Kind of questions asked in RBI Grade B exam

Can you please tell me what kind of Questions is generally asked in RBI Grade B officers Exam???

Here I am sharing the Question Papers RBI Grade B officers Exam so that you can get idea about Question type

SECTION I
1. What does the Union Budget 2003-2004 offer to the salaried employee and the common man?
2. Explain briefly the salient features of the Foreign Exchange Management Act.
3. Discuss the role of the Reserve Bank of India in the economic development of the country.
4. Critically evaluate our country’s efforts in disinvestment in public sector undertakings.
5. Write short notes on-any two of the following
a. Regional Rural Banks.
b. Mutual Funds
c. Role of NABARD in economic development.
d. Difference between direct and indirect taxes.

SECTION II
6. ” Planning and Control are two sides of the same coin”. Do you agree? Why?
7. What are the advantages and disadvantages of decentralization?
8. Identify the skills required for a manager to be an effective leader.
9. What is performance appraisal? What are its objectives?

SECTION 1
1. Examine the implications of tax reform measures introduced in the Budget 2004-2005.
2. Is the present level of foreign exchange reserves of India adequate from the view point of implementing capital account; convertibility of the Rupee? Discuss.
3. Examine the role of foreign direct investment (FDI) in India.
4. How far has the Development Banking’ policy of India achieved it objectives? Explain.
5. Write short notes on any two of the following
1. WTO and India
2. E-Commerce
3. India’s Services Sector
4. Derivatives.

SECTION II
6. What is a Learning Organisation? Suggest a model framework for the same.
7. Explain the failure of ‘Corporate Governance’ at Enron.
8. What is 360-degree performance appraisal? Why is it so important today?
9. Who is a successful leader? List out at least five important attributes of successful leadership. How do delegation and organisational culture play significant role in the leader’s success?

SECTION 1
1. What are the powers vested in SEBI to promote the development of the securities market and to protect the interests of investors?
2. Define “money market”. Who are the main players in this market and what are the instruments used?
3. What is meant by NRI? What are the incentives provided to attract in investment by NRIs?
4. What is “Fiscal deficit”? How would the reduction of its size in terms of GNP (Gross National Product) benefit the economy?
5. Write short notes on any two of the following
a. Venture Capital Fund
b. Lead Bank Scheme
c. Non-performing Assets
d. Book Building.

SECTION 2
6. “Planning is the basis of control; action is its essence; delegation is its key and information its guide. Discuss.
7. What is “policy”? Distinguish between (a) objectives and policies and (b) policies and procedures.
8. What do you mean by “leadership style”? How would you differentiate successful leadership from effective leadership?
9. What is meant by morale How is it related to productivity? Explain the factors contributing to morale.

SECTION I
1. Explain briefly the capital adequacy norms applicable to banks
2. What is “insider trading “? Explain briefly the main elements of the regulation relating to prohibition of insider trading.
3. What is commercial bill market? Why has it not developed as a segment of the money market?
4. Write a brief note on the framework of operations of Foreign Institutional Investors in India,
5. Discuss the investment objectives of mutual furids. Outline the restrictions on investments and borrowings by mutual funds

SECTION II
6. Management is the development of people; not the direction of things Discuss
7. Discuss the advantages and disadvantages of group decision making.
8. “Decentralisation is not necessarily good; nor centralisation necessarily bad “. Discuss.
9. What is control? What are the essentials of a good control system?

Section I
1. ” The focus of banks in India has now shifted from statutory compliance to internal financial management.” Comment
2. Discuss the salient features of the foreign exchange market in India.
3. Briefly discuss the main features of the RBI directives relating to acceptance of deposits by NBFCs.
4. What is “book building “? Explain briefly the framework of the book building method of issue of capital.
5. Write short notes on any two of the following :—
a. WTO and India
b. Venture Capital Fund
c. Non Performing Assets
d. Role of NABARD in economic development.

Section II
6. ” Delegation of authority is not loss of power; it is enhancement of power .” Examine this statement critically.
7. What is performance appraisal? What are its objectives?
8. Write note on following two
a. What are the essentials of a good control system?
b. What are the behaviours implications of control?
9. Describe the salient features of corporate governance in India.

