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SBI Clerical Exam Solved Question Papers
Q.1.An email account includes a storage area, often called a(n) __
• attachment
• hyperlink
• mailbox
• IP address
• None of these
Q.2.Data becomes __ when it is presented in a format that people can understand and use.
• processed
• graphs
• information
• presentation
• None of these
Q.3.A set of computer programs that helps a computer monitor itself & function more efficiently is a/an __
• Windows
• System Software
• DBMS
• Application Software
• None of these
Q.4.An area of a computer that temporarily holds data waiting to be processed is __
• CPU
• Memory
• Storage
• File
• None of these
Q.5.A __ is a microprocessor-based computing device.
• personal computer
• mainframe
• workstation
• server
• None of these
Q.6.You use a(n) __ , such as a keyboard or mouse, to input information.
• output device
• input device
• storage device
• processing device
• None of these
Q.7.The term __ designates equipment that might be added to a computer system to enhance its functionality.
• digital device
• system add-on
• disk pack
• peripheral device
• None of these
Q.8.The instructions that tell a computer how to carry out the processing tasks are referred to as computer __
• programs
• processors
• input devices
• memory modules
• None of these
Q.9.RAM can be thought of as the __ for the computer's processor.
• factory
• operating room
• waiting room
• planning room
• None of these
Q.10.C, BASIC, COBOL, and Java are examples of __ languages.
• low-level
• computer
• system programming
• high-level
• None of these
Q.11. __ is the ability of a device to "jump" directly to the requested data.
• Sequential access
• Random access
• Quick access
• All of the above
• None of these
Q.12.The __ is the amount of data that a storage device can move from the storage medium to the Computer per second.
• data migration rate
• data digitizing rate
• data transfer rate
• data access rate
• None of these
Q.13.A __ converts all the statements in a program in a single batch & the resulting collection of instructions is placed in a new file.
• converter
• compiler
• interpreter
• instruction
• None of these
Q.14.One thousand bytes is a __
• kilobyte
• megabyte
• gigabyte
• terabyte
• None of these
Q.15.'Benchmark' means __
• Benches for customers to sit
• Benches for salesmen to sit
• Products displayed on a bench
• Set standards
• All of the above
Q.16.A Call Centre is __
• a meeting place for DSAs
• a Training Centre for DSAs
• a meeting place for customers
• Data Centre
• a back office set up where customer queries are answered
Q 17.The sequence of a sales process is __
• Lead generation, Call, Presentation & Sale
• Sale, Presentation, Lead generation & Call
• Presentation, Lead generation, Sale & Call
• Lead Generation, Call, Sale & Presentation
• There is no sequence required
Q.18.Home loans are granted to -
• Individuals
• Institutions
• Builders
• All of these
• None of these
Q.19.To 'Close a Call' means __
• 'To end the conversation
• To put the phone down
• To close the doors
• To clinch the sale
• To close the business
Q.20.A __ is an additional set of commands that the computer displays after you make a selection from the main menu.
• dialog box
• sub-menu
• menu selection
• All of the above
• None of these
Q.21.Information kept about a file includes ----
• print settings
• deletion date
• (1) & (2) only
• size
• None of these
Q.22. __ provides process & memory management services that allow two or more tasks,jobs, or programs to run simultaneously.
• Multitasking
• Multithreading
• Multiprocessing
• Multi-computing
• None of these
Q.23.The ALU performs __ operations.
• arithmetic
• ASCII
• algorithm-based
• logarithm-based
• None of these
Q.24.A (n) __ is software that helps a computer control itself to operate efficiently and keep track of data.
• application system
• hardware system
• software system
• operating system
• (None of these
Q.25.'Customization' means __
• Tailor-made products for each customer
• Customers selling goods
• Tailor-made products for each staff
• A selling process
• None of these
Q.26.A 'Call' in Marketing language means __
• Calling On a salesperson
• Calling on a customer
• Making a phone-call
• Telemarketing
• None of these
Q.27.Computers manipulate data in many ways, and this manipulation is called __
• upgrading
• processing
• batching
• utilizing
• None of these
Q.28.A Marketing Survey is required for __
• deciding marketing strategies
• deciding Product strategies
• deciding pricing strategies
• All of these
• None of these
Q.29.The Target Group for Education Loans is ----
• all colleges
• all parents
• research scholars
• meritorious students seeking higher education
• all of these
Q.30.Cross-selling means __
• Selling with a cross face
• Cross country marketing
• Selling other products to existing customers
• Selling to friends
• Selling to employees
Q.31.Market Segmentation is useful for---
• Preferential marketing
• Targeting existing clients
• Identifying prospects
• Knowing customers' tastes
• All of the above
Q.32.The Target Group for Savings Deposit Accounts is __
• Newborn babies
• students
• parents
• businessman
• all of the above
Q.33.Market Segmentation can be resorted to by means of __
• segmenting by age
• segmenting by income
• segmenting geographically
• all of these
• none of these
Q.34.The Target Group for a Car Loan is---
• all auto drivers
• all auto dealers
• all car owners
• any individual needing a car
• all of these
Q.35.Market information means---
• knowledge of industries
• knowledge of households
• knowledge of peers
• knowledge of customers' tastes
• All of these
Q.36.Credit cards are used for-
• Cash withdrawals
• Purchase of air tickets
• Purchase of consumable items from retail outlets
• All of these
• None of these
Q.37.The Target Group for Agricultural Loans is __
• any farmer
• farm laborers
• any individual dealing in agricultural or related activity
• farmers societies
• all of these
Q.38.The Target Group for Credit Cards is----
• existing cardholders
• all graduates
• all minors
• individuals with taxable income
• all of these
Q.39.Market Segmentation means __
• segmenting the salesmen
• segmenting the employees
• segmenting the customers as per their Heeds
• segmenting the products
• All of these
Q. 40. A 'Target Group' means---
• a group of sellers
• a group of buyers
• a group of products
• a group of persons to whom sales should be focused
• all of these


