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Old April 14th, 2016, 02:51 PM
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Join Date: Nov 2011
Default Re: PNB Credit Card Billing Cycle

Punjab National Bank is an Indian financial services company based in New Delhi, India. Founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs across 764 cities. It serves over 80 million customers. It offers personal, social, agricultural, international and corporate banking services.

Features and Benefits of Punjab National Bank Credit Card
-Utility Bill Payment Facility
-Add-on Card
-Purchase of Railway Tickets
-Free Credit Period
-Revolving Credit Facility
-Balance Transfer Facility
-Customer Support Services
-EMI Facility
-Concierge Services

Eligibility Criteria for PNB Global Credit Cards

-Applicant should have at least passed their 10th standard exams.
-Age criteria: The applicant should be at least 21 years old and not over 65 years of age, in order to be eligible for this credit card.
-The add-on cardholder must not be less than 18 years of age or more than 65 years of age.
-Salaried applicants must fulfill an income criteria of minimum Rs.1,00,000/- annually for being eligible for a PNB Global Classic Credit card and a minimum of Rs. 2, 50, 000/- for being eligible for a PNB Global Gold Credit card.
-Applicants who are into business or are self-employed/ professionals must also fulfill an income criteria of at least Rs.1,00,000/- annually for being eligible for a PNB Global Classic Credit card and a minimum of Rs. 2, 00, 000/- for being eligible for a PNB Global Gold Credit card.
-The applicant should be an Indian Resident or must reside within the city limits of the Bank’s branches.

Documents Required:

-PAN Card copy which is self-attested; or Form 60 / 61.

-Proof of Residence: The applicant must provide address proof at the time of applying for a PNB Global Credit Card. He/she can submit any of the following documents for this purpose - Telephone Bill, Bank Account Statement, Electricity Bill, Letter from a recognized public authority which is approved by the bank or Letter from bank-recognized employer.

-The applicant must have an existing relationship with the Bank which has been prevalent for a minimum period of 6 months at least.

-Identity Proof: The applicant also has to submit a valid identity proof at the time of applying for the PNB Global credit card.

It can be any of the following documents - Passport, Voter’s Identity Card, PAN Card, Company ID Card, Driving License, Letter from a bank-approved recognized public authority or public servant that verifies the applicant’s identity and residence.

-Proof of Income: The Salary Certificate, copy of Form 16, IT Returns, or Salary Certificate can be submitted by the applicant as proof of income.
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