Bank PO Descriptive Solved Question Paper

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Prison reforms in India
Q. Administrative skill and political will are required to bring about jail reforms
in India. Express your views on the subject.

Ans. The fact remains that both institutions and administrative entities like prisons have
deteriorated in India. The clashes between the prison inmates and their official
custodians is not a matter to be glossed over but a subject that needs urgent and
immediate attention and corrective action. Some deaths of jail inmates in New Delhi’s
Tihar Jail bring to the fore the deplorable state of affairs, not only in the premier prison,
but elsewhere in the country also. The time and tendency to sit back is over. Now the
crying need of the hour is to sit up and exhibit political will and administrative skill to
come to grips with the all-pervasive problem of prison-reforms.

Over the years a number of commissions have gone into the challenges that continue to
confront the jail administrations. The latest in the series is the ‘Moily Panel Report’ that
says reforms in prison administration require modernisation of jail infrastructure as well
as procedural reforms in the entire criminal justice system.

Overcrowding in jails is a very big problem that leads to confusion, chaos and conflicts
resulting in a virtual breakdown of services. The problem is endemic and widespread. It
should be understood both by political leadership and bureaucratic set-up that a prison is
not a hell with no proper amenities, but an institution of reforms. The State cannot deny
the inmates their basic right to life and a speedy trial. Unfortunately, our prisons house
more undertrials than convicts. In order to reduce pressure on the jail administration,
expeditious trials are the only way out of the “traffic-jam-like situation”.

It is also time for a uniform national policy on prisons. Why not shift prisons from the
State List to the Concurrent List as recommended by the Mulla Committee? Its other
proposals, if implemented, could go a long way in bringing about the much needed
prison reforms in the country.

Making road travel safe
Q. In the present age of speed, it is imperative that all modes of travel,
especially the road travel in India is made safe for all categories of people.
Comment.

Ans. For all those who feel for India and its people, the number of deaths on Indian
roads as a result of accidents, collision, negligence, rash driving et al, is both shocking
and stupefying. When knowledgeable people describe Indian road as ‘death traps’ it does
credit neither to road makers nor to those whose duty it is to see that roads remain free
from all types of hassels and harrowing happenings.
Unless and until the Ministry of Surface Transport, Traffic Regulatory Agencies/Police etc.

Put road safety under the scanner and devise meaningful and result-oriented ways and
means to render road travel a pleasant experience, things would not improve. Strict
adherence to traffic rules and regulations is just one of the measures that can bring
about perceptible change in the situation. Unfortunately, the series of accidents that
occur on Indian roads day in and day out brings home the terrible truth that raising the
safety bar on Indian roads remains a pipedream. When the tools of high technology are
readily available and there is no shortage of funds, it is not comprehensible why this vital
area of transport, both goods and humans, remains vulnerable to accidents.

Ironically, while new roads are being built, and newer, supposedly safer automobiles—
with safety features like airbags, crash sensors etc—race out of the factories, the
country’s road safety record remains abysmal. No doubt, several factors contribute to
the appalling statistics that tell the sorry state of affairs on roads. In India, this is
particularly true since the facilities available for non-motorised users are poor or even
non-existent. It is high time the authorities did more than indulge in “traffic drives” to
book errant drivers.

Only a zero tolerance policy on a sustained basis to educate people on good road sense
will work. The test of this is the way road users put on their best behaviour during the
“Safety Week” every year. This is the one period when the number of accidents come
down significantly.
Urbanisation of India

Q. India is getting urbanized faster than the rest of the world. On the basis of
your reading, knowledge and experience state the implications of rapid
urbanization.

Ans. The state of the “World Population 2007” report points out that, for the first time in
History, more than half of the world’s population will be living in towns/cities by 2008.
The same report further tries to bring home a message of caution in a world in which
population growth is being accompanied by urbanization that could lead to congestion.
unlike Thomas Mathus’s fears of high population growth leading to scarcities and conflict,

the UNPFA Report simply cautions such countries as China and India that the future
course of dealing with population-growth-cum-rapid urbanization may not prove as
smooth and easy as a cakewalk.

