Punjab National Bank Home Loan

Who are eligible for apply Punjab National Bank Home Loan? What are the documents necessitates for Punjab National Bank Home Loan? Can any body give me information about terms and condition for Home Loan at Punjab National Bank?

The benefits for the Home loan Banking:

Two benefits for customer in Home loans:

The fixed home loan and the floating home loan.
Repayment rate of the PNB for the home loan is up to 25 years and has flexible repayment benefits and very fast and quick.
For loan factor, a low flexible interest rate of 0.25 % is enforced.

NOTE:There are no hidden charges or fees

The fees / charges on home loans of different rates:
Loans are up to 300 lakhs INR 0.50 % with tax
Loans more than 300 lakhs INR 0.90 % with tax
A documentation fee of 1350 INR with tax is imposed on any loan amount
Pre Payment Charges and Balance Transfer Charges is 2 %

I am customer of Punjab National Bank and want to take home loan from this bank. Will you provide home loan details and eligibility also tell what the PNB Home loan interest rate?

Punjab National Bank is a Banking and Financial service bank owned by Government of India with its headquarters is in New Delhi, India.

PNB Housing Loan For Public

Purpose

For construction of house/ flat;

For purchase of built house/flat.

For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.

For carrying out Additions to the house/flat.

For carrying out repairs/ renovation / alterations/ cost of furnishing to the house/flat.

For meeting cost escalation in the cases of under-construction flats to existing Housing Loan borrowers.

For purchase of land/plot for house building.

Eligibility
Individuals or Joint owners.

PNB Margin:

Housing Loan Upto Rs.75 lac 20%
Housing Loan Above Rs.75 lac 25%
Purchase of Land/Plot for House Building 25%

Please find the below attached image for the PNB Home loan Interest rate:




Contact:


Corporate Office:
PNB
Plot No 4, Sector -10 Dwarka New Delhi -110075

Toll Free No.
1800 180 2222
1800 103 2222

Tolled No. 0120-2490000
Landline :011-28044907

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Answered By StudyChaCha Member