Previous year Question Papers for SBI Clerk Exam

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1. Which of the following States will soon have its first Civil Airports?
(A) Jammu & Kashmir
(B) Maharashtra
(C) Assam
(D) Meghalaya
(E) Sikkim
Ans : (E)

2. Who amongst the following made the 41st Test Century of his career recently?
(A) Saurav Ganguly
(B) V. V. S. Laxman
(C) Rahul Dravid
(D) Sachin Tendulkar
(E) None of these
Ans : (D)

3. Which of the following was/were the objective(s) of the Mission Chandrayaan 1 ?
(a) Preparing dimensional atlas of the lunar surface.
(b) Chemical Mapping of the entire lunar surface.
(c) Locating minerals in the soil of the moon.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) None of these
Ans : (D)

4. Which of the following States introduced a high tech foodgrain rationing system to ensure timely supply of the foodgrains to people living below poverty line ?
(A) Maharashtra
(B) Tamil Nadu
(C) Delhi
(D) West Bengal
(E) Karnataka
Ans : (E)

5. Which of the following is NOT a part of India’s Money Market ?
(A) Bill Markets
(B) Call Money Market
(C) Banks
(D) Mutual Funds
(E) Indian Gold Council
Ans : (E)

6. Which of the following is the objective of the project ‘Bhoomi Keralam’ launched by the State Govt. ?
(A) To conduct a survey of the land
(B) To bring those people back who have left the State and settled in other States
(C) To provide financial security to farmers who are in distress
(D) To identify those tribals who need jobs or financial assistance
(E) None of these
Ans : (A)

7. Which of the following countries adopted its new constitution recently ?
(A) Russia
(B) Equadore
(C) South Korea
(D) North Korea
(E) None of these
Ans : (B)

8. Which of the following awards was given to Pt. Bhimsen Joshi recently (2008) ?
(A) Padma Bhushan
(B) Sangit Natak Academy Award
(C) Maharashtra Bhushan
(D) Karnataka Ratna
(E) Bharat Ratna
Ans : (E)

9. Which of the following States got its first Rail link recently ?
(A) Haryana
(B) Arunachal Pradesh
(C) Sikkim
(D) Manipur
(E) Jammu & Kashmir
Ans : (E)

10. Barack Hussain Obama belongs to which of the following political parties ?
(A) Republican
(B) Democratic
(C) Labour
(D) American National Congress
(E) None of these
Ans : (B)

11. Which of the following is/are NOT the features of India’s Foreign Trade policy (2004 to 2009)?
(a) To double India’s percentage share of global trade from present 0·7 per cent to 1·5 per cent by 2009.
(b) Simplifying the procedures and bringing down the cost.
(c) Make SAARC countries India’s most preferred foreign trade partners by 2009.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) Only (a) & (c)
Ans : (C)

12. Stephen Harper whose name was in news recently is the ……….
(A) President of Canada
(B) Prime Minister of Canada
(C) President of Italy
(D) Prime Minister of Switzerland
(E) Foreign Minister of U.S.A.
Ans : (B)

13. Which of the following is NOT a fertilizer product ?
(A) Urea
(B) Murate of Potash
(C) Di Amonium Phosphate
(D) Calcium Carbonate
(E) All are fertilizers
Ans : (E)

14. A Rs. 35,000 crore JSW Steel Plant project was inaugurated in West Bengal recently. The project is setup / developed in ……….
(A) Singur
(B) Nandigram
(C) Salboni
(D) Malda
(E) Joynagar
Ans : (C)

15. Which of the following State Govts. Has announced that it will provide a special package of incentives to Employment Intensive Industries?
(A) Punjab
(B) Karnataka
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Bihar
Ans : (C)

16. Which of the following nations has decided to increase its co-operation in the field of energy with India?
(A) Russia
(B) China
(C) Bangladesh
(D) Nepal
(E) Japan
Ans : (A)

17. Which of the following services is NOT provided by the post offices in India ?
(A) Savings Bank Scheme
(B) Retailing of Mutual Funds
(C) Sale of stamp Papers (Judicial)
(D) Issuance of Demand Drafts
(E) Life Insurance cover
Ans : (D)

18. Mohammed Anni Nasheed is the newly elected President of ……….
(A) Fiji
(B) Maldives
(C) Iraq
(D) Iran
(E) None of these
Ans : (B)

19. Who amongst the following is the winner of the Nobel Prize for Literature 2008 ?
(A) Jean Marie Gustave Le Clezio
(B) Martti Ahtisaari
(C) Yoichiro Nambu
(D) Francoise Barre Sinoussi
(E) None of these
Ans : (A)

20. A national level commission of India has asked about twenty States to set up which of the following commissions in their States as early as possible ?
(A) Farmers Commission
(B) Women Commission
(C) Child Welfare Commission
(D) Law Commission
(E) None of these
Ans : (D)

21. Which of the following is/are the measure(s) taken by the Reserve Bank of India (RBI) to ease the liquidity crunch in the country ?
(a) Cut in Cash Reserve Ratio and Statutory Liquidity Ratio.
(b) Increase the flow of foreign direct investment.
(c) Supply of additional currency notes in the market.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) None of these
Ans : (A)

22. The third India Brazil and South Africa (IBSA) Summit took place in which of the following dies recently ?
(A) Brazilia
(B) New Delhi
(C) Suncity
(D) Salvador
(E) Durban
Ans : (B)

23. Which of the following States has dcided to set up Arsenic Removal Plants in all the districts of the State to enable itself to provide arsenic free drinking water to all the people by 2010-11 ?
(A) Karnataka
(B) Kerala
(C) West Bengal
(D) Orissa
(E) Maharashtra
Ans : (C)

24. Who amongst the following is the author of the book ‘The Exile’ ?
(A) B. G. Verghese
(B) Philip Roth
(C) Aravind Adiga
(D) Navtej Saran
(E) None of these
Ans : (D)

25. Which of the following programmes is being implemented in all the districts of the country ?
(A) Sarva Shiksha Abhiyan
(B) Navodaya Vidhyalay
(C) Ultra Mega Power Project
(D) Rajiv Gandhi Grameen Vidyuthikara Yojana
(E) None of these
Ans : (A)

