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Old November 14th, 2016, 05:17 PM
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Join Date: Apr 2013

As you Asking for the Information About the Health Insurance Policy of the State bank of India General Insurance the Information is As Follow

About the SBI General’s Health Insurance Policy

SBI General’s Health Insurance Policy – Retail, you can be in control by making medical treatment expenses more manageable. Thus ensuring quality health & happiness of your family.

Features :

Wide Coverage – From Rs.50,000 up to Rs.500,000
No medical test up to the age of 45 for people with no medical history
Family Floater benefit giving comprehensive protection to your family members under one single Policy
Flexible Plan Options–Metro Plan, Semi Metro Plan & Rest of India
Assured renewal
You can now renew your current Health Insurance Policy (any Insurer) with us
The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws)

Coverage :

Expense Heads Expense Limit (Rs.)
Medical Treatment
with Room, Board & Nursing Expenses
& Service Charges etc. Up to 1% of the Sum Insured per day

Medical Treatment in Intensive Care Unit Up to 2% of the Sum Insured per day

All admissible claims under
1 & 2 during the policy period Up to 25% of the SI per illness/injury per claim

Consultants & Specialists Fees Up to 40% of the SI per illness/injury per claim.
Anaesthesia, Blood, Oxygen,

OT Charges, Surgical Appliances Up to 40% of the SI per illness/injury per claim.
Appliances -

Pre-hospitalisation Up to 10% of the eligible hospitalisation
expenses incurred 30 days prior to date of
admission into thospital.

Post-hospitalisation Up to 10% of the eligible hospitalisation
expenses incurred 60 days after the date of discharge from the hospital.

Ambulance charges 1% of SI up to a max of Rs. 1500.

M aximum Sum Insured would be restricted to Rs.200,000/- for insured persons aged 60 and above and taking a policy with SBI General Insurance for the first time.\

Minimum Sum Insured for Family Floater Policy would be Rs.200,000/-
By Family we mean-

For Individual Policy: You, your legal spouse, legal & dependent children and dependent parents.

For more details you may CVontact on the Following Helpline Numbers : 1800 22 1111
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