Plot Loan In HDFC Bank - 2018-2019 StudyChaCha

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Old November 18th, 2017, 10:31 AM
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Default Plot Loan In HDFC Bank

Would you please gather some information about plot loan for salaried person provided by HDFC Bank (HDFC Home Loan Limited), so that i can go through it?
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Old November 18th, 2017, 10:39 AM
Educhamp's Avatar
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Join Date: May 2011
Location: Delhi
Posts: 38,280
Default Re: Plot Loan In HDFC Bank

As you want to know more about HDFC Bank (HDFC Home Loan Limited), plot loan for salaried person here i will gather some information for you.

Features of loan
Purchase of a plot through direct allotment
Purchase of a resale plot
Transferring your outstanding loan availed from another Bank / Financial Institution
Attractive interest rates that make your Plot Loan affordable and easier on your pocket.
Customised repayment options to suit your needs.
Expert legal and technical counselling
No hidden charges.

Maximum Loan Amount
Loan Amount Maximum Funding
Up to and including Rs.20 lacs 90% of the property cost
Rs.20.01 lacs to Rs.75 lacs 80% of the property cost
Above Rs.75 lacs 75% of the property cost

For Salaried
Festive Interest Rate Offer For Limited Period Under Adjustable Rate Home Loan For Login Before October 31, 2017 And First Disbursement On Or Before November 30, 2017.
RPLR: 16.15%
Loan Slab Interest Rates (% p.a.)
For Women (upto 75 lakhs) 8.60 to 9.10
For Others (upto 75 lakhs) 8.65 to 9.15
For Women (Above 75 Lakhs) 8.65 to 9.15
For Others (Above 75 lakhs) 8.70 to 9.20

Documents Requirement
Proof of both identity and residence (any 1)
Valid Passport
Voter ID Card
Aadhaar Card
Valid Driving Licence

Proof of income
Last 3 months' Salary Slips
Last 6 months' Bank Statements, showing salary credits
Latest Form-16 and IT returns

Other documents
Own Contribution Proof
Employment Contract / Appointment Letter in case current employment is less than 1 year old
Last 6 months' Bank Statements showing repayment of any ongoing loans
Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
Cheque for processing fee favouring ‘HDFC Ltd.’

Property related documents
Copy of Allotment Letter / Buyer Agreement
Title Deeds including the previous chain of the property documents in resale cases

HDFC Bank (HDFC Home Loan Limited)
HDFC House, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate,
Mumbai - 400 020.
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