The implications of urbanization in India getting faster than in the rest of the world,
holds a cup of both promises and problems. People migrating to urban areas in search of
better opportunities and amenities, real or imaginary, would certainly, though
temporarily, reduce pressure on land and agriculture in rural India. It goes without
saying that rapid but unplanned urbanization in India leading to a spurt in slums and
degrading living conditions of slum dwellers, even worse than those of the rural poor.
Strangely enough, the population of towns and cities in developing countries like India is
set to double in the space of a generation. While the urban population in the developed
world is expected to grow relatively lower. With the state of health services, sanitation,
housing, education etc. already under tremendous pressure in urban India, the scenario
in future holds no big and pragmatic promise of coping with ever increasing migration
from rural India to urban India. We cannot lose sight of another fact that climate change
can result in higher migration rate, leading to further growth in urbanisation with all
possible consequences, both sour and sweet. Besides, what should be of particular
concern to India, is the warning provided by the report on the drought, flooding, and the
other fallouts of climate change/global warming, which would not only hit drier cities like

Delhi, but also modify the migration patterns of rural and urban areas.
The report rightly points out, “the future of those in developing countries, and humanity
itself will depend on the decision of policy-makers today.” Therefore, the approach to
urban growth of India and China—who happen to have 37 per cent of the world’s slums
between them—becomes critical for the world’s future.
Legalizing sting operations

Q. It is time that sting operations carried out by media and others are legalised
In India. Express your views.

Ans. From ‘Watergate’ (USA) to Tehelka, to ‘Cash for Questions’ the invisible camera has
cut short the political career of many a big-wig politicians and made their real faces
visible to the people. No doubt, sting operations carried out by the media (both print and
electronic) and others in public interest merit to be legalised so that their findings
command due respect and recongnition in the courts as well as in the perception of the
people at large. The exposure of corrupt politicians and bureaucrats is the primary
responsibility of not only the investigating agencies like the CBI and VB but also of the
ever vigilant media, provided the operations are done not to settle personal scores but in
the national interest.

Soaked in scams and scandals, the power brokers/wielders, whether politicians or
bureaucrats or both, deserve to be thoroughly exposed and this onerous task can be
performed only by persons of strong conviction and confidence. Since ‘sting operations’
tend to impinge upon the dubious dealings of powerful persons, they should be
undertaken with utmost diligence and dexterity, coupled with objectivity, and not
vendatta or vengeance.

Needless to reiterate that ‘sting operations’ not only play a major role in unearthing the
nefarious designs and deeds of corrupt politicians and bureaucrats but also reaffirm the
faith of the masses in a free and vibrant media. If the investigating agencies of the
government can trap culprits, why can’t the media be allowed to do so?

1. The Lehmann Crash
2. The market downslide
3. Leadership is doing the right things; Management is doing things right
4. Corporate Social Responsibility benefits the bottom line
5. Has globalization really worked?
6. Integrity at work
7. Buying options: A matter of trust
8. People: The most important asset of any enterprise
9. The second great crash
10. Management styles: Why things go wrong?
11. Do we need to dress for success?
12. What do Chief Executive Officers do?
13. The element of Risk in management.
14. Outsourcing to reduce risk
15. Management is what managers do
16. Terrorism benefits whom
17. Nation’s growth must be inclusive
18. Chandrayaan – One giant leap for Indian Astrophysicists
19. The secret to winning more gold in the Olympics
20. The ban on smoking- Gimmick or success
21. Why does a nation need forex reserves?
22. What makes you a suitable candidate for an MBA?
23. Is India really shining?
24. What is revenue deficit?
25. What is the job of the Manager?
26. Is democracy working for India?
27. Performance appraisal- A Useful tool for growth
28. Corruption an outcome of Democracy
29. Agricultural subsidies: A Boon or a Bane
30. Do we need a dictator?
31. Does the media need censorship?
32. Reforms in education – a necessity
33. Management objective- Maximise profits
34. Classroom learning vs experiential learning
35. Is democracy hampering our growth?
36. Is peace and non-violence for the 20th century only?
37. Is India safe for its citizens?
38. One can make a difference
39. What does 15th August mean to me?
40. Is Gandhi relevant today?
41. I believe, success in life comes from……………..
42. Dependence on computers a blessing or bane
43. Can I succeed without an MBA?
44. Voters and not politicians responsible for criminalization of politics
45. Business ethics – A necessity or luxury
46. Cricket a national obsession- detrimental to other sport
47. Will a presidential form of government help India better?
48. Is Obama good for India?
49. Can politics be delinked from Indian sport?
50. Who must take care of the environment?

