Federal Bank Interest Rates What Is

Can you provide me the Federal Bank Interest Rates

Federal bank offers good-looking returns to the money you invest as an NRE customer.

Interest rates for the deposit are given below.

NRE Fixed Deposits interest rates will also apply for Millionaire Federal Savings Fund

The following Interest rates for NRE Fixed Deposits effective from 10-4-2013

Period
1 year only
Above 1 year to 499 days
500 Days Only
501 Days to 3 years
Above 3 years

Less than Rs.100 Lacs
9.00%
9.00%
9.00%
9.00%
8.75%

Rs.100 Lakhs and above
Contact any of the Branches of the Bank

Here I ma providing you the Interest rates for Resident Term Deposits effective from 10-4-2013. This interest rate image is look like this

Hi buddy can you tell me what is Interest Rates of Federal Bank various deposit schemes and loan schemes , from where I can collects its information

Federal Bank Limited is a major Indian commercial bank in the private sector, headquartered at Aluva, Kochi, Kerala.

I have information of Interest Rates of Federal Bank various deposit schemes and loan schemes and on your demand here I am share with you:

Interest Rates for Resident Term Deposits

Period Less than Rs.100 Lakhs
7 days to 14 days 3.50%
15 days to 45 days 5.00%
46 days to 59 days 7.00%
60 days to less than 1 year 7.25%
1 Year to less than 18 months 8.00%
18 Months to less than 2 years 8.25%
2 Years and above 8.00%

NRE Fixed Deposit Interest Rates
Period Less than Rs.100 Lakhs
1 Year to less than 18 months 8.00%
18 Months to less than 2 years 8.25%
2 Years and above 8.00%

Interest Rates on Loans and Advances

Retail Loans
Base Rate 9.95% (p.a) w.e.f Jun 18, 2015
Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 till next renewal) 17.75% (p.a) w.e.f Nov 07, 2011


Description of loan scheme/ product Range of Interest Rates(% p.a) *
Housing Loan up to Rs. 75 lakhs (Floating Rate) Base Rate + 0.00% to Base Rate + 0.15%
Housing Loan of Rs.75 lakhs and above (Floating Rate) Base Rate + 0.30% to Base Rate + 0.40%
Housing Loan (Fixed Rate) 0.50% above floating rate HL
Property Power Loan (LAP) Base Rate + 3.20% to Base Rate + 5.10%
Home Invest Base Rate + 2.05% to Base Rate + 2.90%
Auto Loan (floating rates) Base Rate + 0.70% to 2.05%
Auto Loan (fixed rates) 10.30 % to 11.40 %
Educational Loan Base Rate + 3.25% to Base Rate + 4.90%
Gold Loan Base Rate + 3.80%
Business Gold Loan Base Rate + 5.00%
Advance Against Own Deposits Deposit Rate + 2.00%
Advance Against Third Party Deposits Higher of (Base Rate + 2.80%) OR (Deposit Rate + 2.00%)
Advance Against Approved Securities (NSC,IVP, KVP, LIC Policies) Base Rate + 2.85% to Base Rate + 3.10%
Easy Cash (OD against approved securities) Base Rate + 3.10% to Base Rate + 3.35%
Personal Loan Base Rate + 5.30% to Base Rate + 10.85%

Loans to SME and Corporates
Base Rate 9.95% (p.a) w.e.f Jun 18, 2015
Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 till next renewal) 17.75% (p.a) w.e.f Nov 07, 2011


Description of loan scheme/ product Range of Interest Rates(% p.a) *
Business Loans up to Rs. 5 Crore Base Rate + 2.40% to Base Rate + 4.95%
Business Loans of Rs. 5 Crore to less than Rs. 25 Crore Base Rate + 1.90% to Base Rate + 4.85%
Business Loans of Rs. 25 Crore and above Base Rate + 1.05% to Base Rate + 4.80%
Loan Against Warehouse Receipt Base Rate + 2.75% to Base Rate + 5.95%
Real Estate Loan Base Rate + 2.95% to Base Rate + 5.40%
Bills discounted under LC Base Rate + 1.05% to Base Rate + 2.40%
Rent Securitisation Loan against rent receivable from Federal Bank Base Rate + 1.05% to Base Rate + 2.40%
Micro credit to Kudumbasree and similar schemes Base Rate + 1.85%
Supply Bills Discounted Base Rate + 5.80%
Swarojgar Credit Card/General Credit Card Base Rate + 2.85%
Export Credit Base Rate + 0.55% to Base Rate + 5.15%
MSME Gold Loan Base Rate + 3.40% to Base Rate + 3.80%

Agricultural loans and advances
Base Rate 9.95% (p.a) w.e.f Jun 18, 2015
Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 till next renewal) 17.75% (p.a) w.e.f Nov 07, 2011


Description of loan scheme/ product Range of Interest Rates(% p.a) *
Agricultural Loans (Working Capital) up to Rs. 3 Lakhs Base Rate + 0.00% to Base Rate + 2.35%
Agricultural Loans (Working Capital) above Rs. 3 Lakhs Base Rate + 2.20% to Base Rate + 4.60%
Agricultural Term Loans Base Rate + 2.20% to Base Rate + 4.60%
Agri Gold Loan up to Rs. 3 Lakhs Base Rate + 0.35%
Agri Gold Loan above Rs. 3 Lakhs Base Rate + 2.85%
Federal Ashwas Gold Scheme Base Rate + 3.10%
Federal Prathyasha Scheme Base Rate + 2.85%
Kisan Gold Scheme (fixed rate loan) up to Rs. 5 Lakhs 10.50%
Kisan Gold Scheme (fixed rate loan) above Rs. 5 Lakhs 12.00%

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Answered By StudyChaCha Member