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Details of SBI Clerk 2014 Exam Pattern :
The SBI Clerk Exam consists have five sections.
Each question carries one (1) mark
For every wrong answer there is a negative mark i.e ¼
S.No Name of the Subject Number of Marks
1 General Awareness 40
2 Quantitative 40
3 Reason Ability 40
4 General English Language 40
5 Computer Knowledge/Marketing
Aptitude 40
Total Number of Marks 200

Below list of few questions is given.
1. Who amongst the following was the candidate
of the Democratic party in latest election held
for the President of the USA ?
(A) Hillary Clinton
(B) Michelle Robinson
(C) John McCain
(D) Barack Hussain Obama
(E) None of these
2. Who amongst the following cricketers
recently joined the Club of 300 Wicket takers
in test crickets ?
(A) Harbhajan Singh (B) Anil Kumble
(C) Ishant Sharma (D) Rahul Dravid
(E) None of these
3. Which of the following reflects the
importance of 8th November 2008 in the
history of India ?
(A) Chandrayaan – 1 was launched this day
(B) Chandrayaan – 1 was put into the orbits
of the moon on this day.
(C) This was the day on which ISRO
completed 50 years of its existence
(D) This was the day on which Chandrayaan
– 1 entered the lunar orbit
(E) None of these
4. Who amongst the following is the author of
the novel ‘The White Tiger’ ?
(A) Jhumpa Lahiri (B) Steve Waugh
(C) Aravind Adiga (D) Paul Krugman
(E) None of these
5. The Assembly Elections took place in which
of the following States in November-
December 2008 ?
(A) Uttar Pradesh (B) West Bengal
(C) Rajasthan (D) Gujarat
(E) All the above
6. The Prime Minister of India recently flagged
off the first ever train in the Kashmir valley.
The train will cover which of the following
pairs of stations on its final completion ?
(A) Anantnag - Qazigund
(B) Anantnag - Katra
(C) Udhampur - Katra
(D) Katra - Qazigund
(E) None of these
7. Which of the following is the correct
description of the Capital Market ? Capital
Market comprises of—
(A) Stock Markets and Bond Markets
(B) Banks and Insurance Companies
(C) RBI and Nationalized Banks
(D) Stock Markets and Banks
(E) None of these
8. Which of the following organizations has
provided a US $ 150 million loan to overhaul
the Khadi & Village Industry in India ?
(A) World Bank
(B) International Monetary Fund
(C) Asian Development Bank
(D) European Union
(E) None of these
9. Which of the following countries is NOT the
member of IBSA ?
(A) India (B) Bangladesh
(C) South Africa (D) Brazil
(E) All are members
10. The election of the UN General Assembly
took place on October 17th 2008 in which
five countries were elected non-permanent
members of the UN Security Council. Which
of the following is NOT one of them ?
(A) Mexico (B) Turkey
(C) Austria (D) India
(E) Japan
Page-2
11. The Govt. of India is planning to introduce
which of the following Acts to ensure that
foreign investment are not a threat to national
security ?
(A) POTA
(B) National Security Exception Act
(C) Foreign Exchange Management Act
(D) Anti Terrorism Law
(E) All these
12. Kosi and some other rivers created severe
problems in some parts of the country
recently. What is/are the major causes of
flood in a river ?
(a) Snowmelt
(b) High peak discharge of water
(c) Storm Surge
(A) Only (a) (B) Only (b)
(C) Only (c) (D) All (a), (b) & (c)
(E) None of these
13. Since Iran-India gas pipeline is yet to get final
approval, the energy hungry India has decided
to join another pipeline project ‘MEDSTREME’.
Medstreme will transport oil/gas
from which of the following nations at one of
its terminal ends ?
(A) Turkey (B) Russia
(C) France (D) Japan
(E) USA
14. Which of the following countries is NOT the
member of the Nuclear Supplier Group
(NSG) ?
(A) Russia (B) USA
(C) France (D) Italy
(E) Iran
15. Which of the following countries won
maximum medals in Beijing Olympics 2008 ?
(A) Japan (B) India
(C) Russia (D) USA
(E) China
16. Comprehensive Test Ban Treaty (CTBT) is
associated with the ban on which of the
following ?
(A) Ban on certain organizations under UN
Laws
(B) Ban on money laundering activities
(C) Ban on nuclear tests for developing
arsenals
(D) Ban on terrorism
(E) None of these
17. Who amongst the following is the first Prime
Minister of Nepal after it got the status of the
democratic republic nation recently ?
(A) Rambaran Yadav
(B) Subhash Nembang
(C) G. P. Koirala
(D) Pushpa Kamal Dahal (Prachanda)
(E) None of these
18. After a consistent persuasion for several years
India finally got success in a Free Trade
Agreement with which of the following ?
(The meeting for this took place in Singapore
in August 2008)
(A) European Union
(B) NATO
(C) SAARC
(D) ASEAN
(E) None of these
19. As per the agreement with Iraq. USA has now
