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On 24 June 1908, Bhai Vir Singh, Sir Sunder Singh Majitha, and Sardar Tarlochan Singh established Punjab & Sind Bank. Setluj Gramin Bank is a Regional Rural Bank sponsored by Punjab & Sind Bank. Punjab & Sind Bank is a government-owned bank (79.62%), with headquarters in New Delhi. Of its 1466 branches spread throughout India, 623 branches are in Punjab state. The Application Form for Indemnity Bond with Surety of PSB or Punjab and Sind Bank is as follows: Punjab and Sind Bank Indemnity Bond Form ![]() ![]() Products • Debit Card • ATM • Internet Banking • Mobile Banking • SMS Banking Financial Performance Particulars FY 2014-15 FY 2013-14 Deposits (' INR crores) 86,714.71 84,730.16 Advances (' INR crores) 64,796.42 57,857.74 Total Business (A+B) (' INR crores) 1,51,511 1,42,588 Total Assets (' INR crores) 97,753.40 94,509.15 Operating Profit (' INR crores) 775.45 800.54 Net Profit(' INR crores) 121.35 300.63 Business/Employee (' INR crores) 15.95 15.31 Net Interest Margin (NIM) (%) 1.8 1.88 Return on assets (%) 0.13 0.35 Gross NPAs (%) 4.76 4.41 Net NPAs (%) 3.55 3.35 Total Branches 1456 1330 Total ATM's 1268 1008
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