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  #2  
Old April 23rd, 2013, 12:07 PM
Rahul Pratik
Super Moderator
 
Join Date: Nov 2011
Default Re: IDBI Bank Rate Of Interest for Personal Loan

You want to get the interest rates on personal loans of IDBI Bank. SO I am providing the following information about the personal loan of the bank.

Loan Amount :
Salaried customers maintaining salary accounts with IDBI Bank
Minimum : Rs 25,000/-
Maximum : Rs 5,00,000/-

Salaried customers not maintaining salary accounts with IDBI Bank
Minimum : Rs.25,000/-
ii. Maximum : Twice the amount of AQB maintained by the customer during immediately preceding 3 years;

Minimum Income norms :
Salaried customers maintaining salary accounts with IDBI Bank
Minimum Net Adjusted Income to be Rs. 15,000 p.m.

Salaried customers not maintaining salary accounts with IDBI Bank:
Minimum annual income to be Rs. 5 lakh

Rate of Interest :
Salaried customers maintaining salary accounts with IDBI Bank
with collateral : 15.00%(BR+4.50%)(Fixed)
without collateral : 17.00%(BR+6.50%)(Fixed)

Salaried customers not maintaining salary accounts with IDBI Bank :
with collateral : 16.00%(BR+5.50%)(Fixed)
without collateral : 18.00%(BR+7.50%)(Fixed)

Processing Fees :
1.00% of the loan amount plus applicable service tax
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  #3  
Old July 14th, 2014, 06:13 PM
Unregistered
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Default Re: IDBI Bank Rate Of Interest for Personal Loan

I am a IDBI bank a/c holder. My salary is 30K. My company name is Myoung Shin India Automotive Pvt Ltd. What is the minimum interest you can provide me?
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  #4  
Old November 23rd, 2015, 04:17 PM
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Default Re: IDBI Bank Rate Of Interest for Personal Loan

my total salary 85000 and i got lpa emi 35896 my net salary is 70000 after dedection lpa emi i have 35000 salary per monthy.Can I be elegible for personal loan upto 5 lakh may age is 56
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