SECTION I
1. “With greater liberalization, the need for regulation is also higher.” Explain.
2. What is a derivative contract? Explain “forward”, “future” and “option” contract.
3. Explain the concept of a “stock market index” What does this index indicate?
4. Discuss the principal features of Eurocurrency Loans.
5. Write short notes on any two of the following :-
A. Capital Adequacy Norms
B. Credit Rating
C. Debt Securitisation
D. Infrastructure Finance.

SECTION II
6. Explain “organisation structure’; What are the steps involved in designing the organisation structure
7. What is directing? Explain the principles and techniques involved in directing.
8. “Leaders are born, not made” Comment.
9. Explain the steps involved in the implementation of change in an organisation. What are the factors that create resistance to change?

SECTION I
1. Explain the different aspects of the Indian Capital Market. What has been the role of SEBI in this task?
2. What is foreign exchange risk? How can it be managed? Discuss the tools used for the purpose.
3. What is credit rating? Discuss its benefits and limitations.
4. Briefly discuss the framework put in place by the Reserve Bank of India for the supervision of banks and financial institutions.
5. What are the arguments advanced in favour of foreign direct investment? What steps have been taken by the Government in the period after 1991 to encourage foreign direct investment?

SECTION II
6. “Planning is the bridge between the present and the future “. Discuss.
7. Write notes on two
a. Explain the terms ” centralisation” and ” decentralisation”.
b. Explain the role of delegation of authority in making decentralisation effective.
8. What is decision making? What is the role played by Management Information System in decision making?
9. Discuss the role of communication in an organisation. What are the barriers to effective communication?

Section I (Write Any Three Qs)
1. What is meant by merchant banking? Discuss in detail the various functions performed by merchant bankers.
2. Briefly explain the salient features of the Foreign Exchange Management Act.
3. “A tax is a burden on the present; a debt (loan) puts the burden of repayment on future generations.” Explain.
4. Explain in detail the different methods of credit control in India.
5. (a) What is securitization? What purpose does it serve? (b) Discuss the benefits and limitations of securitization.

Section II (Write Any Two Qs)
1. Sound organization is an essential prerequisite of efficient management.” Explain.
2. What are the major differences between autocratic, democratic and abdicative styles of leadership?
3. (a) Explain the terms authority and responsibility (b) What is delegation of authority? How can delegation be made effective?
4. Discuss the role of communication in an organization. What are the barriers to effective communication?

__________________
Answered By StudyChaCha Member

I have applied for the RBI Grade B exam and want to know the Kind of questions asked in this exam so can you please provide me its question paper?

