#34
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Bank of India Credit Card will be the right option for today’s consumers. Bank of India Credit Card offers credit card in different types. Different types of credit cards offered by Bank of India : Visa Gold Card VisaGold Card InternationalCard Visa Platinum Privilege Card Taj Premium Card India Card Credit Card for Pensioners As I having information you have to apply offline for getting Credit Card of Bank of India . online facility to apply for credit card is still not available . Detail about the credit cars of Bank of India : Visa Gold Card Valid in : India, Nepal Bhutan For customers : Gross annual income of Rs.1.50 lacs& above Fee – Principal Card : Rs. 600 p.a., Add – on Card : Rs 350 p.a. Pin enabled photo card : For secure usage at over 2,50,000 merchant locations 24hr. cash access at over 90,000 ATMs. Revolving Credit at preferential rate. Interest free credit for upto 51days. Cash advance facility at over 4000 branches . Options for bill payments. 24 hr. toll free assistance for reporting lost/stolen cards. Flexible credit limits . Visa Platinum Privilege Card Card has the photo and signature of the card holder Maximum amount of cash that can be withdrawn: From – ATM – Rs. 50,000, POS – Upto Rs.1 lac. Credit Card for Pensioners Limit will be based on three times monthly pension but no TOD allowed. Credit card detail Bank of India ![]() Credit Card for Pensioners Specially designed for pensioners Limit will be based on three times monthly pension but no TOD allowed. ![]()
__________________ Answered By StudyChaCha Member |
#37
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Bank of India was founded in September 7, 1906 by a group of eminent businessmen, it is commercial bank and it has been government-owned since nationalization in 1969. Kisan Credit Card: Objective: Kisan Credit Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities and cost effective manner. or To bring about flexibility and operational freedom in credit utilization. Eligibility: a) Under the scheme, Branches may issue Kisan Credit Cards to the farmers who are otherwise eligible for sanction of short term credit for crop production, allied activities and other non-farm activities. b) The farmers should come from the operational area of the Branch. Quantum of Finance and margin: For production / short term purposes - Loan amount will depend upon the type of crop, area under cultivation and scale of finance. Short term working capital - For ancillary activities and minor investment of medium term nature. Short term credit for consumption / domestic needs to the extent of upto 25 percent of gross estimated income of the farmer and maximum Rs.50,000/=. Finance against storage receipts / produce marketing may be considered maximum upto 50 percent of the price of the produce prevailing at the time of storage / sanction of loan. Limits / advances upto Rs.10 lakhs per farmer can be extended for a maximum period of 12 months. However, the amount of finance to the extent of net of loan may be made available to the farmer. Documents required: (a) Demand Promissory Note. (b) Deed of Composite Hypothecation Agreement (CHA-1). (c) Letter of Authority (AG-15). (d) Charge on land as per Agricultural Credit Act or Equitable mortgage or Legal Mortgage of land (CHA-4). (e) Letter of Pledge (OD-159). (f) Pledge of Storage Receipt duly discharged. (g) Undertaking to repay the advance within 12 months or on sale of produce. (h) Bank’s lien to be notified to the storage unit. (i) Undertaking from the godown / cold storage owners not to deliver the goods without production of the pledged storage receipt. (j) L-515. (k) L-516 (if required). Rate of Interest (a) On Debit Balance: As advised by Head Office from time to time (b) On Credit Balance: Rate of interest payable will be as per Savings Bank interest rate and follow the Savings Bank Rules except opening a separate account.
__________________ Answered By StudyChaCha Member |
#39
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Bank of India is one of the largest Government-owned commercial bank in India . Credit Card service offered by Bank of India will be the right choice for customers who are looking to access money wherever they are . Types of Credit Card of Bank of India: Navy Classic Navy Gold Krishi Vikas Card Visa Gold Car VisaGold Card InternationalCard Visa Platinum Privilege Card TAJ Premium Card India Card Credit Card for Pensioners You are looking for getting application form to issue credit card . but it not available online . so you have to visit a branch of Bank of India . To get address of any branch of bank you can use branch locator facility of bank . How to use branch locator : Go to the website of Bank of India. At left side of page you get branch section there click on India link . ![]() Here enter State and city and click on search link to get detail about the branches of that city of state.
__________________ Answered By StudyChaCha Member |
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