26. The Govt. of India decided to provide a bonus price of Rs. 50 per quintal on which of the following products over and above its minimum support price of Rs. 850 per quintal ?
(A) Wheat
(B) Paddy
(C) Sugarcane
(D) Cotton
(E) None of these
Ans : (B)

27. Who amongst the following is the author of the book ‘The Namesake’ ?
(A) Vikram Seth
(B) V. S. Naipaul
(C) Arun Bhagat
(D) Anita Desai
(E) Jhumpa Lahiri
Ans : (E)

28. Besides USA India has signed Nuclear Agreement with which of the following countries and is named as ‘Co-operation Agreement for Peaceful uses of Nuclear Energy’ ?
(A) Italy
(B) Germany
(C) France
(D) Canada
(E) Australia
Ans : (C)

29. Tzipi Livini whose name was in news recently is from which of the following countries ?
(A) Singapore
(B) South Korea
(C) Austria
(D) Israel
(E) None of these
Ans : (D)

30. World Ozone day is observed on ……….
(A) 16th September
(B) 16th October
(C) 16th November
(D) 26th September
(E) 26th October
Ans : (A)

31. Which of the following is NOT a Govt. Sponsored organization ?
(A) Small Industries Development Bank of India
(B) NABARD
(C) National Housing Bank
(D) ICICI Bank
(E) All are Govt. sponsored
Ans : (D)

32. ‘Merdeka Cup’ is associated with the game of ……….
(A) Badminton
(B) Football
(C) Hockey
(D) Golf
(E) Tennis
Ans : (B)

33. India’s Space Rocket Launching Centre is in ……….
(A) Portblair
(B) Hassan
(C) Tirupati
(D) Kochi
(E) Sri Harikota
Ans : (E)

34. The National Games scheduled in 2011 will be organized in ……….
(A) Bengaluru
(B) Goa
(C) Kolkata
(D) Kochi
(E) Jaipur
Ans : (B)

35. Which of the followiing diseases is not covered under Integrated Disease Surveillance project ?
(A) Cholera
(B) Tuberculosis
(C) AIDS
(D) Polio
(E) Cancer
Ans : (E)

36. Which of the following is TRUE about ‘Antyodaya Anna Yojana’ ?
(a) Scheme is for Below Poverty Line families.
(b) People are provided cooked meals under the scheme.
(c) All beneficiaries of National Rural Employment Guarantee Act are covered in this scheme.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) None of these
Ans : (E)

37. Jelena Jankovic of Serbia won which of the following titles of tennis after defeating Svetlana Kuznetsova ?
(A) China Open
(B) Japan Open
(C) New Zealand Open
(D) Australian Open
(E) None of these
Ans : (A)

38. Who amongst the following is the Minister of Home Affairs in Union Cabinet of India at present ?
(A) Shivraj Patil
(B) Lalu Prasad Yadav
(C) P. Chidambaram
(D) Sharad Pawar
(E) None of these
Ans : (C)

39. Banks are required to pay how much percentage of their net bank credit to Priority Sector is advance ?
(A) 5%
(B) 7%
(C) 10%
(D) 15%
(E) None of these
Ans : (C)

40. Dronacharya Award is given for excellence in ……….
(A) Literacy Work
(B) Social Service
(C) Coaching in Sports
(D) Journalism
(E) None of these
Ans : (C)


Directions : – Select the related letters / word / number / figure from the given alternatives

1 Editor : Magazine
(a) Movie (b) Scene
(c) Drama (d) Director

2 Hinduism , Christianity , Islam : Religion
(a) Ear , Nose , Eyesight : Vision (b) Plus , Minus , Multiple : division
(c) Winter , Spring , Summer : Season (d) Humid , Hot , Tundra : Region
3 WOLF : FLOW :: WARD : ?
(a) BROW (b) DRAW
(c) CRAW (d) SLAW

4 GRAIN : TIZRM :: BRAIN : ?
(a) XRIKL (b) YIZRM(c) OPRST (d) ASQMI
5 CUT : BDTVSU :: TIP : ?
(a) UVHJOQ (b) SUHJOQ
(c) USJHQO (d) SUJHOQ
Q-6 19 : 59 :: 17 : ?
(a) 51 (b) 53
(c) 55 (d) 57
Q-7 14 : 20 :: 16 : ?
(a) 23 (b) 48
(c) 10 (d) 42
Q-8 100 : 102 :: 100000 : ?
(a) 105 (b) 104
(c) 1003 (d) 1004
DIRECTIONS : (QUESTIONS 9 to 13) select the one which is different from the other three .
Q-9
(a) Mile (b) Centimeter
(c) Litre (d) Yard
Q-10
(a) High – Up (b) Past – Present
(c) Often – Seldom (d) Fresh – Stale
Q-11
(a) 11 – 127 (b) 9 – 85
(c) 7 – 53 (d) 5 – 29
Q-12
(a) 26 Z (b) 24 X
(c) 22 V (d) 20 S
Q-13
(a) 8 , 64 , 112 (b) 36 , 6 , 206
(c) 48 , 4 , 202 (d) 9 , 27 , 263
Q-14 In the following series of numerals , which digit has maximum frequency ?
846734378344563464348
(a) 8 (b) 6
(c) 4 (d) 3
Q-15 If the day after tomorrow is Friday , what day will the third day after tomorrow be
(a) Saturday (b) Monday
(c) Sunday (d) Friday
Q-16 If the ratio of the area of two squares is 16 : 1 , then the ratio of their perimeter is
(a) 4 : 1 (b) 16 : 1
(c) 1 : 3 (d) 3 : 4
Q-17 The shade of 18 ft high pole is 20 ft. . Find the length of shade of 27 ft long pole .
(a) 36 ft (b) 30 ft
(c) 34 ft (d) 40 ft
Q-18 A scores more runs than B but less than C . D scores more than B but less than A . Who is the lowest scorer ?
(a) A (b) B
(c) C (d) D
Q-19 In the alphabets from A to Z , which is the third letter to the right of the letter which is midway between K & S ?
(a) R (b) Q
(c) P (d) O
Q-20 If first November falls on Monday , then what day will the 25th November be ?
(a) Tuesday (b) Thursday
(c) Wednesday (d) Friday
Q-21 The length of room is twice its breadth . If the area of the room is 242 sq meters , then find out its breadth
(a) 11 (b) 10
(c) 12 (d) 9
Q-22 If the product of two numbers is 10 & their sum is 7 , then the larger of the two number is -
(a) – 2 (b) 2
(c) 5 (d) 3
Q-23 Which letter is used only in one of the given words ?
Speak , Reap , Shark
(a) S (b) P
(c) K (d) H
Q-24 A tortoise covers one kilometer in 4 hours . It takes rest for 20 minutes after every kilometer .How much time does it takes for the tortoise to cover 3.5 kilometers ?
(a) 14 hours (b) 13
(c) 15 (d) 12
Q-25 Of which of the following words , which one will be at the 3rd position in the dictionary ?
1. socks 2. Shocks
3. Sharp 4. snooker
(a) 4 (b) 3
(c) 2 (d) 1
ANSWER
1 2 3 4 5
c c b b b

