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Old January 3rd, 2017, 07:12 PM
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Default Punjab National Bank Bike Loan

Can you tell me about the eligibility requirement for Bike Loan/ Two Wheeler Loan in PNB (Punjab National Bank)? Also provide me its Application Form for Financing of Two Wheeler?
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Old January 3rd, 2017, 07:33 PM
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Default Re: Punjab National Bank Bike Loan

Among the many other loans that PNB (Punjab National Bank) offers, the two wheeler loan is one of the most popular among customers because of the competitive rates and flexible terms of the loan.

PNB Bike Loan Eligibility Criteria:
• One must be earning a minimum of Rs. 10,000/- p.m.
• One must be a salaried individual who draws salary from the bank or is under check off facility from one’s employer.
• One must be in the age bracket of 18 to 60 years.
• One must have a valid driving license.
• One must either be a customer of PNB for at least the last six months with adequate transactional record or a customer of any bank with adequate transactional record for at least one year.
• If one is a student applying for the loan, one must be above 18 years and an earning parent must become co-borrower. The income proof of the parent will be considered.
• If one is married to a salaried spouse, one’s income can be considered for deciding the income criteria, as long as provide satisfactory proof of income.
• Business concerns (Corporate or non - corporate). For the income of the business verification, one’s Income Tax Returns filed and challans for Tax Deposited is considered.


PNB Two Wheeler Loan Fees and Charges:

Fee Description

Amount: Upfront fee/ Processing Charges
Rs. 275/-+ Service tax & Edu. cess
This fee will be completely waived off during the Festival Bonanza

Documentation Charges
Amount: Rs. 275/-+ Service tax & Edu. cess
This fee will be completely waived off during the Festival Bonanza

Application Form

Application Form for Punjab National Bank Bike Loan


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