JAIIB previous year solved question papers

Here I am providing the list of few questions of JAIIB exam question paper which you are looking for .

JAIIB exam question paper

1) When a cheque is drawn on a bank, the bank is called the
a)Payee
b)Drawee
c)Drawer
d)Endorsee (b)
2) One of the State Government avails of a temporary financial
assistance from Reserve Bank of India. This type of finance
is called :
a)Overdraft
b)Temporary loan
c)Short term finance
d) Ways and Means advance (d)

3) Maximum Bank Rate is:
a) 6%
b) 20%
c) 25%
d) None (d)

4) Obligation of a Banker to maintain secrecy is applicable to
a) Only in case of existing deposit accounts
b) Only in respect existing loan accounts
c) Only in case of closed accounts
d) All types of deposit/loan accounts (existing/closed) (d)

5) Bank A allows one of its clients to withdraw against
clearing of a cheque. The banker is called as:
a) Collecting and Paying banker
b) Holder in due course
c) Holder for value
d) Reimbursement banker (c)

6) As per the provisions of NI Act,1881 a banker gets protection
for payment of a cheque only if it is a :
a) Holder in due course
b) Payment in due course
c) Holder for value
d) All of the above (b)
7) At a Railway station, you withdraw cash from ATM of State Bank of India. SBI is a :
a) Paying Banker
b) Collecting Banker
c) Advising Banker
d) Issuing Banker (a)

8) Management of a Bank vests with
a) Reserve Bank of India
b) Asset Liability Committee (ALCO)
c) Board of Directors
d) None of the above (c)

9) Hari issues a stop payment instructions to his banker to
Stop payment of a cheque for Rs,20,000.00. This is
a) A request from Hari
b) An intimation from Hari
c) An advice from Hari
d) A mandate from Hari (d)
10) Except one of the following instruments others are issued
at discount. Identify the exception:
a) A Certificate of Deposit (CD)
b) A Treasury Bill (TBill)
c) A Commercial Paper (CP)
d) A Fixed Deposit (FD) (d)


11) Cash Reserve Ratio (CRR) is to be maintained on Net
Demand and Time Liabailities (NDTL).SLR is to be
maintained on:
a) Total Demand and Time Liabilities
b) Net Demand and Time Liabilities
c) Total Demand and Time Assets
d) Net Demand and Time Assets (b)
12) Garnishee order is issued by:
a) Judgement Debtor
b) Judgement Creditor
c) Judgement Debtor’s Debtor
d) None of the above (d)
13) CAMEL model is used by
a) Bankers to evaluated a credit proposal
b) Bankers to manage their risks
c) RBI inspectors to evaluate banks functions
d) Merchant Bankers to evaluate portfolio investment (c)
14) One of your NRI customers wants to place FCNR
deposits in Canadian $ with your bank. You will
a) Accept his request and open a FCNR a/c
b) Will not accept his request to open FCNR a/c in
Canadian $
c) Will inform the customer to place FCNR in any
one of the currencies (US$/GBP/JPY/EUR)
d) Both b and c (a)
15) Which one of the Non Resident Deposit schemes
is not permitted.
a) FCNR a/cs
b) NRNR a/cs
c) NRE a/cs
d) NRO a/cs (b)


16)At the time of receipt of a garnishee order your customer’s
accounts showed :
i)SB a/c uncleared balance Rs.2,000.35 (Cleared balance Rs
550.35)
ii) An overdue fixed deposit for Rs.25,753.22 matured one week earlier
iii)OD account showed a credit balance of Rs.8,728.96
iv)CC account showed a credit balance of Rs,2,247.18
Indicate the amount which can be attached by the garnishee order?
a) Rs.28,550.75
b) Rs.10,228.96
c) Rs.37,729.71
d) Rs 4,247.53 (c)
17)You receive a cheque in an overdraft account for Rs.27,000.00.
The debit balance in the account is Rs.30,000.00 and the OD
limit is Rs 55,000.00.What reason you will state while returning
a) Refer to drawer
b) Effects Not cleared
c) Exceeds arrangement
d) Endorsement not correct (b)
18) Match the following:
i) Payment in Due Course A) Insurance
ii) Karta B) Cash Credit
iii) IRDA C) HUF
iv) Hypothecation of Inventory D) Paying Banker
a) i-D,ii-C,iii-A,iv-B
b) i-A,ii-B,iii-C,iv-D
c) i-B,ii-A,iii-D,iv-C
d) i-D,ii-C,iii-B,iv-A (a)





19) Match the following:
Identify the Committees:
i)Classification of Assets A) Nayak
ii)Computerisation in Banks B) Tarapore
iii)Working Capital for SSIs C) Narasimham
iv)Capital Account Convertability D) Rangarajan
a) i-B,ii-D,iii-C,iv-A
b) i-D,ii-C,iii-A,iv-B
c) i-B,ii-A,iii-C,iv-D
d) i-C,ii-D,iii-A,iv-B (d)
20) Match the following:
i)Financial intermediaries A) Mutual funds
ii)ATMs B) E- Banking
iii)Certificate of Deposits C) Money Markets
iv)Book debts D)Assignment
a) i-C,ii-D,iii-A,iv-B
b) i-D,ii-C,iii-B,iv-A
c) i-A,ii-B,iii-C,iv-D
d) i-A,ii-C,iii-B,iv-D (c)
21) RTGS stands for :
a)Real Time Settlement System
b)Real Time Gross Settlement System
c)Real Gross Settlement System
d)None of the above (b)
22) The banker acts as a Bailee and the customer as Bailor,
this relationship is applicable:
a)when a bank lends funds to a corporate customer
b)when a bank accepts US$ FCNR deposits form a NRI customer
c)when a customer operates a safe deposit locker
d)when a customer keeps articles in safe custody with a bank (d)


