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  #1  
Old November 24th, 2016, 01:54 PM
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Default North Bihar Gramin Bank

My father wants to know about interest rates on Loans given by Uttar Bihar Gramin Bank. So is there anyone who will give details about interest rate on Loans of Uttar Bihar Gramin Bank?
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  #2  
Old November 24th, 2016, 03:33 PM
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Join Date: May 2011
Default Re: North Bihar Gramin Bank

The Uttar Bihar Gramin Bank offers loan on following schemes:

CASH CREDIT FOR WORKING CAPITAL
INTEGRATED DAIRY DEVELOPMENT SCHEME
GENERAL CREDIT CARD (G.C.C)
KISAN CREDIT CARD
LOAN FOR PURCHASE OF AGRICULTURE LAND
LOAN / OVER DRAFT AGAINST BANK TERM DEPOSIT & APPROVED SECURITIES
PRIME MINISTER EMPLOYMENT GENERATION PROGRAMME
CAPITAL SUBSIDY SCHEME FOR INSTALLATION OF SOLAR OFF GRID
SCHEME FOR ADVANCES TO SMALL ROAD TRANSPORT OPERATORS (SRTO)
LOAN FOR POWER TILLER/ AGRICULTURAL MACHINERY
LOAN FOR TRACTOR, HARVESTER, ETC (OTHER THAN AGRICULTURE)
HOUSING LOAN FOR PUBLIC
VEHICLE LOAN FOR PERSONAL USE.
LOAN AGAINST MORTGAGE OF PROPERTY
TEMPORARY OVERDRAFT FACILITY TO TEACHERS
LOAN FOR TRACTOR, HARVESTER, ETC (FOR AGRICULTURE PURPOSE ONLY)
SWAROJGAR CREDIT CARD (S.C.C) SCHEME
FISHERY CREDIT CARD
JOINT LIABILITY GROUP

Here are interest rates for Loan Scheme:
Type of Loan Amount Applicable ROI w.e.f. 15/10/2016
Agriculture UptoRs. 50,000/- 11.50
Above Rs. 50,000/- 12.50

KCC (regular accounts) Upto Rs. 3,00,000/- 7.00
Above Rs. 3,00,000/- 12.00

KCC (overdue accounts) Upto R s. 3,00,000/- 11.00
Above R s. 3,00,000/- 12.00

Loan for purchasing Agriculture Land Full Amount 12.50
Kisan S athi S cheme Full Amount 12.50
F arm Mechanisation Full Amount 12.50
Loan for T ractor/ Harvestors etc. Full Amount 12.50

Dairy Full Amount 12.50
Fishery Credit Card Full Amount 11.50
S HG Upto Rs. 50,000/- 11.50
Above Rs. 50,000/- 12.50

JLG Upto Rs. 50,000/- 11.50
Above Rs. 50,000/- 12.50
SME Upto Rs. 50,000/- 11.50
Above Rs. 50,000/- 12.00
PME GP Loan Full Amount 12.00
Cash Credit Full Amount 13.00
OD to Traders Full Amount 13.50

Uttar Bihar Gramin Bank Interest Rate on Loans




Contacts
Uttar Bihar Gramin Bank,
Kalam Bagh Chowk,
Muzaffarpur Pincode:-842001
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