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Old November 25th, 2017, 09:36 AM
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Join Date: May 2011
Default Re: Prathama Bank Interview Questions

As you want here I am giving below sample banking Interview Questions which can be asked in Prathama Bank Interview session:


1) What is bank? What are the types of banks?
2) What is investment banking?
3) What is commercial bank?
4) What are the types of Commercial Banks?
5) What is consumer bank?
6) What are the types of accounts in banks?
7) What are the different ways you can operate your accounts?
8) What are the things that you have to keep in concern before opening the bank accounts?
9) What is ‘Crossed Cheque’ ?
10) What is overdraft protection?
11) Do bank charge for ‘overdraft protection’ service?
12) What is (APR) Annual Percentage Rate?
13) What is ‘prime rate’?
14) What is ‘Fixed’ APR and ‘Variable’ APR?
15) What are the different types of banking software applications are available in the Industry?
16) What is the ‘cost of debt’?
17) What is ‘balloon payment’?
18) What is ‘Amortization’?
19) What is negative Amortization?
20) What is the difference between ‘Cheque’ and ‘Demand draft’?
21) What is debt-to-Income ratio?
22) What is adjustment credit?
23) What do you mean by ‘foreign draft’?
24) What is ‘Loan grading’?
25) What is ‘Credit-Netting’?
26) What is ‘Credit Check’?
27) What is inter-bank deposit?
28) What is ILOC (Irrevocable Letter Of Credit)?
29) What is the difference between bank guarantee and letter of credit?
30) What is cashier’s cheque?
31) What do you mean by co-maker?
32) What is home equity loan?
33) What is Line of credit?
34) How bank earns profit?
35) What are payroll cards?
36) What is the card based payments?
37) What ACH stands for?
38) What is ‘Availability Float’?
39) What do you mean by term ‘Loan Maturity’ and ‘Yield’?
40) What is Cost Of Funds Index (COFI)?
41) What is Convertibility Clause?
42) What is Charge-off?
43) What ‘LIBOR’ stands for?
44) What do you mean by term ‘Usury’?
45) What is Payday loan?
46) What do you mean by ‘cheque endorsing’?
47) What are the different types of Loans offered by banks?
48) What are the different types of ‘Fixed Deposits’?
49) What are the different types of Loans offered by Commercial Banks?
50) What is ‘Bill Discount’?
51) What is ‘Bill Purchase’?
52) What is ‘Cheque Discount’?
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