6 7 8 9 10
b d a c a

11 12 13 14 15
a d a c c

16 17 18 19 20
a b b a b

21 22 23 24 25
a c d c a

Directions—(Q. 41–55) Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you to locate them while answering some of the questions.
A large majority of the poor in India are outside the formal banking system. The policy of financial inclusion sets out to remedy this by making available a basic banking ‘no frills’ account either with nil or very minimum balances as well as charges that would make such accounts accessible to vast sections of the population. However, the mere opening of a bank account in the name of every household or adult person may not be enough, unless these accounts and financial services offered to them are used by the account holders. At present, commercial banks do not find it viable to provide services to the poor especially in the rural areas because of huge transaction costs, low volumes of savings in the accounts, lack of information on the account holder, etc. For the poor, interacting with the banks with their paper work, economic costs of going to the bank and the need for flexibility in their accounts, make them turn to other informal channels or other institutions. Thus, there are constraints on both the supply and the demand side.

Till now, banks were looking at these accounts from a purely credit perspective. Instead, they should look at this from the point of view of meeting the huge need of the poor for savings. Poor households want to save and contrary to the common perception, do have the funds to save, but lack control. Informal mutual saving systems like the Rotating Savings and Credit Associations (ROSCAs), widespread in Africa and ‘thrift and credit groups’ in India demonstrate that poor households save. For the poor household, which lacks access to the formal insurance system and the credit system, savings provide a safety net and help them tide over crises. Savings can also keep them away from the clutches of moneylenders, make formal institutions more favourable to lending to them, encourage investment and make them shift to more productive activities, as they may invest in slightly more risky activities which have an overall higher rate of return.

Research shows the efficacy of informal institutions in increasing the savings of the small account holders. An MFI in the Philippines, which had existing account holders, was studied. They offered new products with ‘commitment features’. One type had withdrawal restrictions in the sense that it required individuals to restrict their right to withdraw any funds from their own accounts until they reached a self-specified and documented goal. The other type was deposit options. Clients could purchase a locked box for a small fee. The key was with the bank and the client has to bring the box to the bank to make the deposit. He could not dip into the savings even if he wanted to. These accounts did not pay extra money and were illiquid. Surprisingly, these products were popular even though these had restrictions. Results showed that those who opted for these accounts with restrictions had substantially greater savings rates than those who did not. The policy of financial inclusion can be a success if financial in

clusion focuses on both saving needs and credit needs, having a diversified product portfolio for the poor but recognising that self-control problems need to be addressed by having commitment devices. The products with commitment features should be optional. Furthermore transaction costs for the poor could be cut down, by making innovative use of technology available and offering mobile vans with ATM and deposit collection features which could visit villages periodically.

41. What is the aim of the financial inclusion policy ?
(A) A focus on savings needs rather than credit needs of the poor
(B) Minimising utilisation of technology in banks so as to reduce transaction costs for the poor
(C) To boost low savings volumes in banks by encouraging savings among the rural poor
(D) To make formal basic banking services available to the poor
(E) To regulate the rate at which moneylenders lend to the poor

42. The author’s main objective in writing the passage is to—
(A) Criticise the concept of financial inclusion
(B) Point out the problems of financial inclusion
(C) Discuss ways of making the financial inclusion policy successful
(D) Compare financial inclusion policies of different countries
(E) Cite research in support of role of MFIs in achieving financial inclusion

43. Which of the following can be inferred about products with commitment features ?
1. Demand for such products was high.
2. They were an effective means of increasing the savings of small account holders.
3. Such facilities can only be offered by informal institutions like MFIs.
(A) All 1, 2 and 3 (B) Only 2
(C) Both 1 and 2 (D) Both 1 and 3
(E) None of these

44. Why do the poor not utilise banking services ?
1. Informal institutions offer higher rates of interest than those in banks.
2. Costs of reaching banks have to be borne by the poor.
3. Bank personnel do not treat the poor respectfully because their savings amounts are minimal.
(A) Only 2 (B) Both 1 and 2
(C) Both 2 and 3 (D) All 1, 2, and 3
(E) None of these

45. Which of the following is a recommendation made by the author regarding financial inclusion ?
(A) Reduce the paper work involved by seeking less information about the account holder
(B) Lower transaction costs by utilising latest technology.
(C) Make commitment features compulsory for all savings accounts
(D) Entrust the responsibility of financial inclusion solely to MFIs
(E) Provide credit facilities even to those without savings accounts

46. Which of the following factors affects ‘saving’ behaviour among the poor ?
1. Threats from moneylenders if they avail of banking services.
2. Documentation required before availing of banking services.
3. Lack of self-control.
(A) Only 1 (B) All 1, 2 and 3
(C) Only 3 (D) Both 2 and 3
(E) None of these

47. What do the results of the study conducted in the Philippines indicate ?
(A) Account holders in MFIs have higher savings rates than banks
(B) Many of the poor have to turn to moneylenders because of strict restrictions in MFIs
(C) Having accounts with restriction on withdrawal requires the bank to offer a higher rate of interest
(D) There should be strong security measures for deposit option accounts for the poor
(E) None of these

48. Which of the following is true in the context of the passage ?
(A) There are no informal means for the poor to save in India
(B) Having savings encourages the poor to invest only in low risk ventures
(C) There is a huge demand for savings facilities among poor households
(D) Presently commercial banks feel that it is feasible to provide banking services to the poor in rural areas
(E) There are many official innovative savings systems like roscas in Africa

49. What is/are the outcome(s) of encouraging savings for the poor ?
1. It frees them from the exploitation of moneylenders.
2. Banks are more willing to disburse loans to those who save.
3. They should invest in risky but high return ventures.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

50. What was the view of banks regarding the bank accounts of the poor in the past ?
(A) They were considered a problem since account holders information needed to be updated constantly
(B) Focus should be more on providing savings facilities not credit
(C) Moneylenders should be regulated so that they share responsibility of disbursing loans to the poor
(D) Products with commitment features will not be successful
(E) None of these

Directions—(Q. 51–53) Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage.

