IDBI Credit Card Eligibility

Hey , IDBI Bank offers Aspire Platinum Credit Card designed to provide best privileges in traveling, dining, lifestyle and to other aspirational needs.

There online facility in not available to apply for Aspire Platinum Credit Card at IDBI Bank, to apply for this card you must have to visit the near by branch of bank .

Here I am attaching the application form to issue Aspire Platinum Credit Card from IDBI Bank you can download it from here .


Aspire Platinum Credit Card application form




Features and Benefits of this card:
Earn More while you Spend

Interest Free Credit

Drive On

Wider Acceptance

Zero Lost Card Liability

Family Cards

VISA offers

Fees and Charges:

Annual fee – Main card
499

Renewal fee
499

Interest on revolving credit facility (p.m)
2.9 %

Cash advance transaction fee
2.5 % of transaction fee with a minimum of Rs.300

Interest on cash advance (p.m)
2.9%

Late payment fees (per occasion, based on amount due)
Less Than 100- NIL
100 to 500 - 100
501 to 5000 - 400
5001 to 20K - 500
> 20001 - 750

Over limit charges
2.5% of over limit amount subject to minimum of 500

Return of cheque
225

Auto Debit Return Fee
225

Outstation Cheque processing fee
Upto 5000/-, fee will be 25/-.
Above 5000/-, fee will be 50/-.

Cash processing fee
100/-

Duplicate statement request
100

Replacement card
200

Charge slip /Charge back request
125

Limit enhancement
100

Foreign Currency Transactions
Cross currency mark up 3.5 %

Reward Redemption Fees
99/-

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Answered By StudyChaCha Member

I want to apply online at IDBI bank for Credit Card so would you please tell me from where I can get Online Application form of IDBI bank for Credit Card?

The IDBI Credit Card is a "Magic Card" it is a first-ever debit card with a credit limit, and one that charges you much less than a regular credit card.

Eligibility:
Customer should have satisfactory dealing with the Bank for the last 3 years

Here I am giving you process to get Online Application form of IDBI bank for Credit Card…

Firstly go to the official website of IDBI bank which looks like this image:



After that you will see “Products” option which is available left side top of the home, after that take you cursor on this option now you will get drop downs, take your cursor on Cards option from those drop downs again you will get drop downs

Now click on Credit card option a new page will open which look like this

After that bottom of the page you will see “Apply Online” option click on that option a new page again will open which looks like this image:



After that you will get “Credit Card Application Form” option click on that option a pdf file will open…..

Here I am providing you that pdf given below as a attachment



Benefits of IDBI Bank Credit Cards
• Attractive loyalty reward points
• Convenient EMIs with lower interest rate
• Up to 48 days interest free credit period
• International Validity
• Fuel surcharge waiver
• Add-on card facility
• Zero lost card liability
• Air Travel Accident Insurance Cover

Attached Files Available for Download

IDBI Credit Card Application form.pdf (128.4 KB, 25 views)

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Answered By StudyChaCha Member

I want to use credit card facility of IDBI Bank. So please tell how I can apply to issue Credit Card from IDBI Bank?

IDBI Bank Credit Cards are accepted globally. Credit Cards issued are EMV Chip and PIN enabled for security purpose.

Benefits of IDBI Bank Credit Cards:
Attractive loyalty reward points
Convenient EMIs with lower interest rate
Add-on card facility
Zero lost card liability
Up to 48 days interest free credit period
International Validity
Fuel surcharge waiver
Air Travel Accident Insurance Cover

Type of IDBI credit card:
Royale Signature Credit Card
Aspire Platinum Credit Card

To apply for issue credit card from IDBI bank you have to download application form and fill it.

After completely filling the application form you must attach required documents .

Along with documents submit filled in application form at near by branch of bank .

Authorized member of bank verify the application form and documents .

After all verification credit card will be issued .

Aspire Platinum Credit Card fee and charges :



IDBI credit card application form

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Answered By StudyChaCha Member

I want to apply online for IDBI Bank Credit Card so would you please tell me how to apply online for IDBI Bank Credit Card?

Hi buddy I want to apply for IDBI Credit Card and for the same here come to know its eligibility to apply for the same , so wodul you plz tell me here ??

IDBI Bank (Industrial Development Bank of India) was established in 1964 by an Act of Parliament to provide credit and other financial facilities for the development of the fledgling Indian industry.

As you want to apply for IDBI Credit Card , so here I am telling for its require eligibility to apply for it :

Require eligibility:
Age 21 to 65
Income Requirement Nil
Employment Salaried or Self-Employed
Interest Free Period Up to 48 days
ATM Cash Withdrawal Charges 2.5% of amount withdrawn or INR 300

Documents require :
Proof of Identity
Voter ID/ Passport/ Driving License/ PAN card/ Aadhaar Card

Proof of Address
Electricity/ Telephone Bill/ Election Card/ Passport/ Adhaar Card

Proof of Income
Latest 3 months Salary Slip/ Latest 3 months Bank Statement/ ITR/ Form 16

Bank profile
Type
PSU Govt
Traded as BSE: 500116
NSE: IDBI
Industry Banking, Financial services
Predecessor IDBI
Founded 1 July 1964, 54 years ago
Headquarters Mumbai, India
Key people
Mr. Rakesh Sharma
(MD & CEO)
(Interim)
Products Consumer banking, corporate banking, finance and insurance, investment banking, mortgage loans, private banking, private equity, wealth management, Agriculture Loan
Revenue Decrease ₹28,043.10 crore (US$3.9 billion) (2016)
Operating income
Increase ₹5,370 crore (US$750 million) (2016)
Net income
Decrease ₹-3,664.80 crore (US$−510 million) (2016)
Total assets Increase ₹374,372.12 crore (US$52 billion) (2016)
Owner LIC and Govt. of India
Number of employees
27,570 (March 2016)
Capital ratio 11.76% (2016)

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Answered By StudyChaCha Member