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Old January 13th, 2017, 01:20 PM
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Default Processing Fee For Home Loan In SBBJ

Hii sir, I wants to Apply for the Home loan of the State bank of Bikaner and Jaipur Will you Please provide me the Procession Fees for the Home Loan of the State bank of Bikaner and Jaipur ?
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  #2  
Old January 13th, 2017, 02:57 PM
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Join Date: Apr 2013
Default Re: Processing Fee For Home Loan In SBBJ

BBJ (State Bank of Bikaner and Jaipur) Home Loan provides home loans that have flexible tenures, hassle-free loan application process and attractive interest rates. SBBJ Housing Loan can be used for anything from purchasing the property to spending for home renovation.

Features

High Eligibility for Businessmen
Doorstep Service
Low Interest Rates
Simple Documentation
Quick Turnaround time
Margin: Loan up to Rs.1 crore; 20%. Above Rs. 1.00 crore; 25%
Possibility of getting high loan amount
Property types: Purchase of plot/house/flat, construction, extension, renovation and refurbishing
Loan tenure: You may avail loan tenures up to 30 years.
Other features include: SBBJ Realty SBBJ Maxgain, NRI Housing loan scheme and SBBJ
Flexi Housing Loan


State Bank of Bikaner & Jaipur Home Loan Details
Interest Rate 9.15%


Procession Fees :

You will not be charged for processing fee for loan amounts up to Rs.25,000. If the loan amount is above Rs. 25,000, you will be charged 0.25% of the loan amount, for both regular and online home loans (minimum Rs. 500 and maximum of Rs. 10,000).

Eligibility Criteria

Minimum age 21 years
Maximum age on maturity of loans 70 years
Maximum Loan Amount

If your income is up to Rs. 2.00 lacs, you can borrow an amount which does not exceed 40%. If your income is between Rs. 2.00 lacs and Rs. 5.00 lacs,

you can borrow an amount which does not exceed 50%. If your income is above Rs. 5.00 lacs, you can borrow an amount which does not exceed 55%.

If you are in business, the loan amount will be considered on the basis of sales if the loan amount is more than Rupees 2.00 lakhs

For more details you may Visit the Nearest branch of the SBBJ bank
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