As per your requirement here I am sharing the previous year question paper of the RBI Grade B exam
RBI Grade B exam question paper
GENERAL AWARENESS
1. In economic field, very often, the term ?Price
Index? is used. If the Price Index in May 1985 was 355,
then what does it mean?
A) The prices on the average were more than three and
a half times as much.
B) The prices were 255 per cent higher than what they
were in 1970-71 (the earlier base year).
C) As compared to the earlier base year, May 1985 was
full of various commodities and the supply was 300 times
better than the earlier years.
Which of these statements is/are true ?
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) None of these
Ans: ( 2 ) Only B
2. Various measures are used by the State to control
the inflation. These can be
A) Price control
B) Monetary measures
C) Fiscal measures
Which of these is/are known as the suppressed inflation ?
(1) Only A
(2) Only B
(3) Only C
(4) A & B both
(5) None of these
Ans: ( 4 ) A & B both
3. The High Court of which of the following States set
aside the decision of the State Government to overturn the
creation of nine districts and four commissioner divisions
(created by the earlier Government) ?
(1) Rajasthan
(2) Orissa
(3) Himachal Pradesh
(4) Tamil Nadu
(5) Uttar Pradesh
Ans: ( 2 ) Orissa
4. The Government of India recently issued norms for
Indian Depository Receipts (IDRs). Which of the following
is NOT TRUE in this regard ?
(1) The companies would have a pre-issue paid
up capital and free reserves of at least 500 million US $.
(2) Average turnover of the company should be
500 million US $.
(3) The norm of average turnover of 500 million
US $ should be during the three preceding years of
financial performance.
(4) The company should have declared a dividend
of not less than 10% during the last five years.
(5) All such companies need prior nod of SEBI.
Ans: ( 4 ) The company should have declared a
dividend of not less than 10% during the last five years.
5. Who among the following has issued various
accounting standards to be followed by the various
companies in India?
(1) Registrar of Companies
(2) Ministry of Finance, Government of India
(3) Accounting Standards Board of ICAI
(4) Indian Bureau of Standards
(5) World Trade Organisation (WTO)
Ans: ( 4 ) Indian Bureau of Standards
6. How much amount an individual resident can now
borrow from the close relatives residing outside India (As
per new RBI norms)?
(1) US $ 100000 only or its equivalent
(2) US $ 150000 only or its equivalent
(3) US $ 200000 only or its equivalent
(4) US $ 250000 only or its equivalent
(5) None of these
Ans: ( 3 ) US $ 200000 only or its equivalent
7. Growth of credit in agriculture, despite its
priority sector status, has remained a persistent problem
in the economy. According to the RBI, domestic banks must
allocate what percent of their advances to the agricultural
sector (including direct and indirect finances)?
(1) 8%
(2) 12%
(3) 15%
(4) 18%
(5) None of these
Ans: ( 5 ) None of these
8. In July 2003, the banks were asked to reduce their
lending rate to agricultural credit to he extent of ? (for
loans below Rs. 50,000).
(1) 6.5%
(2) 7.5%
(3) 9%
(4) 10%
(5) None of these
Ans: ( 1 ) 6.5%
9. In the financial transaction of the Government, we
often hear a term ?Deficit Financing?. Deficit Financing
is
A) Practised whenever Government expenditure exceeds
the receipts from the public.
B) That part of the Government expenditure which is
met by drawing down the cash balance of the Government held
in RBI or in State treasuries.
C) That part of the Government expenditure which is
required to be compensated by printing new notes/supply of
fresh currency notes in the market.
Which of these statements is/are correct?
(1) Only A
(2) Only A & B
(3) Only C
(4) Only B
(5) None of these
Ans: ( 3 ) Only C
10. In commercial and trade world, very often, we hear
a term ?Free Trade?. What does it really mean?
A) It means no restriction on the movement of goods
between two countries or a group of countries.
B) It means no custom duty or any other tax or duty on
the goods supplied to each other by the countries.
C) It means exchange of goods between the countries to
overcome shortage of particular type of goods.
D) It means a particular nation is allowed to sell its
goods all over the world without any restriction on the
quantity.
Which of these statements is/are correct?
(1) Only A
(2) Only B & C
(3) Only C & D
(4) Only C & A
(5) Only D
Ans: ( 2 ) Only B & C
11. Which of the following statements is/are correct
pertaining to the problems with agricultural credit?
A) Private sector banks are not given any target of