51. purely :
(A) morally
(B) honestly
(C) completely
(D) perfectly
(E) cleanly

52. demonstrate :
(A) protest
(B) occur
(C) estimate
(D) appear
(E) prove

53. remedy :
(A) medicine
(B) solve
(C) restore
(D) therapy
(E) heal
Directions—(Q. 54-55) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

54. optional :
(A) voluntary
(B) compromise
(C) pressure
(D) mandatory
(E) free

55. accessible :
(A) convenient
(B) unavailable
(C) unfavourable
(D) unpleasant
(E) formal

Directions—(Q. 56–65) Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any).

56. The scheme failed because / some states could not / manage not to raise / the necessaryfunds. No error.
(A) (B) (C) (D) (E)

57. Real estate prices in the / business district of the city / are expected to rise / at 15% this year. No error
(A) (B) (C) (D) (E)

58. By so early as next year / that leading investment bank / has plans to open / an office in New Delhi. No error
(A) (B) (C) (D) (E)

59. There is lots of / supports from the employees / for the proposal to / merge with the parent company. No error
(A) (B) (C) (D) (E)

60. Experts have recommended that / the government reconsidered / restrictions imposed on foreign / investment in real estate. No error
(A) (B) (C) (D) (E)

61. The crucial point to / be discussed at the / meetings is how to / well implement the policy.No error
(A) (B) (C) (D) (E)

62. He wants to / set up a laboratory / to undertake research / into a vaccine for cancer. No error
(A) (B) (C) (D) (E)

63. According to him / two factors which are / needy for success / are discipline and diligence. No error
(A) (B) (C) (D) (E)

64. Because of the pace at / which the company is growing / I believe it will easily / achieve their target. No error
(A) (B) (C) (D) (E)

65. It is truth / that India is / the largest consumer of / gold in the world. No error
(A) (B) (C) (D) (E)

Directions—(Q. 66–70) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.

66. The bank is overstaffed, has led to low productivity.
(A) Led to (B) Will lead towards
(C) And has led in (D) Which has led to
(E) No correction required

67. You delay in taking a decision conveys a negative impression.
(A) You delay to take
(B) If you delay taking
(C) Your delay in taking
(D) To delay by taking
(E) No correction required

68. Today management student itself are opted to work for NGOs even though the salaries offered to them are low.
(A) Student itself is
(B) Students themselves are
(C) Students have
(D) Student himself has
(E) No correction required

69. Absence off any guidelines, they are unwilling to take up the project.
(A) Absent of
(B) In the absence of
(C) Because of the absence
(D) Without being absent
(E) No correction required

70. Without the development of rural people the country can no claim to be developed.
(A) Can never claim
(B) Being claimed
(C) Not able to claim
(D) Have not any claim
(E) No correction required

Directions—(Q. 71–75) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word, which is wrongly spelt or inappropriate, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e.. ‘All Correct’ as your answer.

71. The organization preferred to hire locale population as they understood the language and customer preferences. All Correct
(A) (B) (C) (D) (E)

72. In our opinion the exicting assessment system requires immediate revision.All Correct
(A) (B) (C) (D) (E)

73. In responds to the advertisement a sizeable number of candidates have submitted their applications. All Correct
(A) (B) (C) (D) (E)

74. There is no guarantee that if this model is adopted the entire sector will prosper.All Correct
(A) (B) (C) (D) (E)

75. With this unique initiative the company hopes to sustain its current growth rate. All Correct
(A) (B) (C) (D) (E)

Directions—(Q. 76–80) In each of the following sentences there are two blank spaces. Below each five pairs of words have been denoted by letters (A), (B), (C), (D) and (E). Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.


76. Mr. Srinivasan is …… to become Chairman of the group …… the retirement of his father.
(A) set, following
(B) voted, subsequent
(C) selected, despite
(D) approved, because
(E) decided, after

77. …… to your error the …… consignment has been delayed by a week.
(A) According, important
(B) Duly, urgent
(C) Owing, entire
(D) Added, crucial
(E) Admitting, special

78. On account of the …… in sales the software firm has achieved an eight percent …… in net profit.
(A) surge, fall (B) increase, rise
(C) decline, slope (D) hike, loss
(E) growth, advance

79. We are proud to say that today …… 26 percent of our total accounts are …… by women and senior citizens.
(A) approximate, held
(B) nearly, authorised
(C) over, maintain
(D) above, open
(E) around, operated

80. The company has …… special training to employees on …… to trade online.
(A) announced, benefits
(B) offered, course
(C) imparted, risks
(D) sanction, skills
(E) provided, how

