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Old April 6th, 2016, 09:29 AM
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Join Date: Nov 2011
Default Re: Which Is The Best Investment In India

As you asking for the best Investment plans of India here I am giving you the well known plans for Investment in India that are as follow:

1) Public Provident Fund – PPF

Public Provident Fund offers almost 99% security being operated by the government. You already would know the benefits of PPF like

Features :
Minimum investment of Rs.500 and maximum investment of Rs.1,00,000(if you’re considering tax deduction under 80C)
Tax free interest and maturity amount
One of best interest among fixed income products – 8.7% p.a in 2014
Free from creditors, loan sharks and court attachments

2) National Savings Certificate (NSC)
NSC is a popular choice among rural Indians. The minimum investment is Rs.100 and one has option to choose 5 or 10 year period. The current interest is 8.5% for 5 years and 8.8% for 10 years.

3) Senior Citizen Savings Scheme (SCSS)

Probably the best investment option plan if you’re above 60 years. The rate of interest for Senior Citizen Savings Scheme is nearly 9.2% now. Usually the interest is around 1% above the 10 year government securities yield.

4) Money Market Funds

Money Market Funds are ideal as short-term investments options. These also called Liquid funds. investment options in IndiaAs the name suggests, liquidity is the primary motto. These offer slightly higher returns than Savings Accounts.

5) Bank Fixed Deposits (FDs)
A Term Deposit or bank fixed deposit as it’s often called is a good choice if your investment period is 6-24 months. It is very common and simple product which does not need much explanation. A
Government Invesment policies :
6) Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a must-have investment option in my opinion if you’re risk averse.
It is with sole aim of saving for your daughter’s long term future whether it is for marriage or education purpose.
8) Atal Pension Yojana
Atal Pension Yojana is a recent investment option launched ny MOdi government. Here any Indian between 18-40 years can join the scheme.
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