decided to withdraw its forces from there.
This will start by—
(A) June 2009 (B) December 2009
(C) January 2010 (D) June 2010
(E) 2012 end
20. Russia recently signed a peace pact with
which of the following nations so that it can
bring an end to the war between them ?
(A) Georgia (B) Iran
(C) China (D) Turkey
(E) None of these
21. Usain Bolt who was adjudged as the fastest
man on the earth (Olympic 2008) is from
which of the following countries ?
(A) Belgium (B) South Korea
(C) Sourth Africa (D) USA
(E) Jamaica
22. Who amongst the following is the Governor
of the Reserve Bank of India at present ?
(A) Y. V. Reddy (B) D. Subbarao
(C) Rakesh Mohan (D) C. Rangarajan
(E) None of these
Page-3
23. Which of the following knowledge can a
farmer gain from ‘Farmer’s field school’
being run by Department of agriculture &
Cooperation. Govt. of India ?
(a) Methods and practices for soil, fertilizer
and crop management
(b) How to get bank loans
(c) Understand deficiency symptoms of soil
nutrients
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) Both (a) & (c) only
(E) All (a), (b) & (c)
24. Which of the following organizations was
specially established to operate in Gramin
areas by design itself ?
(A) Commercial Banks
(B) Central Financial Institutes
(C) Private Banks
(D) Regional Rural Banks
(E) None of these
25. Who amongst the following is the author of
the book (novel) ‘Infinite Jest’ ?
(A) Quentin Bryce
(B) Arvind Adiga
(C) Paul Newman
(D) David Foster Wallace
(E) None of these
26. Taro Aso whose name was in news recently is
the Prime Minister of—
(A) South Korea (B) North Korea
(C) Japan (D) Thailand
(E) None of these
27. Martti Ahtisaari’s name was in news as he is
the winner of Nobel Prize in the area of—
(A) Physics (B) Chemistry
(C) Peace (D) Literature
(E) Medicine
28. Who amongst the following won the Fed Cup
championship Tennis 2008 ?
(A) Russia (B) Spain
(C) Italy (D) USA
(E) France
29. Which of the following films was India’s
official entry for the Oscar Awards 2009 ?
(A) Fashion
(B) Taare Zameen Par
(C) Jodha Akbar
(D) Dostana
(E) None of these
30. As per the figures released recently which of
the following cities has the highest per capita
income ?
(A) Delhi (B) Mumbai
(C) Chandigarh (D) Bangalore
(E) Jaipur
31. India has purchased Harpoon II Missiles from
which of the following countries ?
(A) Italy (B) China
(C) France (D) Russia
(E) USA
32. Which of the following is NOT one of the
Millennium Goals set by U.N.O. ?
(A) Achieve Universal Primary Education
(B) Improve Computer Literacy
(C) Combat HIV/AIDS
(D) Environmental sustainability
(E) Global partnership
33. The Government of which of the following
States has provided Rs. 100 crore for
promotion of Organic Farming in State ?
(A) Tamil Nadu
(B) Rajasthan
(C) Madhya Pradesh
(D) Punjab
(E) Andhra Pradesh
34. Which of the following States has introduced
‘One kg. Rice for Rupee One’ scheme, the
first of its kind in the country ?
(A) West Bengal (B) Orissa
(C) Bihar (D) Kerala
(E) Tamil Nadu
35. Which of the following nations is facing the
neat of Darfur Humanitarian Crisis ?
(A) Iraq (B) Sudan
(C) Iran (D) Japan
(E) U.S.A.
Page-4
36. Who amongst the following Cricket Skipper
recently announced his retirement from the
game ?
(A) Anil Kumble (B) M. S. Dhoni
(C) Rahul Dravid (D) Irfan Pathan
(E) Sachin Tendulkar
37. Who amongst the following was awarded
Bharat Ratna recently ?
(A) Asha Bhosale (B) Bhimsen Joshi
(C) Jagjit Singh (D) Mani Ratnam
(E) None of these
38. Which of the following terms is used in the
game of Lawn Tennis ?
(A) Double Fault (B) Half Nelson
(C) Cox (D) Crease
(E) Ruff
39. ‘Agha Khan Cup’ is associated with the game
of—
(A) Cricket (B) Football
(C) Lawn Tennis (D) Golf
(E) Hockey
40. Who amongst the following is the author of
the book ‘Straight from the Heart’ ?
(A) Ravi Shastri (B) Sachin Tendulkar
(C) Kapil Dev (D) M. S. Dhoni
(E) None of these
General English
Directions—(Q. 41–52) Read the following
passage carefully and answer the questions given
below it. Certain words have been printed in bold
to help you locate them while answering some of
the questions.
Govind’s father was a rich landlord, who was
loved and respected by all his tenants. When he
died, he left large tracts of land to Govind. But
Govind did not spend a single day looking after
his land. He had a funny idea, that there existed a
magic potion which, if it was poured on any object
would turn it into gold. He spent all his time
trying to learn more about this potion. People took
advantage of him and cheated him. His wife grew
anxious. Given the amount of money Govind was
spending, she was sure that they would soon be
paupers.
One day, a widely respected sage who had
been to the Himalayas came to their town. Govind