23)One of your customers lost the Fixed Deposit Receipt issued
by the bank. To obtain a duplicate FD he needs to furnish
a)A Promissory note
b)A Guarantee
c)A Letter of Credit
d)An Indemnity bond (d)
24) In a demand draft the word “order” is changed to “bearer”
by the holder of the dd. It is called as:
a)Endorsement
b)Material alteration
c)Crossing
d)None of the above (b)
25) Capital adequacy is worked out based on:
a) Total demand and time liabilities
b) Net demand and time assets
c) Risk weighted assets
d) Risk weighted liabilities (c)
26) One of your customers dies without leaving a will and
The court appoints a person to handle the customer’s
Property. Such a person is called as
a)An administrator
b)An executor
c)A liquidator
d)A successor (a)
27)A negotiable instrument is endorsed as Pay to Raju only
This is called as:
a)Blank endorsement
b)Restrictive endorsement
c)Sans recourse endorsement
d) Endorsement in Full (b)

__________________
Answered By StudyChaCha Member

i request u to plz send may2014 n dec2014 papers of JAIIB

WANT PREVIOUS YEARS SOLVED PAPERS ON 1 ST PAPER i.e on Principles and Practices of Banking.

I am planning to give the JAIIB Exam (Junior Associate of the Indian Institute of Bankers) Exam and want to know details about this exam. Will you please tell me what the pattern of this exam also provide me some Previous Question Papers of JAIIB Exam?

JAIIB Exam (Junior Associate of the Indian Institute of Bankers) Exam Pattern: JAIIB consists of 3 papers namely:

(1) Principles & Practices of Banking
(2) Accounting & Finance for Bankers
(3) Legal & Regulatory Aspects of Banking

Pattern for JAIIB Exam :
(a) Knowledge testing, (b) Conceptual grasp, (c) Analytical / logical exposition, (d) Problem solving (e) Case analysis.

Some of the sample question includes:

1) The apex institution which handles refinance for agriculture and rural development is called:

a) RBI
b) SIDBI
c) NABARD
d) SEBI

Ans:- (c)

2) Long Form Audit Report (LFAR) is prepared and submitted by

a) RBI inspectors
b) Internal inspectors
c) Statutory auditors
d) Concurrent auditors

Ans:- (c)

3) As per FIMMDA’s guidelines, the Mid-Office is responsible for:

a) Dealing activities
b) Risk Management
c) Reconciliation
d) Confirmation of deals

Ans:- (b)

4) Interest is calculated on actual/365 days basis in respect of the following products, except one :

a) Call Money
b) Notice Money
c) Term Money
d) GOI dated securities

Ans:- (d)

5) Which was the first Mutual Fund started in India:

a) SBI Mutual Fund
b) Kotak Pioneer Mutual Fund
c) Indian Bank Mutual Fund
d) None of the above

Ans:- (d)

6) The regulator for Mutual Funds in India is:

a) FIMMDA
b) AMFI
c) RBI
d) SEBI

Ans:- (d)

7) FIMMDA’s general principles and procedures are applicable to:

a) Fixed Income Markets
b) Money Markets
c) Derivatives Markets
d) All of the above

Ans:- (d)

8) Your bank’s customer XYZ Ltd, enjoys a CC limit of Rs.1,00,000.00

The CC account shows a credit balance of Rs,10,205.00.
The relationship between your bank and XYZ Ltd is:

a) Debtor/Creditor
b) Creditor/Debtor
c) Bailor/Bailee
d) Bailee/Bailor

Ans:- (a)

9) The right of set-off is:

a) Customer’s Right
b) Customer’s Obligation
c) Banker’s Right
d) Banker’s Discretion

Ans:- (d)

10) Which of the following forms of business are permissible under BR Act:

a) Borrowing
b) Issuance of Letters of Credit
c) Buying and selling of bullion
d) All of the above

Ans:- (d)

Please find below attachment to download this exam paper:

Attached Files Available for Download

JAIIB Exam Paper1.pdf (1,018.3 KB, 163 views)

__________________
Answered By StudyChaCha Member

Sir I want three previous years question papers of jaiib of three subjects

I have decided to give the JAIIB exam and for this I am looking for the Previous Year Question Papers Of JAIIB Exam for doing exam preparation. Will you please provide me Previous Year Question Papers Of JAIIB Exam also provide me JAIIB exam dates?

The Indian Institute of banking and finance (IIBF) is is India’s premier institute in banking and finance education.
It conducts JAIIB examination. It is an associate examination. The JAIIB is also known as Junior Associate of the Indian Institute of Bankers.

As per your request here I am providing you the Previous Year Question Papers Of JAIIB Exam so that you can prepare well for the exams.






Please find the below attachment to get the Previous Year Question Papers Of JAIIB Exam:

JAIIB Paper Pattern:
SUBJECT OF EXAMINATION:-

(1) Principles & Practices of Banking
(2) Accounting & Finance for Bankers
(3) Legal & Regulatory Aspects of Banking

JAIIB EXAMINATION – Nov/Dec 2015 (ONLINE MODE)

Date Time Subject

15/11/2015 Sunday ONLINE - Will be given in the admit Letter Principles & Practices of Banking

22/11/2015 Sunday ONLINE - Will be given in the admit Letter Accounting & Finance for Bankers

29/11/2015 Sunday ONLINE - Will be given in the admit Letter Legal & Regulatory Aspects of Banking

Attached Files Available for Download

(JAIIB Paper1).pdf (402.4 KB, 152 views)

__________________
Answered By StudyChaCha Member

i also regestred and mention id and passward bt can nt dounload jaiib papers

i also regestred and mention id and passward bt can nt dounload jaiib papers
mb29151@gmail.com