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Old February 3rd, 2018, 09:11 AM
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Default Central Bank Of India Gold Loan

I required some information about Cent Personal Gold Loan offer by Central Bank of India, so that I can go through it?
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  #2  
Old February 3rd, 2018, 09:12 AM
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Default Re: Central Bank Of India Gold Loan

As per you demand I will let you know more about Central Bank of India, Cent Personal Gold Loan so that you can go through it.

Eligibility
Demand Loan against pledge of gold ornaments of 22 Carat purity or Gold Coins (Maximum 50 gram per person) sold by our Bank

Security

Pledge of gold ornaments of 22 Carat purity or Gold Coins sold by Bank

Quantum of loan
Pledge of gold ornaments of 22 Carat purity or Gold Coins sold by our Bank.

Margin:
30% of the value at the time of sanction.

Maximum Limit of loan per gram
Rs.1750/- per gram of gold ornaments or 70% of the current market price of 22 carat gold whichever is less.

In case of gold coins sold by our Bank Rs.1850/- per gram of gold coins or 70% of the current market price of 24 carat gold whichever is less.

The weight of coin(s) pledged should not exceed 50 grams per borrower in case of advance against security of gold coins.

Drawing power will be revised suitably on monthly basis based on the market value of gold

Processing Fees

0.5% of the loan amount plus tax plus applicable Appraiser Fee.

Rate of Interest
MCLR (12m) +2.00 % p.a. floating

Address:-
Central Bank of India
Chander Mukhi, Nariman Point
Mumbai – 400 021

Phone:-
022 – 6638 7777
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