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Old October 14th, 2016, 05:31 PM
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Default Documents Required For Education Loan in State Bank of Patiala

Which documents are required while applying at State Bank of Patiala to avail Education Loan for higher studies ?
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Old October 14th, 2016, 06:59 PM
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Default Re: Documents Required For Education Loan in State Bank of Patiala

State Bank of Patiala offers Education Loan to students to pursue education/higher studies in India and abroad .

Documents required while applying for loan :
Loan application form
Appraisal form
Guarantee agreement
Term loan agreement
Arrangement letter

Loan amount
Minimum : No Limi

Maximum :
Studies In India - Rs. 10.00 lacs
Studies Abroad - Rs. 20.00 lacs

Loan Term
For Loans upto Rs.7.50 lacs :
Upto 10 years

For Loans above Rs.7.50 Lacs :
Upto 15 years

Interest Chargeable (In case of Floating Rate Loans)
Loans upto Rs.7.50 Lacs :
12.25% (2.75% above MCLR i.e. 9.50%)

Loans above Rs.7.50 Lacs :
11.25% (1.75% above MCLR i.e. 9.50%)
Answered By StudyChaCha Member
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