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I heard from my friend about SBI Rail Yatra Card. Does SBI provide any Card of this kind? What is this service for? Can any apply to get it? Provide me its link to get more about this service. As you want to get the information about the fee and Changes on SBI Rail Yatra Card, so here I am giving the following information of Fee and Charges: Fees 1st year Joining Fee (one time) Rs. 500 2nd Year onwards Annual fee (p.a) Rs. 300 Add on Card Fee (p.a.) NIL Extended Credit Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) Finance Charges# Upto 3.35% p.m. (40.2% p.a.) from the transaction date Minimum Amount due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax Cash Advance Cash Advance Limit Upto 80% of Credit Limit ( Max 12000/day for Gold/Titanium & 15000/day for Platinum/ Signature Cards) Free Credit Period NIL Finance Charges Upto 3.35% p.m.(40.2% p.a.) from the transaction date Cash Advance Fees SBI ATMs /Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction Other Charges & Fees Protection Plus Insurance Scheme* Personal Accident ( Insurer RSA) - Rs. 24 p.m. Suraksha Plus ( Insurer SBI Life) - 0.1% of Total Outstanding Cheque Pickup Rs 90/- Cheque Bounce/Invalid Cheque 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). Statement Retrieval Rs. 100 per Statement (> 2 months old) Chargeslip Retrieval Rs. 225 per Chargeslip Late Payment Charge NIL for Total Amount due from Rs.0-Rs.200; Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500; Rs.200 for Total Amount due greater than Rs.500 & up to Rs.1000; Rs.350 for Total Amount due greater than Rs.1000 & up to Rs.5000 Rs.550 for Total Amount due greater than Rs.5000 & up to Rs.10,000; Rs.750 for Total Amount due greater than Rs.10,000; Overlimit 2.5% of Overlimit Amount (Min. Rs. 500) Card Replacement Rs. 100 Emergency Card Replacement (When Abroad) Actual Cost (Min. $175) Foreign Currency Transaction Conversion mark up: 3.5% Card Upgrade Fee Upto Rs. 500 Cash OTC Fees Rs.100 +GST Surcharge Railway Tickets - Railway Counters Rs. 30 + 2.5% of transaction amount Railway Tickets** 1.8% of transaction charges waiver (exclusive of GST & all other charges) Petrol & all products/services sold at petrol pumps 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST wherever applicable, & all other charges). Maximum surcharge waiver of Rs 100 per statement cycle, per credit card account. Payment of Custom duty 2.25% of transaction amount (Min. of Rs. 75) Last edited by Aakashd; June 27th, 2019 at 05:11 PM. |
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Shubh Yatra - Scheme for Frequent Travellers SBI Railway Card – A special credit card for Railway Passengers Shubh Yatra (Scheme for Frequent Travellers) Get back up to 10% of AC ticket fare as Railway Redeem Railway Points This scheme is valid for the following AC classes 1AC, 2AC.AC Chair Car & Executive Chair Car. SBI Railway Credit Card – Especially for railway passengers Exclusive Benefits Get back up to 10% of AC ticket fare as Railway Points through complimentary membership to the Shubh Yatra Programme of Indian Railways Increase your savings with 0% Transaction Free railway tickets through Railway Points earned on every rupee spent on your credit card Save on interest cost with 0% Balance Transfer for 75 days Save with 0% Transaction Fee* on fuel purchase at IOC & IBP pumps Free Rs 10 Lac personal accident insurance on railway travel
__________________ Answered By StudyChaCha Member |
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The SBI Railway Card is a unique Credit Card that gives you the power to get FREE railway tickets and thereby, helps you get better journey. SBI Railway Card Shubh Yatra Card- for Frequent Travellers SBI Railway Card – A special credit card for Railway Passengers SBI Railway Credit Card – Especially for railway passengers Benefits of SBI Railway Card 1. Get back upto 10%* of your AC ticket fare as Railway Points You can get 10% of your base fare as Railway Points, on AC class (except 3 AC) railway tickets through your complimentary membership to Shubh Yatra - the Frequent Traveller Programme of Indian Railways 2. 0% Transaction Charge on tickets booked through online Earn FREE tickets Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends 3. Rs. 10 Lac Free Personal Accident Insurance Protection Get a complimentary personal accident insurance cover of Rs. 10 lac in the event of loss of life resulting from a train accident, while traveling on a valid ticket 4. 0% Transaction Fee on your Fuel 5. Balance Transfer 6. Flexipay 7. Add-on Card 8. Welcome Offers Rs. 100 off on Cash Withdrawal - Get Rs 100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card. Features Worldwide Acceptance Cash on the Go Guaranteed Peace of Mind Utility Bill Payment Facility Enhanced Power to your Family Teledraft Facility (Easy Money Draft)
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