asked him about the potion. To his surprise the
sage answered. “I have learnt how to brew such a
potion. But it is a difficult process.” “Tell me !”
insisted Govind, hardly able to believe his luck.
“You have to collect the dew which settles on the
leaves of a banana tree every morning during
winter. There is a condition though. The tree
should be planted and watered regularly with your
own hands. Store the collected dew in an earthen
vessel and when you have five litres, bring it to
me. I will recite a sacred mantra to transform the
dew into the potion. A drop of the potion will be
sufficient to change any object into gold.”
Govind was worried “Winter is only for a few
months in the year. It will take me years to collect
the dew.” “You can plant as many trees as you
want” replied the sage. Govind went home and
after talking to his wife, began clearing the large
fields which had been lying vacant for years. He
planted rows of banana saplings. He tended them
with great care. His wife helped him too. She
would take the banana crop to market and get a
good price. Over the years the plantation grew and
finally after six years Govind had five litres of
dew. He went to the sage who smiled, uttered a
mantra and sprinkled a few drops of dew on a
copper vessel. To Govind’s dismay, nothing
happened. “You have cheated me !” he shouted at
the sage.
The sage however smiled. Govind’s wife then
came forward with a box. The sage opened it and
revealed stack of gold coins inside. Turning to
Govind he said. “You worked hard on your land
and created a planation. Your wife sold the
produce in the market. It was your hard work
which created this wealth, not magic. If I had told
you this earlier, you would not have listened.”
Govind understood the wisdom behind the sage’s
words and worked even harder from that day on.
41. Why did Govind’s father give him large plots
of land ?
(A) It was his way of instilling a sense of
responsibility in his son
(B) Govind was his only son and sole heir
Page-5
(C) To provide Govind with sufficient funds
to pursue his interest of discovering
magic potion
(D) He wanted Govind to continue to
lookafter the tenants
(E) None of these
42. Which of the following can be said about the
sage ?
(A) He was cunning and plotted with
Govind’s wife to cheat him
(B) He had no magical powers as such and
used to swindle people
(C) He was a good judge of people
(D) He did not deserve his good reputation
(E) He was dishonest because he had cheated
Govind out of his gold
43. Why was Govind’s wife worried ?
(A) Govind had no knowledge of farming
and could not cultivate the land he had
inherited from his father
(B) Govind had no friends because he was
obsessed with finding a potion which
would turn any thing into gold
(C) Govind was only interested in studying
under different sages and neglected his
family duties
(D) Since Govind had devoted all his time
and wealth to finding a magic potion
they would soon be poor
(E) Govind’s experiments to find a magic
potion were dangerous
44. Why did Govind’s wife help him in the
fields ?
1. To support her husband in his endeavour
to find a magic potion
2. The sage had advised her to help her
husband succeed
3. He needed someone to help him collect
the dew
(A) None (B) Only 1
(C) Both 1 and 2 (D) All 1, 2 and 3
(E) None of these
45. Why did Govind decide to cultivate a banana
crop ?
(A) The soil of his land was suitable only for
cultivating bananas
(B) It was the most highly priced commodity
in the region
(C) It could be grown at any time of the year
including winter
(D) His wife pressurised him to do so
(E) The ingredient for the magic potion could
only be obtained from a banana tree
46. What made Govind angry with the sage ?
(A) The sage had conspired with Govind’s
wife against him
(B) He had forgotten the magic spell and all
Govind’s hard work was in vain
(C) He had lost a good deal of money in
cultivating bananas
(D) The sage had made a fool of him in front
of other villagers
(E) None of these
47. How did Govind acquire his dream of gold
finally ?
(A) The sage gave him gold as a reward for
his hard work
(B) His wife diligently saved the gold he had
received from his father
(C) By selling the banana plantation
(D) His wife sold bananas at a higher price
than others did
(E) None of these
48. Which of the following is TRUE in the
context of the passage ?
1. Govind was easily fooled by people
2. Govind was peresevering by nature
3. The sage had never actually been to the
Himalayas
(A) Only 1 (B) Both 1 and 2
(C) Only 3 (D) Both 1 and 3
(E) None of these
Directions—(Q. 49–50) Choose the word
which is MOST SIMILAR in meaning to the
word printed in bold as used in the passage.
49. spend
(A) pay (B) bought
(C) devote (D) settle
(E) empty
Page-6
50. lying