1. If it is possible to make only one meaningful word with the Third, Seventh, Eighth and Tenth letters of the word COMPATIBILITY, which of the following would be the last letter of that word ? If no such word can be made, give ‘X’ as your answer and if more than one such word can be formed, give your answer as ‘Y’.
(A) I
(B) B
(C) L
(D) X
(E) Y
Ans : (B)
2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?
(A) Stem
(B) Tree
(C) Root
(D) Branch
(E) Leaf
Ans : (B)
3. How many meaningful three letter English words can be formed with the letters AER, using each letter only once in each word ?
(A) None
(B) One
(C) Two
(D) Three
(E) Four
Ans : (D)
4. In a certain code FINE is written HGPC.
How is SLIT written in that code ?
(A) UTGR
(B) UTKR
(C) TUGR
(D) RUGT
(E) None of these
Ans : (E)
5. If ‘Apple’ is called ‘Orange’, ‘Orange’ is called ‘Peach’, ‘Peach’ is called ‘Potato’, ‘Potato’ is called ‘Banana’, ‘Banana’ is called ‘Papaya’ and ‘Papaya’ is called ‘Guava’, which of the following grows underground ?
(A) Potato
(B) Guava
(C) Apple
(D) Banana
(E) None of these
Ans : (D)
6. If the digits in the number 86435192 are arranged in ascending order, what will be the difference between the digits which are second from the right and fourth from the left in the new arrangement ?
(A) One
(B) Two
(C) Three
(D) Four
(E) None
Ans : (D)
7. Each vowel of the word ADJECTIVE is substituted with the next letter of the English alphabetical series, and each consonant is substituted with the letter preceding it. How many vowels are present in the new arrangement ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)
8. If in a certain language LATE is coded as 8&4$ and HIRE is coded as 7*3$ then how will HAIL be coded in the same language ?
(A) 7&8*
(B) &7*8
(C) 7*&8
(D) 7&*8
(E) None of these
Ans : (D)
9. How many such pairs of letters are there in word ENGLISH, each of which has as many letters between its two letters as there are between them in the English alphabets ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (E)
10. In a certain code ‘na pa ka so’ means ‘birds fly very high’, ‘ri so la pa’ means ‘birds are very beautiful’ and ‘ti me ka bo’ means ‘the parrots could fly’. Which of the following is the code for ‘high’ in that language ?
(A) na
(B) ka
(C) bo
(D) so
(E) None of these
Ans : (A)
Directions—(Q. 11–15) In each of the questions below are given three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read both the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
Read the statements and the conclusions which follow it and
Give answer—
(A) if only conclusion I is true.
(B) if only conclusion II is true.
(C) if either conclusion I or conclusion II is true.
(D) if neither conclusion I nor conclusion II is true
(E) if both conclusions I and II are true.
11. Statements : All stars are suns.
Some suns are planets.
All planets are satellites.
Conclusions :
I. Some satellites are stars.
II. No star is a satellite.
Ans : (C)
12. Statements : All fishes are birds.
All birds are rats.
All rats are cows.
Conclusions :
I. All birds are cows
II. All rats are fishes
Ans : (A)
13. Statements : All curtains are rods.
Some rods are sheets.
Some sheets are pillows.
Conclusions :
I. Some pillows are rods.
II. Some rods are curtains.
Ans : (B)
14. Statements : Some walls are windows.
Some windows are doors.
All doors are roofs.
Conclusions :
I. Some doors are walls.
II. No roof is a window.
Ans : (D)
15. Statements : All switches are plugs.
Some plugs are bulbs.
All bulbs are sockets.
Conclusions :
I. Some sockets are plugs.
II. Some plugs are switches.
Ans : (E)
Directions—(Q. 16–20) Study the sets of numbers given below and answer the questions, which follow :
489 – 541 – 654 – 953 – 983
16. If in each number, the first and the last digits are interchanged, which of the following will be the second highest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (C)
17. If in each number, all the three digits are arranged in ascending order, which of the following will be the lowest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (B)
18. Which of the following numbers will be obtained if the first digit of lowest number is subtracted from the second digit of highest number after adding one to each of the numbers ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (A)
19. If five is subtracted from each of the numbers, which of the following numbers will be the difference between the second digit of second highest number and the second digit of the highest number ?
(A) Zero
(B) 3
(C) 1
(D) 4
(E) 2
Ans : (B)
20. If in each number the first and the second digits are interchanged, which will be the third highest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (D)
Directions—(Q. 21–25) Read the following information carefully and answer the questions, which follow :
‘A – B’ means ‘A is father of B’
‘A + B’ means ‘A is daughter of B’
‘A ÷ B’ means ‘A is son of B’
‘A × B’ means ‘A is wife of B’
21. Which of the following means P is grandson of S ?
(A) P + Q – S
(B) P ÷ Q × S
(C) P ÷ Q + S
(D) P × Q ÷ S
(E) None of these
Ans : (C)
22. How is P related to T in the expression ‘P + S – T’ ?
(A) Sister
(B) Wife
(C) Son
(D) Daughter
(E) None of these
Ans : (A)
23. In the expression ‘P + Q × T’ how is T related to P ?
(A) Mother
(B) Father
(C) Son
(D) Brother
(E) None of these
Ans : (B)
24. Which of the following means T is wife of P ?
(A) P × S ÷ T
(B) P ÷ S × T
(C) P – S ÷ T
(D) P + T ÷ S
(E) None of these
Ans : (E)
25. In the expression ‘P × Q – T’ how is T related to P ?
(A) Daughter
(B) Sister
(C) Mother
(D) Can’t be determined
(E) None of these
Ans : (D)
Directions—(Q. 26–30) In each of these questions a group of letters is given followed by four combinations of number/symbol lettered (A), (B), (C) & (D). Letters are to be coded as per the scheme and conditions given below. You have to find out the serial letter of the combination, which represents the letter group. Serial letter of that combination is your answer. If none of the combinations is correct, your answer is (E) i.e. None of these :
Letters# Q M S I N G D K A L P R B J E
Number/ Symbol# 7 @ 4 # % $ 6 1 2 £ 5 * 9 8 3
Conditions :
(i) If the first letter is a consonant and the last a vowel, both are to be coded as the code of the vowel.
(ii) If the first letter is a vowel and the last a consonant, the codes for the first and the last are to be interchanged.
(iii) If no vowel is present in the group of letters, the second and the fifth letters are to be coded as ©.
26. BKGQJN
(A) 9©$7©%
(B) ©9$7%©
(C) 91$78%
(D) %1$789
(E) None of these
Ans : (A)
27. IJBRLG
(A) #89*£$
(B) #89*£#
(C) $89*£#
(D) $89*£$
(E) None of these
Ans : (C)
28. BARNIS
(A) 92*#%4
(B) 924#*%
(C) 92*#%9
(D) 42*#%4
(E) None of these
Ans : (E)
29. EGAKRL
(A) #£$21*
(B) £$21*3
(C) £$21*#
(D) #£$21#
(E) None of these
Ans : (B)
30. DMBNIA
(A) 6@9%#2
(B) 2@9%#6
(C) 2@9%#2
(D) 2©9%#2
(E) None of these
Ans : (C)
Directions—(Q. 31–35) Study the following information carefully to answer these questions.
Eight persons A, B, C, D, E, F, G and H work for three different companies namely X, Y and Z. Not more than three persons work for a company. There are only two ladies in the group who have different specializations and work for different companies. Of the group of friends, two have specialization in each HR, Finance and Marketing. One member is an engineer and one is a doctor. H is an HR specialist and works with a Marketing specialist B who does not work for company Y. C is an engineer and his sister works in company Z. D is a specialist in HR working in company X while her friend G is a finance specialist and works for company Z. No two persons having the same specialization work together. Marketing specialist F works for company Y and his friend A who is a Finance expert works for company X in which only two specialists work. No lady is a marketing specialist or a doctor.
31. For which of the following companies does C work ?
(A) Y
(B) X
(C) Z
(D) Data inadequate
(E) None of these
Ans : (A)
32. Which of the following represents the pair working in the same company ?
(A) D and C
(B) A and B
(C) A and E
(D) H and F
(E) None of these
Ans : (E)
33. Which of the following combination is correct ?
(A) C–Z-Engineer
(B) E–X–Doctor
(C) H–X–HR
(D) C–Y–Engineer
(E) None of these
Ans : (D)
34. Who amongst the friends is a doctor ?
(A) H
(B) E
(C) C
(D) Either E or C
(E) None of these
Ans : (B)
35. Which of the following pairs represents the two ladies in the group ?
(A) A and D
(B) B and D
(C) D and G
(D) Data inadequate
(E) None of these
Ans : (C)

