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Old April 6th, 2016, 03:28 PM
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Join Date: Nov 2011
Default Re: Indian Overseas Bank Financial Results

Indian Overseas Bank (IOB) is a major public sector bank based in Chennai (Madras). It has an ISO certified in-house Information Technology department, which has developed the software that its branches use to provide online banking to customers; it has achieved 100% networking status as well as 100% CBS status for its branches.

Quarterly Financial Results of Indian Overseas Bank


Dec 2015 in Rs Cr

Interest Earned
(a) Int. /Disc. on Adv/Bills 4,197.51
(b) Income on Investment 1,629.01
(c) Int. on balances With RBI 86.08
(d) Others --
Other Income 533.18

EXPENDITURE
Interest Expended 4,564.83
Employees Cost 891.52
Other Expenses 364.73
Depreciation --
Operating Profit before Provisions and contingencies 624.7
Provisions And Contingencies 1,896.06
Exceptional Items --
P/L Before Tax -1,271.36
Tax 153.7
P/L After Tax from Ordinary Activities -1,425.06
Prior Year Adjustments --
Extra Ordinary Items --
Net Profit/(Loss) For the Period -1,425.06
Equity Share Capital 1,720.97
Reserves Excluding Revaluation Reserves 13,153.46
Equity Dividend Rate (%) --

ANALYTICAL RATIOS
a) % of Share by Govt. 81.19
b) Capital Adequacy Ratio - Basel –I --
c) Capital Adequacy Ratio - Basel -II --

EPS Before Extra Ordinary
Basic EPS -8.67
Diluted EPS -8.67

EPS After Extra Ordinary
Basic EPS -8.67
Diluted EPS -8.67

NPA Ratios :
i) Gross NPA 22,672.40
ii) Net NPA 14,173.75
i) % of Gross NPA 12.64
ii) % of Net NPA 8.32
Return on Assets % -1.89

Indian Overseas Bank Financial Results Dec 2015



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