(A) sleeping (B) dishonest
(C) relaxing (D) remaining
(E) untruthful
Directions—(Q. 51–52) Choose the word
which is MOST OPPOSITE in meaning to the
word printed in bold as used in the passage.
51. dismay
(A) joy (B) interest
(C) desire (D) humour
(E) luck
52. tended
(A) negligible (B) watched
(C) inclined (D) ignored
(E) spoil
Directions—(Q. 53–57) Which of the phrases
(A), (B), (C) and (D) given below each sentence
should replace the phrase printed in bold in the
sentence to make it grammatically correct ? If the
sentence is correct as it is given and ‘No
Correction is Required mark (E) as the answer.
53. Starting out my own business at this time
would affect the financial stability of my
family.
(A) Starting up my
(B) For starting with
(C) To start out mine
(D) By starting my
(E) No Correction Required
54. Use a tactic for mixing the inferior with good
quality rice is dishonest and you will lose
your license.
(A) Using tactics as
(B) Using a tactic like
(C) To use tactics
(D) Used to tactics like
(E) No Correction Required
55. The company will invest more six hundred
crores in the next five years to expand its
operations in Britain.
(A) will further invest
(B) has invested more than
(C) have invested over
(D) will be invested above
(E) No Correction Required
56. Several of our projects have delayed because
the equipment we ordered was delivered late.
(A) have been delayed when
(B) delayed because of
(C) are delayed since
(D) were delayed with
(E) No Correction Required
57. The committee has ruled out the possible
raising taxes for this financial year.
(A) possibly raised
(B) possible rise of
(C) possibility to raise
(D) possibility of rising
(E) No Correction Required
Directions—(Q. 58–62) In each question
below a sentence with four words printed in bold
type is given. These are lettered as (A), (B), (C)
and (D). One of these four words printed in bold
may be either wrongly spelt or inappropriate in
the context of the sentence. Find out the word
which is wrongly spelt or inappropriate if any. The
letter of the words is your answer. If all the words
printed in bold are correctly spelt and also
appropriate in the context of the sentence, mark
(E) i.e., ‘All Correct’ as your answer.
58. Under existing regulations we are not
(A)
permitted to owe more than a forty per cent
(B) (C)
share of the family business. All Correct
(D) (E)
59. In case of any land dispute panchayat officials
(A) (B)
will determine how the property is to be
(C)
dividend. All Correct
(D) (E)
60. The World Bank has consented to sanction
(A) (B)
the necessary finance for the project.
(C) (D)
All Correct
(E)
Page-7
61. To obtain a refund you will have to fill a
(A) (B)
claim with the appropriate authority.
(C) (D)
All Correct
(E)
62. Experts predict there will be shortage of
(A) (B)
investment in the infrastructure sector.
(C) (D)
All Correct
(E)
Directions—(Q. 63–67) Rearrange the
following six sentences (1), (2), (3), (4), (5) and
(6) in the proper sequence to form a meaningful
paragraph; then answer the questions given below
them—
(1) The hall was filled with children, teachers,
students, family members and those who were
close to him.
(2) Normally such ceremonies are attended by
important people like industrialists, politicians
and VIPs.
(3) What I saw when I stepped into the hall
amazed me.
(4) I went home with the feeling that it was a
most unusual oath taking ceremony with only
those who were ‘important’ to him present.
(5) When he was elected President, he invited me
to the swearing in ceremony in the Central
Hall of Parliament.
(6) However in this case everyone who attended
the ceremony seemed to know him personally.
63. Which of the following should be the FIRST
sentence after rearrangement ?
(A) (1) (B) (2)
(C) (3) (D) (4)
(E) (5)
64. Which of the following should be the
SECOND sentence after rearrangement ?
(A) (2) (B) (3)
(C) (4) (D) (5)
(E) (6)
65. Which of the following should be the THIRD
sentence after rearrangement ?
(A) (1) (B) (2)
(C) (3) (D) (4)
(E) (5)
66. Which of the following should be the FIFTH
sentence after rearrangement ?
(A) (2) (B) (3)
(C) (4) (D) (5)
(E) (6)
67. Which of the following should be the LAST
(SIXTH) sentence after rearrangement ?
(A) (1) (B) (2)
(C) (3) (D) (4)
(E) (5)
Directions—(Q. 68–72) Read each sentence
to find out whether there is any grammatical error
or idiomatic error in it. The error, if any, will be in
one part of the sentence. The letter of that part is
the answer. If there is no error, the answer is (E).
(Ignore errors of punctuation, if any.)
68. His proposal had / to be send to / the President
(A) (B) (C)
of the company / for her approval. No error
(D) (E)
69. Each Tuesday evening we visited / the farmers
(A) (B)
in the area / and held a meeting / to discuss