Directions—(Q. 1–12) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Keshava, the washerman had a donkey. They worked together all day, and Keshava would pour out his heart to the doneky. One day, Keshava was walking home with the donkey when he felt tired. He tied the donkey to a tree and sat down to rest for a while, near a school. A window was open, and through it, a teacher could be heard scolding the students. ‘Here I am, trying to turn you donkeys into human beings, but you just won’t study !’ As soon as Keshava heard these words, his ears pricked up. A man who could actually turn donkeys into humans ! This was the answer to his prayers. Impatiently, he waited for school to be over that day. when everyone had gone home, and only the teacher remained behind to check some papers, Keshava entered the classroom.

‘How can I help you ?’ asked the teacher. Keshava scratched his head and said, ‘I heard what you said to the children. This donkey is my companion. If you made it human, we could have such good times together.’ The teacher decided to trick Keshava. He pretended to think for a while and then said, ‘Give me six months and it will cost you a thousand rupees.’ The washerman agreed and rushed home to get the money. He then left the donkey in the teacher’s care.

After the six months were up, Keshava went to the teacher. The teacher had been using the donkey for his own work. Not wanting to give it up, he said, ‘Oh, your donkey became so clever that it ran away. He is the headman of the next village.’ When Keshava reached the next village he found the village elders sitting under a tree, discussing serious problems. How surprised they were when Keshava marched up to the headman, grabbed his arm and said, ‘How dare you ? You think you are so clever that you ran away ? Come home at once !’

The headman understood someone had played a trick on Keshava. ‘I am not your donkey !’ he said. ‘Go find the sage in the forest.’ Keshava found the sage sitting under a tree with his eyes closed, deep in meditation. He crept up and grabbed the sage’s beard. ‘Come back home now !’ he shouted. The startled sage somehow calmed Keshava. When he heard what had happened, he had a good laugh. Then he told the washerman kindly, ‘The teacher made a fool of you. Your donkey must be still with him. Go and take it back from him. Try to make some real friends, who will talk with you and share your troubles. A donkey will never be able to do that !’ Keshava returned home later that day with his donkey, sadder and wiser.

1. Which of the following can be said about the teacher ?
(A) He had the ability to transform animals into human beings
(B) He took advantage of Keshava’s simple nature
(C) He had plotted with the village headman to cheat Keshava
(D) He enjoyed teaching children though he was poorly paid
(E) He was honest and used Keshava’s money to care for the donkey
Ans : (B)

2. Why did Keshava talk to his donkey while working ?
(A) He wanted to practise his communication skills because he wanted to make friends
(B) To entertain himself because he found his work monotonous
(C) The donkey helped him to find answers to his problems
(D) He regarded the doneky as his friend and confided in him
(E) He believed the donkey to be a human being in disguise
Ans : (E)

3. How did Keshava get his donkey back ?
(A) He threatened to take the teacher to the village elders
(B) The sage forced the teacher to release the donkey
(C) He asked the village headman for help
(D) The teacher returned it on learning that Keshava had learnt his lesson
(E) None of these
Ans : (E)

4. Which of the following is NOT true in the context of the passage?
(a) The donkey was over burdened by the teacher.
(b) The teacher was cunning by nature.
(c) The sage laughed at Keshava and treated him unkindly.
(A) Both (a) & (c)
(B) Both (b) & (c)
(C) Only (b)
(D) All (a), (b) & (c)
(E) None of these
Ans : (A)

5. Why was Keshava keen to meet the teacher one day ?
(A) Keshava wanted to ask the teacher how to make his donkey a better companion
(B) He wanted to learn more prayers as he was devout
(C) He had been reliably informed that the teacher had changed donkeys into human beings
(D) He heeded the teacher’s words of advice and wanted to study
(E) None of these
Ans : (A)

6. Why did Keshava interrupt the discussion among the village elders ?
(A) He did not agree with their views on different issues
(B) To confront the headman who had cheated him out of one thousand rupees
(C) He wanted them to get justice for him
(D) He was looking for the donkey and wanted to ask for directions
(E) None of these
Ans : (E)

7. What made Keshava pull the sage’s beard ?
(A) He wanted to wake up the sage who was a sleep under the tree
(B) The headman requested him to move the sage from under the tree
(C) He wanted the sage to explain what had happened to the donkey
(D) He misunderstood the village headman and took the sage to be his donkey
(E) None of these
Ans : (D)

8. Why did the teacher ask Keshava to leave the donkey with him for six months ?
(a) He realised that the donkey would require a lot of training.
(b) To reduce Keshava’s dependence on the donkey.
(c) He wanted to rescue the donkey from Keshava who did not know to treat the donkey properly.
(A) None
(B) Only (b)
(C) Both (a) & (b)
(D) Only (c)
(E) None of these
Ans : (A)

Directions—(Q. 9–10) Choose the word which is MOST SIMILAR in MEANING to the word printed in bold as used in the passage.

