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August 23rd, 2013, 02:47 PM
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Can you please tell me from where I can download the FDCPA Test paper??? As you are looking for the FDCPA Test paper so here I am sharing with you same FDCPA Test paper: Q.1) Wich of the following is the primary law that regulates debt collecting? A. FCRA B. FDCPA C. FDPCA D. HITECH E. FCBTA Q.2) If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or requests the debt collector cease communicating with them, the debt collector must stop contacting the consumer. A. True B. False Q.3) Acording to the FDCPA, a debt collector may not use abusive or obscene language. A. True B. False Q.4) A debt collector may call a consumer about a consumer debt at the consumers place of employment after the consumer tells the debt collector he cannot receive such telephone calls. A. Always B. Sometimes C. Never D. If the consumer works between 8 and 5 E. If the collector has the employers persmission Q.5) A debt collector may normally discuss a consumer debt only with the consumer and the following people. A. The consumer's children B. An attorney C. An attorney representing the consumer on the specific debt D. The employer of the consumer E. The neighbor of the consumer, who has additional information about a new place of employment Q.6) The following is commonly called the "mini-miranda" pursuant to 15 U.S.C. 1692e(11). A. This is a call about a debt anything you say can be used against you for that purpose B. This is an attempt to collect a debt, and any information will be used for that purpuse C. You have a debt, and you need to settle it now D. The information received during this call will be used to collect on your past due accounts Q.7) If a debt collector calls a third party, that may not be a violation of the FDCPA, (Choose the best answer.) A. Always true B. Always false C. True, as long as the debt collector never discloses the name of his company. D. True, as long as the debt collector never discloses that the consumer owes a debt. E. True, as long as the debt collector is unable to contact the consumer any other way Q.8) With regard to debt collection, Congress has found what? A. Abusive debt collection leads to marital instability B. Abusive debt collection leads to bankruptcy C. Abusive debt collection leads to invassion of privacy D. None of the above E. All of the above Q.9) Under the FDCPA collectors and collection agencies can both be held responsible for violations. A. True B. False Q.10) FDCPA Stands for What? A. Families don't create political affiliations B. Fair debt company policy assets C. Fair debt collection practices act D. Friends don't care probably anyway E. Federal debt compliance procedures act Rest of the questions are attached in below file which is free of cost for you Last edited by Gunjan; July 3rd, 2019 at 04:29 PM.  |
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