agricultural lending. Hence, they do not lend anything to
farmers.
B) Majority of farmers are not able to afford the cost
of borrowing or not able to guarantee their loan from the
banks.
C) Most of the Co-operative Banks are defunct. Hence,
they are not lending to the farmers.
Which of these statements is/are true?
(1) Only A
(2) Only B
(3) Only A & B
(4) Only C
(5) Only B & C
Ans: ( 1 ) Only A
12. India?s population is likely to reach at which
level during 2026 A.D. ?
(1) 1 billion
(2) 1.2 billion
(3) 1.4 billion
(4) 1.6 billion
(5) None of these
Ans: ( 1 ) 1 billion
13. The Rural Infrastructure Development Fund (RIDF) is
established with ?
(1) NABARD
(2) RBI
(3) SBI
(4) ICICI Bank
(5) None of these
Ans: ( 3 ) SBI
14. Why was the name of B.K. Chaturvedi recently in the
news?
(1) He has taken over as the India?s High
Commissioner to U.K.
(2) He will be the new Cabinet Secretary in the
Union Government.
(3) He will be the new Deputy Speaker of the
Lok Sabha
(4) He will be our permanent representative in
the UNO
(5) None of these
Ans: ( 4 ) He will be our permanent
representative in the UNO
15. India is set to have a revised or new series of the
Index of Wholesale Price (WPI) very soon, as the base year
will now be
(1) 1990-91
(2) 1985-86
(3) 1989-90
(4) 1993-94
(5) None of these
Ans: ( 2 ) 1985-86
16. The farm income insurance scheme announced by the
Union Government is presently being run in how many
districts ?
(1) 20
(2) 50
(3) 100
(4) 150
(5) None of these
Ans: ( 1 ) 20
17. As per the reports of the Census 2001, the Prime
reason for male migration to urban areas has been
employment and business. But what has been the reason of
migration of the young females to urban areas ?
A) Marriage
B) Educational Purposes
C) Job Opportunities
Which of these is/are the correct reasons(s)?
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) None of these
Ans: ( 3 ) Only C
18. As per the migratory trend seen in the recent past,
the outflow of people from which of the following States is
the maximum ?
(1) Uttar Pradesh
(2) Bihar
(3) Madhya Pradesh
(4) Kerala
(5) None of these
Ans: ( 1 ) Uttar Pradesh
19. Which of the following is likely to convert itself
into a bank ?
(1) SIDBI
(2) ECGC
(3) IDFC
(4) SEBI
(5) None of these
Ans: ( 1 ) SIDBI
20. As per the census 2001, the number of million plus
cities in India is
(1) 20
(2) 24
(3) 35
(4) 42
(5) 52
Ans: ( 2 ) 24
21. As per the reports from the Ministry of Health and
Family Welfare, the three important causes of mortality in
India are
(1) Tuberculosis, Typhoid and Malaria
(2) Malaria, Polio, Cancer
(3) Cancer, Heart ailments, Polio
(4) Polio, Malaria, Heart ailments
(5) None of these
Ans: ( 4 ) Polio, Malaria, Heart ailments
22. As per the recent decision taken by the Government
of India, now the students after passing which of the
following examinations are not required to have a
stamp ?Emigration check required? on their passports?
(1) MBA from IIMs or any other university
(2) B.E. or B.Tech. degree
(3) Class XII
(4) Medical degree in Ayurved System
(5) None of these
Ans: ( 4 ) Medical degree in Ayurved System
23. About 35 multistate Co-operative Banks are likely
to come under the Banking Regulation Act as the Government
is going to issue an ordinance to that effect in days to
come. It was required to be done as
A) Co-operative Banks are in bad shape and their
restructuring is very much needed.
B) RBI recommended that Government should issue an
ordinance to this effect.
C) The Supreme Court of India has issued an order
which says that RBI does not have authority to issue
licences to multistate Co-operative Banks.
Which of these statements is/are true?
(1) Only A
(2) Only B
(3) Only C
(4) Only A & C
(5) None of these
Ans: ( 5 ) None of these
24. Which of the following schemes/programmes is/are
now part of the ?Swarna Jayanti Shahari Rojgar Yozana?
(SJSRY) ?
A) Nehru Rozgar Yojana (NRY)
B) Urban Basic Service for the Poor (UBSP)
C) Prime Minister?s Integrated Urban Poverty
Eradication Programme (PMIUPEP)
D) India Mahila Yojana
Choose the correct alternative :
(1) Only A
(2) Only A & B
(3) Only A & D
(4) Only D
(5) Only A, B & C
Ans: ( 5 ) Only A, B & C
25. Which of the following is the aim of the ?Jan
Shree Bima Yojana? of the Union Government launched in 2000?
(1) To provide food security to the rural poor.
(2) To provide Insurance Security to the people
living below poverty line
(3) To provide Insurance cover to the women
(4) To provide Insurance cover to the children
whose parents died in the earthquake in Bhuj a few years
back
(5) None of these
Ans: ( 5 ) None of these
26. Which of the following is the objective of the