(C) (D)
the problems they faced. No error
(E)
70. Though our training facilities / are limited
(A) (B)
only a / few employees have been / selected
(C)
for training. No error
(D) (E)
71. During the interview / the panel asked me /
(A) (B)
several technical questions / and I answered all
(C) (D)
of it. No error
(E)
Page-8
72. He decided to work for / an NGO, but most
(A) (B)
of his / classmates opted for high paid / jobs in
(C)
multinational companies. No error
(D) (E)
Directions—(Q. 73–80) In the following
passage there are blanks, each of which has been
numbered. These numbers are printed below the
passage and against each, five words are suggested,
one of which fits the blank appropriately. Find
out the appropriate word in each case.
When we …(73)… started thirty years ago in
1977, we did not know anything about how to run
a bank for the poor. We therefore looked at how
others ran their operations and …(74)… from
their mistakes. In Bangladesh, conventional banks
and credit co-operatives always …(75)… lump
sum repayments. This created …(76)… problems
because repaying in a lump sum was a mental
hundle for borrowers. They tended to delay
repayment and get further into debt in the
…(77)…. In the end they usually …(78)… totally
on the loan, which was a loss to the bank. In
structuring our own loans, I decided to ask for a
daily payment. Monitoring repayment was
…(79)… and it filled people with …(80)… that
they could repay their loans.
73. (A) firstly (B) freshly
(C) foremost (D) initially
(E) recently
74. (A) copied (B) observed
(C) learned (D) understood
(E) improving
75. (A) asked (B) insisted
(C) demanded (D) settled
(E) lend
76. (A) severe (B) no
(C) additionally (D) variety
(E) plenty
77. (A) time (B) process
(C) return (D) event
(E) action
78. (A) neglected (B) abandoned
(C) defaulted (D) depended
(E) disappointed
79. (A) benefit (B) easier
(C) reckless (D) disorganised
(E) secure
80. (A) sense (B) confidence
(C) challenge (D) doubt
(E) believe
Quantitative Aptitude
Directions—(Q. 81 to 90) What should come
in place of the question mark (?) in the following
questions ?
81. (84)2 – (67)2 + √⎯? = 2588
(A) 361 (B) 529
(C) 441 (D) 625
(E) None of these
82. 668 ÷ 167 284 = ?
(A) 1156 (B) 1136
(C) 1096 (D) 1116
(E) None of these
83. √⎯⎯⎯⎯
3
10648 √⎯⎯⎯⎯
3
5832 = ?
(A) 396 (B) 216
(C) 432 (D) 576
(E) None of these
84. 60% of 25% of
5
6
th of ? = 630
(A) 5060 (B) 5200
(C) 4880 (D) 4500
(E) None of these
85. (85410 + 36885 + 24705) ÷ 1600 = ?
(A) 90•25
(B) 94•386
Page-9
(C) 95•50
(D) 91•875
(E) None of these
86. 4•5 + 23•50 + 14•58 – 17•68 0•5 = ?
(A) 33•74 (B) 21•29
(C) 35•06 (D) 24•48
(E) None of these
87. (3675 ÷ 75) (7480 ÷ 80) = ?
(A) 4394•5 (B) 4301
(C) 4581•5 (D) 4114
(E) None of these
88. √⎯⎯⎯⎯7744 66
203 + 149
= ?
(A) 15 (B) 18•5
(C) 20 (D) 16•5
(E) None of these
89. 87146 – 66425 – 15693 = ?
(A) 5038 (B) 5028
(C) 5040 (D) 5015
(E) None of these
90. (786 74) ÷ ? = 1211•75
(A) 42 (B) 36
(C) 56 (D) 54
(E) None of these
Directions—(Q. 91 to 95) What should come
in place of question mark (?) in the following
number series ?
91. 36, 20, ?, 8, 6, 5
(A) 10 (B) 12
(C) 14 (D) 16
(E) None of these
92. 668, 656, 632, 584, ?, 296
(A) 392 (B) 438
(C) 488 (D) 536
(E) None of these
93. 1, 121, 441, 961, 1681, ?
(A) 2701 (B) 2511
(C) 2611 (D) 2801
(E) None of these
94. 9, 49, 201, 1009, ?, 20209, 80841
(A) 4054 (B) 4049
(C) 4050 (D) 4041
(E) None of these
95. 31, 35, 44, 60, 85, ?
(A) 121 (B) 111
(C) 109 (D) 97
(E) None of these
96. The average of five positive numbers is 308.
The average of first two numbers is 482•5 and
the average of last two numbers is 258•5.
What is the third number ?
(A) 224
(B) 58
(C) 121
(D) Cannot be determined
(E) None of these
97. Sophia invests 25% of her monthly salary in
insurance policies. She spends 15% of her
monthly salary in shopping and 35% of her
salary on household expenses. She saves the
remaining amount of Rs. 9,050. What is
Sophia’s annual income ?
(A) Rs. 84,500 (B) Rs. 5,30,000
(C) Rs. 3,25,200 (D) Rs. 4,34,400
(E) None of these
98. The ratio of roses and lillies in a garden is
3 : 2 respectively. The average number of
roses and lillies is 180. What is the number of
lillies in the garden ?
(A) 144 (B) 182
(C) 216 (D) 360
(E) None of these
99. The number of employees in Companies A, B
and C are in a ratio of 3 : 2 : 4 respectively. If
the number of employees in the three Companies
is increased by 20%, 30% and 15%
respectively, what will be the new ratio of
employees working in Companies A, B and C
respectively ?
(A) 18 : 13 : 24 (B) 13 : 18 : 23
(C) 17 : 13 : 23 (D) 18 : 11 : 23
(E) None of these
100. In how many different ways can the letters of
the word ‘HAPPY’ be arranged ?
(A) 120 (B) 140
(C) 60 (D) 70
(E) None of these

