25%

Jewel Appraiser's Commission:
Area Proposed

Rural areas 0.10% on the loan amount with min. of Rs. 51/- & max. of Rs. 510/-

Other areas 0.25% on the loan amount with min. of Rs. 102/- & max. of Rs. 510/-

Repayment:
Loans are given for a period of 12 months / operative limit for 2 years.

Security:
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery

Hello sir I am new in kolkota and want to apply for Vijaya Bank Gold Loan , so can you tell me about its gold loan along with branches of this bank in kolkata