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What is the interest rate of UCO bank education loan please provide me the information of it as early as possible
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#2
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![]() The details about the interest rates for UCO bank education loan is as follows: Upto Rs.7.50 lacs: Spread over Base Rate: 2.50% Effective Rate: 13.00% More than Rs.7.50 lacs: Spread over Base Rate: 2.50% Effective Rate: 12.75% Base Rate - 10.50% p.a. w.e.f. 01.05.2012 BPLR - 15.00% p.a. w.e.f. 01.08.2011
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#4
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As you want to get the details of educational loan and the interest rates of UCO Bank so here is the information of the same for you: Eligibility: Studies in India Courses must be approved leading to graduate/post graduate (Masters & PhD. degree and PG Diplomas conducted by recognized colleges/universities, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc.). Computer Certificate courses of reputed institutes accredited to DoE. Courses like ICWA, CA, CFA, etc. Studies Abroad Graduation : Job oriented professional / technical courses offered by reputed Universities. Post Graduation : MCA, MBA, MS, etc. Age limit: For Graduation: 28 years for general candidates 30 years for SC/ST candidates For Post Graduation: 30 years for general candidates 33 years for SC/ST candidates Quantum of loan Studies in India : Maximum Rs. 10.00 Lac Studies Abroad : Maximum Rs. 20.00 Lac Security Upto Rs. 4.00 lacs No security, co-obligation of parents Above Rs. 4.00 lacs & upto Rs. 7.50 lacs Co-obligation of parents, collateral in the form of a suitable 3rd party guarantee Above Rs. 7.50 lacs Co-obligation of parents, tangible collateral security equivalent to full value of loan Margin Upto Rs. 4 Lac - Nil Above Rs. 4 Lac Studies in India - 5% Studies Abroad - 15% Repayment Period Upto Rs 7.50 lacs :- Upto 10 years Above Rs.7.50 lacs :- Upto 15 years Interest rates: Education Loans Spread over Base Rate Effective Rate Upto Rs.7.50 lacs 2.50% 12.70% More than Rs.7.50 lacs 2.25% 12.45% Contact Details: UCO Bank 1/2, D B Gupta Road, Pahar Ganj, Desh Bandhu Gupta Rd, Ratan Lal Market, Kaseru Walan, Paharganj, New Delhi, Delhi 110055 1800 103 0123 India Map Location:
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