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State Bank of India clerical examination previous year question paper

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Direction(1-5)What Should Come in place of the Question Mark(?) in the following Questions

1) 92.5% of 550 = ?
a) 506.45
b) 521.65
c) 518.55
d) 508.75
e) None of these

Ans d

2) 12 power 4 * 12 power 3 = ?
a) 12 power 7
b) 12 power 39
c) 12 power 17
d) 12 power -7
e) None of these

Ans a

3)12.22 + 22.21 + 221.12 = ?
a) 250.55
b) 255.50
c) 250.05
d) 255.05
e) None of these

Ans e

4) 464 / (16 * 2.32 ) = ?
a) 12.5
b) 14.5
c) 10.5
d) 8.5
e) None of these

Ans a

5) 78 / 5 / 0.5 = ?
a) 15.6
b) 31.2
c) 7.8
d) 20.4
e) None of these

Ans b

6) A bus Covers a distance of 2,924 Km in 43 Hours.What is the Speed of Bus ?
a) 72 Kms./Hr.
b) 60 Kms./Hr.
c) 68 Kms./Hr.
d) cannot be Determined
e) None of these

Ans c

7) If 9 cube 3 is subtracted from the square of the a number , the answer so obtained is 567. What is the number ?
a) 36
b) 28
c) 42
d) 48
e) None of these

Ans a

8) What should be the Simple Interest obtained on an amount of Rs 5760 at the rate of 6% per annum after 3 Years ?
a) Rs 1036.80
b) Rs 1666.80
c) Rs 1336.80
d) Rs 1063.80
e) None of these

Ans a

9) What is 333 times 131 ?
a) 46323
b) 43623
c) 43290
d) 42957
e) None of these

Ans b

10) The Product of two successive no is 8556.what is the Smallest no ?
a) 89
b) 94
c) 90
d) 92
e) None of these

Ans d

11) The Owner of an electronics shop charges his customer 22% more than the cost price.If a Customer paid Rs 10980 for a DVD Player then what was the cost price of DVD Player ?
a) Rs 8000
b) Rs 8800
c) Rs 9500
d) Rs 9200
e) None of these

Ans e

12) What would be the Compound Interest obtained on an amount of Rs 3000 at the rate of p.c.p.a after 2 years ?
a) Rs 501.50
b) Rs 499.20
c) Rs 495
d) Rs 510
e) None of these

Ans b

13) What is the least no to be added to 4321 to make ti a perfect square ?
a) 32
b) 34
c) 36
d) 38
e) None of these

Ans e

14) 45% of a number is 255.6.What is the 25 % of that number ?
a) 162
b) 132
c) 152
d) 142
e) None of these

Ans d

15) Find the Average of the following set of Scores:
221, 231, 441, 359, , 665, 525
a) 399
b) 428
c) 407
d) 415
e) None of these

Ans c

16) In an Examination it is required to get 40% marks of the aggregate marks to pass.A Student gets 261 marks and it is declared failed by 4% marks.What are the maximum aggregate marks a student can get ?
a) 700
b) 730
c) 745
d) 765
e) None of these

Ans e

17) Pinku, Rinku , Tinku divide an amount of Rs 4200 amongst themselves in the ratio of 7:8:6 resp. If an amount os Rs 200 is added to each of their shares, What will be the new respective ratio of their share of amount ?
a) 8:9:6
b) 7:9:5
c) 7:8:6
d) 8:9:7

Ans d

18) The Average of 5 Consecutive even no A,B,C,D,E is 52. What is the Product of B & E ?
a) 2912
b) 2688
c) 3024
d) 2800
e) None of these

Ans d

19) The Difference between 42 % of a Number and 28% of Same Number is 210. What is the 59% of that Number ?
a) 630
b) 885
c) 420
d) 900
e) None of these

Ans b

20) A Canteen require 112 kgs of Wheat for a week. How many kgs of Wheat will it require for 69 days ?
a) 1204 Kgs
b) 1401 Kgs
c) 1104 Kgs
d) 1014 Kgs
e) None of these

Ans c

21) If an amount of Rs 41910 is distributed equally amongst 22 Persons. How much amount would each person get ?
a) Rs 1905
b) Rs 2000
c) Rs 1885
d) Rs 2105
e) None of these

Ans a

22) The Cost of 4 Cell-phone and 7 Digital cameras is Rs 125627 /- .What is the Cost of 8 Cell-Phones and 14 digital cameras ?
a) Rs 2,51,254 /-
b) Rs 2,52,627 /-
c) Rs 2,25,524 /-
d) Cannot be determined
e) None of these

Ans d

23) What is the total Cost of Girl enrolled in painting from all the Institutions together ?
a) 1150
b) 1200
c) 1275
d) 1100
e) None of these

Ans c

24) What is the respective ratio of total no of girls enrolled in painting, Stitching, Dancing from all the Institution together?
a) 44:48:47
b) 43:47:48
c) 44:47:48
d) 47:48:44
e) None of these

Ans b

25) What is the respective ratio of total no of girls enrolled in painting in the Institutes A & C together to those Enrolled in Stitching in the in the Institutes D & E together?
a) 5 : 4
b) 5 : 7
c) 16 : 23
d) 9 : 8
e) None of these

Ans e

SBI Model Question Paper of Reasoning

1) In a Certain Code DROWN is Written as MXNSC.How is BREAK written in that Code?
1) LBFSC
2) JBDSA
3) JZDQA
4) LZFQC
5) None of these

Ans 2

2) Among M,N,T,R and D each having a different height. T is taller than D but before shorter than M. R is taller than N but shorter than D. Who among them is the taller?
1) D
2) T
3) M
4) R
5) N

Ans 3

3) How many such digits are there in the number 5436182 each of which is as far away from the beginning of the number as when the digits are arranged in ascending order with in the number?
1) None
2) one
3) Two
4) Three
5) More than three

Ans 3

4) What should come next in the letter Series given below?
D D E D E F D E F G D E F G H D E F G H I D E F G H I J D
1) D
2) E
3) F
4) J
5) None of these