9. trick
(A) joke
(B) skill
(C) mislead
(D) technique
(E) lunny
Ans : (C)

10. remained
(A) pending
(B) waited
(C) lasted
(D) survived
(E) continued
Ans : (D)

Directions—(Q. 11–12) Choose the word which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

11. real
(A) false
(B) imitated
(C) dishonest
(D) imagine
(E) genuine
Ans : (A)

12. deep
(A) low
(B) distracted
(C) flat
(D) awake
(E) sleep
Ans : (B)

Directions—(Q. 13–17) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No Correction is Required’, mark (E) as the answer.

13. The company has set up a foundation which helps students who do not have the necessary funds to study ahead.
(A) further to study
(B) of studying more
(C) to study onward
(D) for higher studies
(E) No Correction Required
Ans : (D)

14. If this land is used to cultivate crops it will be additionally source of income for the villagers.
(A) a source of additional
(B) an additionally source
(C) an additional source
(D) additionally the source
(E) No Correction Required
Ans : (C)

15. Belonged to this cadre, you are eligible for facilities such as free air travel and accommodation.
(A) since you belong to
(B) whoever belongs
(C) for belonging to
(D) to belong in
(E) No Correction Required
Ans : (A)

16. The bank has hired a consultant who will look into any issues which arise during the merger.
(A) is looking over
(B) will be looked after
(C) will look out
(D) looks down on
(E) No Correction Required
Ans : (E)

17. I had severe doubts about if I successfully run a company, but my father encouraged me.
(A) if I am successful in
(B) how should I successfully
(C) whether I could successfully
(D) that I would succeed to
(E) No Correction Required
Ans : (C)

Directions—(Q. 18–22) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ‘All Correct’ as your answer.

18. RBI has attempted (A) to spend (B) financial (C) awareness (D) through this programme. All Correct (E)
Ans : (B)

19. In order to succeed (A) it is crucial (B) for an organisation to constantly (C) improve. (D) All Correct (E)
Ans : (E)

20. With some assistance (A) from her son she was enable (B) to settle (C) her debts (D) on time. All Correct (E)
Ans : (B)

21. Though the government initiated (A) a large sum (B) of money in the scheme (C) it was a failure. (D) All Correct (E)
Ans : (A)

22. We have prepared a detailed (A) report giving various (B) solutions (C) to resort (D) the problem. All Correct (E)
Ans : (D)

Directions—(Q. 23–27) Rearrange the following six sentences (a), (b), (c), (d), (e) and (f) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(a) I was pleased by their reaction.
(b) Writing my speech was easy, but I was unsure if I could motivate the employees to donate to those affected by the earthquake.
(c) Instead of throwing out their unusable articles, they had transferred them to my office in the name of donations.
(d) When a reputed company invited me to deliver a lecture on Corporate Social Responsibility, I agreed.
(e) It was an affluent company and the well dressed employees who met me afterwards promised to send lots of donations to my office.
(f) What I saw however when I opened the bags of ‘donations’ they had sent shocked me.

23. Which of the following should be the SECOND sentence after rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (A)

24. Which of the following should be the THIRD sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (E)

25. Which of the following should be t h e FOURTH sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (A)

26. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (B)

27. Which of the following should be the FIRST sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (D)

Directions—(Q. 28–32) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E).
(Ignore errors of punctuation, if any.)

28. He has travelled (A) / all over the world (B) / yet he speaks (C) / several languages fluently. (D) No error (E)
Ans : (C)

29. A successful company is (A) / any that makes a good (B) / profit and provides (C) / high returns to its shareholders. (D) No error (E)
Ans : (B)

30. The agreement on (A) / which all of us have (B) / worked so hard will (C) / be sign tomorrow. (D) No error (E)
Ans : (D)

31. It is necessarily to maintain (A) / a record of all transactions (B) / in case the auditors (C) / want to see it. (D) No error (E)
Ans : (A)

32. Very few young trainees (A) / willingly undertake (B) / a posting to a branch (C) / located in a rural area. (D) No error (E)
Ans : (E)

Directions—(Q. 33–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Today, twenty-two years after the bank …(33)…, it has over a thousand branches all over the country and the staff …(34)… about twentythree lakh borrowers. We decided to operate …(35)… from conventional banks who would ask their clients to come to their office. Many people in rural areas found this …(36)…. Our bank is therefore based on the …(37)… that people should not come to the bank but that the bank should go to the people. Our loans are also …(38)… we give them for activities from candle making to tyre repair. We also keep …(39)… checks on the borrower through weekly visits. We do this to make certain that the family of the borrower is …(40)… from the loan.

33. (A) origin
(B) commence
(C) existed
(D) began
(E) inaugurated
Ans : (E)

34. (A) assemble
(B) cope
(C) interact
(D) deal
(E) handle
Ans : (E)

35. (A) differently
(B) similar
(C) reverse
(D) opposite
(E) identically
Ans : (A)

36. (A) worried
(B) upset
(C) panicking
(D) anxious
(E) threatening
Ans : (D)

37. (A) principle
(B) discipline
(C) opportunity
(D) chance
(E) advantage
Ans : (A)

38. (A) worth
(B) vary
(C) disburse
(D) contrast
(E) diver
Ans : (B)

39. (A) consistently
(B) regular
(C) often
(D) frequently
(E) daily
Ans : (B)

40. (A) benefiting
(B) serving
(C) welfare
(D) obliged
(E) progress
Ans : (A)