As per your request, here I am sharing the Descriptive Solved Question Paper of Bank PO Exam

Q1) “The Govt sould have lesser & lesser role in the activities related health”. Give arguments in favour and against of this statement.

Ans1) Liberalisation has opened new opportunities for private investment in the country. The Govt.`s role in this situation is debatable.

Favour :
> Population growing Day by Day, not possible for govt to provide health care & other facilities for growing population.
> To cater needs of vast chunk of humanity, Govt should allow entry of private parties in this sectos.
> Pollution related problems are touching all time high graph, more investment and hospitals are needed for this.
> Such huge investment could be provided through private sector hence Govt should have lesser role in this sector

Against :
Govt should take care of social sector, withoutn social developmentoverall development of a country cannot be achieved.
> Despite govt.`s inefficiency in this sector, its coverage on national scale is quite extensive.
> Most of the population is below poverty line, and they need free or cheap medical services, which is possible only by Govt health schemes.
> So govt should play active role in this sector

Q2) Learning a foreign language is in vogue these days. Give reasons why people learn foreign languages?

Ans2)
> With opening up of economy, many foreign companies are coming to the Indian Market. These companies want that the employee should know foreing languages so that if he/she is shifted to any foreing country so he could handle his job there .
> Huge talented work force in India, but rate of unemployment is very high, so to gain extra quality in himself or to stand different from others the person learn some foreign languages.
> Many people have to go abroad to study or for job so they should learn to speak kanguage of that country.
> Besides economic considerations some have ardent desire to learn language and culture of of other countries.



SBI Bank PO Descriptive Solved Question Paper

1. Write a Letter in about 150 words on any one of the following: (Marks : 10)
(Note : You are Rubin/Rubina and your address is 26, Everest Heights, Mount Road, Chennai)

1. Write a letter to your Manager asking permission for a leave to attend a family function.

2. Write a letter to a student preparing for his Board Examination giving tips on healthy study habits.

3. Write a letter to the Editor of a news paper commending it on an published in it regarding environmental aware3ness and adding your own views on the duty of every citizen to protect the environment.

2. Write a Paragraph on any one of the following topics in not more than 150 words : (Marks : 8)

1. Banks are manufacturers of Money

2. Features of economic recession

3. A day when everything went wrong

3. Write an essay on any one of the following topics in approximately 250 words : (Marks : 12)

1. The risks of trading at the stock market

2. The impact of interest rate changes on the economy.

3. Responsibility of media in moulding public opinion.

4. In this section a passage will be given. And the question will be like "Make a precis of the following passage in English in your own words, in about one-third. Marks will also be deducted if your precis is much longer or shorter than the prescribed length. State the number of words used by you in your precis". No choice will be there. (Marks 10)

5. In this section a passage will be given followed by five small questions (2 Marks each). No choice will be there (Marks 10)

Essays on:

1. Women Entrepreneurs in India

2. Importance of Investment

3. Essay on SME

4. Banks play a vital role in day to day life

5. Entrance Exam – An evil

6. Pros n cons of winning lottery

7. Women bill

8. Women security at the workplace a deep concern

9. Inclusive growth

Letter Writing:

1. Letter to your sibling advising him/her to prepare for a competitive exam

2. Writing a job offer acceptance letter for the post of Assistant Manager

3. Complaint to CEO regarding the extra work in office

4. Letter to sibling for teling benefits for future of money saving

5. Letter to bank manager requestng to extend the joining period as you have recieved the offer letter for the bank job.

Precise writing

1. Inflation

2. On Corporate social responsibility (CSR)

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Answered By StudyChaCha Member