International Monetary Fund (IMF) ?
A) To minimize imbalances in quantum and duration of
the international trade.
B) To provide subsidy to the third world countries so
that they may complete with developed nations.
C) To ensure exchange rate stability.
Which of these objectives is correct ?
(1) Only A
(2) Only A & B
(3) Only B
(4) Only A & C
(5) None of these
Ans: ( 1 ) Only A
27. The performance of Public Sector Banks during the
year 2003-04 has been
A) Slightly lower than during 2002-03
B) Much better than the year 2002-03 for all PSBs
C) Same as it was in the year 2002-03
D) Slightly better for some banks like SBI and its
Associates.
(1) Only A
(2) Only B
(3) Only A & D
(4) Only D
(5) None of these
Ans: ( 5 ) None of these
28. Prime Minister Manmohan Singh recently in a meeting
expressed his desire that an early and smooth Value Added
Tax (VAT) is very much needed in the country. How the
introduction of VAT will be helpful for a country like
India?
A) VAT will avoid cascading of taxes.
B) VAT is expected to enhance revenues in the medium
term.
C) Some State Governments may have to lose a
substantial amount of Sales Tax as the Centre will have a
greater share in taxes, but the same will be compensated
later on by providing subsidies on certain items.
Which of these statements is/are true?
(1) Only A
(2) Only B
(3) Only A & B
(4) Only C
(5) A, B and C
Ans: ( 1 ) Only A
29. Which of the following statements(s) is/are true
about the Member of Parliament Local Area Development
Scheme (MPLADS) ?
A) The scheme was introduced in the year 1977.
B) Under the scheme, every MP can spend Rs. 2 crore
every year on some developmental activity in his/her area.
C) Around 6.8 lakh works were recommended by the MPs
during the past years out of which about 4.5 lakh were
completed by the year 2002.
(1) Only A
(2) Only A & B
(3) Only B
(4) Only B & C
(5) None of these
Ans: ( 3 ) Only B
30. According to the World Trade Organisation (WTO),
Anti Dumping measures can be imposed by a country in which
of the following situations ?
A) When hazardous nuclear and radioactive waste is
dumped in the sea or coastal area of a country by some
other nation.
B) When some products that have been dumped in the
market in such a way that they cause material injury to
domestic industry.
C) When some substandard agricultural products are
dispatched to a country to meet the balance of payment
requirements.
(1) Only A
(2) Only C
(3) Only B
(4) Only A & B
(5) Only B & C
Ans: ( 5 ) Only B & C
31. Which of the following is the one major function of
the finance Commission set up by the Union Government once
every five years ?
A) To determine the share of the States and the Centre
out of the Tax receipts.
B) To determine the minimum support prices of all
major agricultural commodities.
C) To introduce the new taxes to be levied by the
State and the Union governments.
(1) Only A & B
(2) Only B & C
(3) Only B
(4) Only C
(5) Only A
Ans: ( 5 ) Only A
32. Which of the following States is adjudged superior
to most State in India in human development?
(1) Tamil Nadu
(2) Gujarat
(3) Maharashtra
(4) Karnataka
(5) None of these
Ans: ( 5 ) None of these
33. Which of the following statement(s) about
industrial output of India during the recent past is/are
true (in last few months)?
A) Industrial output surges 9.4%.
B) Food production was increased by 15%.
C) Manufacturing growth was 3.33%.
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) Only B & C
Ans: ( 3 ) Only C
34. What are the objectives of the Task Force, out of
A, B, C and D given below, set up to suggest the modalities
for the implementation of interlinking of rivers?
A) To augment irrigation potential.
B) To fulfill the growing need of water.
C) To generate additional power.
D) To facilitate transportation in the country through
inland waterways.
(1) Only A & B
(2) Only B & C
(3) Only C & D
(4) Only D & A
(5) All A, B, C & D
Ans: ( 5 ) All A, B, C & D
35. Which of the following statement(s) about India?s
forex kitty is/are true?
A) India?s forex kitty grows fastest in the world.
B) India?s forex reserves registered a 169% growth
during two and a half years period ended in April 04.
C) India?s forex reserves growth established a huge
lead over the economics of the countries like U.K., USA and
Japan.
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) All the three
Ans: ( 1 ) Only A
36. Which of the following correctly defines what
National Income means ?
A) It is the total earning of the employees of the
Central Government, all the State governments, all MLAs,
MPs and Ministers, etc. put together.