1. Oscar Awards are given for the excellence in the field of -
(A) films
(B) Literature
(C) Sports
(D) Politics
(E) Status
ANS (A)
2. Which of the following is not a food crop ?
(A) Wheat
(B) Barley
(C) Maize
(D) Gram
(E) Cotton
ANS (E)
3. Union Budget always presented first in -
(A) The Loksabha
(B) The Rajyasabha
(C) Joint session of Parliament
(D) Meeting of the Union cabinet
(E) The State Assemblies
ANS (A)
4. The Government of India has earmarked about Rs. 70,000 crore in Union Budget to help which of the following sections of the society ?
(A) Children who are bonded labour
(B) Persons working in hazardous industries
(C) Farmers
(D) People living below poverty line
(E) None of these
ANS (E)
5. Jose Louise has taken over as the prime minister of -
(A) France
(B) Argentina
(C) Spain
(D) New zealand
(E) Italy
ANS (C)
6. The conference of Economic/ Finance Ministers of ASEAN was held recently in -
(A) Jakarta
(B) Bali
(C) New Delhi
(D) Tokyo
(E) Islamabad
ANS (B)
7. Which of the following International forums/ organizations has made a decision of not to go for reckless lending ?
(A) G-7
(B) G-8
(C) SAARC
(D) World Bank
(E) IMF
ANS (E)
8.Mahmood Ahmadinejad who was in India on an official visit recently is the -
(A) Prime Minister of Iraq
(B) President of Iran
(C) Prime Minister of Iran
(D) President of Iraq
(E) None of these
ANS (B)
9. India recently started "Maitree Express" to which of the following destinations ?
(A) Islamabad
(B) Karanchi
(C) Dhaka
(D) Kathmandu
(E) None of these
ANS (C)
10. The first ever General elction took place in which of the following countries in Indian sub-continent ?
(A) Bhutan
(B) China
(C) Pakistan
(D) Bangladesh
(E) Sri Lanka
ANS (A)
11. As per the latest figures published in the newspapers the growth of economy in India for the fiscal year ended March 2008 has been at which of the following levels ? About -
(A) 6 %
(B) 6.5 %
(C) 7 %
(D) 7.5 %
(E) 9 %
ANS (E)
12. Name of B.S.Yeddyurappa was recently in news as he has taken over as the -
(A) Governor of Karnataka
(B) Chief Minister of Karnataka
(C) Governor of Andhra Pradesh
(D) Chief Minister of Andhra Pradesh
(E) None of these
ANS (B)
13. The Govt. of India Planning to put up a bill in the parliament to ensure free and compulsory education for all those who are of the age of -
(A) 3 Years
(B) 5 Years
(C) 6-14 Years
(D) 12-20 Years
(E) Upto 21 Years
ANS (C)
14. "World No Tobacco Day" is observed on which of the following days ?
(A) Ist May
(B) 10th May
(C) 21st May
(D) 31 st May
(E) 1st June
ANS (D)
15. Late Vijay Tendulkar who died recently was a famous -
(A) Social Work
(B) Politician
(C) Sportsman
(D) Play Wright
(E) None of these
ANS (D)
16. Mnay times we erad in newspapers about the GM Crops.What is the full form of GM ?
(A) Genetically Marketed
(B) Genetically Modified
(C) Green & Moisturious
(D) Globally Marketed
(E) None of these
ANS (B)
17. Barack Obama whose name was in news recently is from which of the following countries ?
(A) UK
(B) USA
(C) France
(D) Italy
(E) None of these
ANS (B)
18. Which of the following is an Oscar winning documentary on climate change in which former US Vice President Al Gore has featured as a narrator ?
(A) An inconvenient truth
(B) The Sea
(C) Road to prediction
(D) Remember My Name
(E) None of these
ANS (A)
19. Defence minister from 27 nations recently gathered at which of the following places to discuss security amongst the countries of Asia Pacific Region ?
(A) Beijing
(B) New Delhi
(C) Singapore
(D) Kuala Lumpur
(E) None of these
ANS (C)
20. Who amongst the following is NOT a Lawn Tennis Player ?
(A) Serena Williams
(B) Katarina Srebotnik
(C) Andy Murray
(D) Nichlas Almagro
(E) Ricky Ponting
ANS (E)
21. The head office of the Stae Bank Of India is located in -
(A) Kolkat
(B) New Delhi
(C) Pune
(D) Ahmedabad
(E) None of these
ANS (E) Mumbai
22. Which of the following is NOT the name of the sensitive index of any global stock exchange ?
(A) Nasdaq
(B) Nikkei
(C) Kospi
(D) Dow
(E) Combix
ANS (E)
23. Mnay times we read the term 'ECB'in financial newspapers.What is the full form of 'ECB'?
(A) Essential Commercial Borrowing
(B) Essential Credit & Borrowing
(C) External Credit & Business
(D) External Commercial Borrowing
(E) None Of These
ANS (D)
24. Who amongst the following is the new face in Union Cabinet after it was reshuffled recently ?
(A) Mnai Shankar Aiyer
(B) Rahul Gandhi
(C) Priyanka
(D) Jyotiraditya Scindia
(E) None of these
ANS (D)
25. Who amongst the following has taken over as the chief minister of Nagaland ?
(A) Manik Sarkar
(B) Dinesh Nandan Sahay
(C) P.Longon
(D) K.Shankaranarayanan
(E) None of these
ANS (E)

As per your request, here I am sharing the Previous year solved Question Papers of SBI Clerk Exam

1. Oscar Awards are given for the excellence in the field of -
(A) films
(B) Literature
(C) Sports
(D) Politics
(E) Status
ANS (A)

2. Which of the following is not a food crop ?
(A) Wheat
(B) Barley
(C) Maize
(D) Gram
(E) Cotton
ANS (E)

3. Union Budget always presented first in -
(A) The Loksabha
(B) The Rajyasabha
(C) Joint session of Parliament
(D) Meeting of the Union cabinet
(E) The State Assemblies
ANS (A)

4. The Government of India has earmarked about Rs. 70,000 crore in Union Budget to help which of the
following sections of the society ?

Rest of the Questions are attached in below file which is free of cost

Attached Files Available for Download

	SBI Clerk Exam Paper.pdf (15.0 KB, 56 views)
	SBI Clerk Exam Paper 1.pdf (114.2 KB, 72 views)

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Answered By StudyChaCha Member