Ans 2

5) The Letter in the word MORITIFY are changed in such a way that the vowels are replaced by the previous letter in the English alphabet and the consonants are replaced by the next letter in the English alphabet.which of the following will be the fourth letter from the right end of the new set of letters?
1) S
2) H
3) G
4) N
5) None of these

Ans 5

6) Four of the following five are alike in a certain way and so form a group.Which is the one that doesn't belong to that group?
1) Leaf
2) Flower
3) Petal
4) Fruit
5) Tree

Ans 5

7) Four of the following five are alike in a certain way and so form a group.Which is the one that doesn't belong to that group?
1) Garlic
2) Ginger
3) Carrot
4) radish
5) Brinjal

Ans 5

8) Four of the following five are alike in a certain Way and so form a group.Which is the one that doesn't belong to that group?
1) 24
2) 48
3) 32
4) 72
5) 64

Ans 5

9) How many meaningful English words can be made with the letter ALPE using each letter only once in each word?
1) None
2) One
3) Two
4) Three
5) More than Three

Ans 4

10) How many such pairs of letter in the CHAMBERS each of which has as many letters between them in the Word as in the English alphabet?
1) None
2) One
3) Two
4) Three
5) More than Three

Ans 3

Direction(11-15): Study the following information carefully and answer the questions given below:
A, B, C, D, E, F, G and H are sitting around a circle facing at the center. F is third to the right of B who is third to the right of H. A is third to the left of H. C is fourth to the left of A. E is third to the right of D who is not a neighbour of A.

11) In which of the following pairs the second person is to the immediate right of the first person?
1) HC
2) BE
3) GB
4) FA
5) None of these

Ans 1

12) Who is Second to the right of D?
1) F
2) G
3) A
4) Data in adequate
5) None of These

Ans 5

13) Who is third to the Left of G?
1) H
2) D
3) C
4) F
5) None of these

Ans 3

14) Who is Fourth to the Left of C?
1) F
2) A
3) E
4) Data in adequate
5) None of These

Ans 2

15) What is B's Position with respect of D?
A) Fourth to the right
B) Fourth to the left
C) Fifth to the Left
D) Fifth to the right
1) A only
2) B only
3) A and B only
4) C and D only
5) None of these

Ans 3


Model Test paper of SBI Clerk Exam

(1-5)What should come in Place of ( ? ) in the following Questions ?

1) 58% of 842 + ? = 1200
1) 874.54
2) 711.64
3) 674.74
4) 543.84
5) None of these

Ans 2

2) 52% of ? = 3387.28
1) 6980
2) 6342
3) 6718
4) 6539
5) None of these

Ans 5

3) Sq.root of 12321
1) 111
2) 121
3) 81
4) 91
5) None of these

Ans 1

4) 72% of 654 - 41% of 312 = ?
1) 276.60
2) 296.72
3) 336.84
4) 342.96
5) None of these

Ans 4

5) 48 % of 840 = 36% of ?
1) 1080
2) 1320
3) 1240
4) 720
5) None of these

Ans 5

6) If the Product of two successive positive integers is 6162, which is the smallest integer ?
1) 78
2) 72
3) 76
4) 74
5) None of these

Ans 1

7) The Simple interest accured on an amount of Rs 10,530/- at the end of 5 years is 6318/- what is the rate of interest of p.c.p.a ?
1) 8
2) 14
3) 10
4) 12
5) None of these

Ans 4

8) A plot of 640 sq.ft is available at the rate of Rs 4600/- per sq.ft. If 30% of the total cost of the plot is to be paid for booking the plot, how much is the booking amount ?
1) Rs 938100 /-
2) Rs 883200 /-
3) Rs 983200 /-
4) Rs 838100 /-
5) None of these

Ans 2

9) A single person take 6 minutes to fill a bottle from 11 am to 12:30 pm. 1845 bottles are to be filled. How many persons should be employed on this Job ?
1) 121
2) 127
3) 135
4) 139
5) None of these

Ans 5

10) The Cost of 12 Notebook and 16 pens is Rs 852/-. What is the Cost of 9 Note Books and 12 Pens ?
1) Rs 743
2) Rs 639
3) Rs 567
4) Cannot be determined
5) None of these

Ans 4

11) If (93) Square is to be added to the Square of a number the answer so obtained is 16441.What is the Number ?
1) 67
2) 73
3) 89
4) 91
5) None of these

Ans 5

12) The Average Age of a Man and his Son is 18 Years.The ratio of their Ages is 5:1 resp. What will be the ratio of their ages after 6 years?
1) 10:3
2) 5:2
3) 4:3
4) 3:1
5) None of these

Ans 4

13) 42 Percent of first no is the 56 Percent of the second no.What is the Respective ratio of the first no to the Second no ?
1) 4:5
2) 31:42
3) 4:3
4) Cannot be determined
5) None of these

Ans 3

14) one-fifth of a number is 48.What is the 62% of that no?
1) 164.66
2) 148.8
3) 178.22
4) 182.44
5) None of these

Ans 2

15) If an Amount of Rs 85,470 /- is distributed equally amongst 35 Children. How much amount would each child get ?
1) Rs 2552 /-
2) Rs 2452 /-
3) Rs 2542 /-
4) Rs 2442 /-
5) None of these

Ans 4

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Will you please share the previous years Solved question papers of SBI clerical exam???