B) It is aggregate factor income which arises from the
current production of goods and services by the economy of
a country.
C) It is the total value of the goods produced in
various production centers run by the State and Union
Governments.
(1) Only A
(2) Only B
(3) Only C
(4) Only B & C
(5) None of these
Ans: ( 5 ) None of these
37. The increase in the world population has been
accompanied by a major shift in its distribution. The
share of the developed countries in the world population is
approximately.
(1) 15%
(2) 20%
(3) 25%
(4) 33%
(5) 38%
Ans: ( 4 ) 33%
38. Which of the following statements is/are true?
A) A substantial part of the population of the South
Asian countries do not have access to the safe drinking
water.
B) The pattern of water consumption in the region is
about 95% in agriculture and remaining 5% in industries.
No water for domestic use.
C) The time is such that almost one out of the four
hospital beds is occupied by a patient who is ill because
of water pollution.
(1) A & C only
(2) Only A
(3) Only C
(4) Only A & B
(5) A, B & C
Ans: ( 2 ) Only A
39. Which of the following is not the short name of a
programme designed for the employment generation?
(1) EAS
(2) PMIUPEP
(3) TRYSEM
(4) CAPART
(5) SJGSY
Ans: ( 1 ) EAS
40. Which of the following is NOT a part of the
Annapurna Yojana?
A) Every family will be provided 10 kg of food grains
if they are a family identified as living below poverty
line.
B) All those who were getting pension as Senior
Citizens are covered under the Scheme.
C) Only women are covered under this scheme.
(1) Only a
(2) Only B
(3) Only A & B
(4) Only C
(5) All A, B & C
Ans: ( 5 ) All A, B & C
41. The RBI announces Credit Policy twice in a year.
What is the significance of the Credit Policy. Which of
the following is/are the CORRECT statement(s) in this
regard?
A) It is a measure to influence the amount of money
and credit in Indian economy.
B) Credit Policy is a control on the rate of interest
offered by the Banks on their products.
C) It is an indication to the market that how they can
plan their production decisions.
D) It is the green signal to the Union Government that
they can plan their budget and introduce new taxes if they
so desire.
(1) Only A
(2) Only A & B
(3) Only B & C
(4) Only A, B & C
(5) None of these
Ans: ( 4 ) Only A, B & C
42. The RBI has four chief weapons to control or
maintain desired equilibrium in the economy of the
country. Which of the following is NOT one of them?
(1) Open market operations
(2) Reserve requirement (banks have to keep a
part of deposits in reserve)
(3) Repo rate
(4) Bank rate
(5) Introducing new taxes/levies, etc.
Ans: ( 3 ) Repo rate
43. The Government of India is seriously thinking to
repeal which of the following acts?
(1) FERA
(2) FEMA
(3) Rent Control Act
(4) POTA
(5) None of these
Ans: ( 4 ) POTA
44. Which of the following statements is/are correct in
respect of the exports of jewellery from India (Pick up
correct statements)?
A) Last year, the export of gems and jewellery from
India reached at a level of US $ 10 billion for the first
time.
B) India got top position in exports market of gems
and jewellery because of higher unit value realization for
cut and polished diamonds in which India dominates.
C) China & South Africa are the India?s two major
competitors in the field of exports of gems and jewellery.
(1) Only A & B
(2) Only B
(3) Only B & C
(4) Only C
(5) Only A & B
Ans: ( 4 ) Only C
45. Approximately, what percent of the total oil
production of the world is produced by OPEC nations ?
(1) 33%
(2) 45%
(3) 50%
(4) 65%
(5) 75%
Ans: ( 4 ) 65%
46. Which of the following countries announced that it
will help Pakistan to build a nuclear power plant ?
(1) S. Korea
(2) China
(3) Russia
(4) France
(5) None of these
Ans: ( 1 ) S. Korea
47. Noise pollution is measured in
(1) Microns
(2) Nautical miles
(3) Ohms
(4) Amperes
(5) Decibels
Ans: ( 5 ) Decibels
48. The reservation of seats for SCs and STs in the
Parliament is extended for a period of how many years after
2000?
(1) 5 years
(2) 6 years
(3) 8 years
(4) 10 years
(5) None of these
Ans: ( 4 ) 10 years
49. Which of the following non-trade issues has taken a
dominance in WTO agenda?
(1) Patents
(2) Genetically-modified crops
(3) Free trade
(4) Environment
(5) None of these
Ans: ( 5 ) None of these
50. Which of the following cities is famous for trading
of diamonds in India?
(1) Jaipur
(2) Surat
(3) Mumbai
(4) Bangalore
(5) None of these
Ans: ( 5 ) None of these

For complete paper here is the PDF file;

Attached Files Available for Download

RBI Grade B exam question paper.pdf (760.8 KB, 34 views)

__________________
Answered By StudyChaCha Member