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  #1  
Old August 6th, 2016, 01:40 PM
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Default OBC Oriental Bank Of Commerce

I want to know the eligibility and the margin of home Loan in Oriental Bank Of Commerce OBC so can you tell me?
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  #2  
Old August 6th, 2016, 02:59 PM
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Default Re: OBC Oriental Bank Of Commerce

Oriental Bank Of Commerce OBC provides home Loan to Purchase of land and construction of a house

Home Loan

Purpose

Purchase of land and construction of a house thereon.
Construction of house, where in the plot/land already owned by the applicant.

Eligibility-

Individuals or group of specified individuals (co-borrowers) having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.(including Staff & NRIs )

Minimum age-
18 years as on date of application

Maximum age-
For salaried(with pension) & other Individuals upto 70 years
For Salaried ( Non Pensionable) upto 60 years or superannuation, which is earlier

Margin-

Upto Rs. 30.00 Lacs 10%
Above Rs. 30.00 Lacs & Upto Rs. 75.00 Lacs 20%
Above Rs. 75.00 Lacs 25%
For Home furnishing 25% of total cost of renovation/furnishing

Net Take Home Income

Fross Annual income minus all existing deductions including IT deduction & Proposed loan installment) with details as under:

Gross Annual Income Net Take Home
Upto Rs. 5 lacs 50%
Above Rs. 5 Lacs to Rs. 10 Lacs 40%
Above Rs. 10 Lacs 30%

Contact-

Corporate Office

OBC
Plot No. 5, Institutional Area
Sector-32
Gurgaon 122001

Telephone Nos.:

PBX board/ receiption numbers : 0124-4126200 and 0124-4126300

Toll Free Customer Care No. : 1800-180-1235

Toll Customer Care No. : 0120-2580001

91-124-4126113 insp@obc.co.in (Inspection & Control Department)
91-124-4126376 pnd@obc.co.in (Corporate Strategy & Planning Dept)
91-124-4126213,4126227,4126229 dit@obc.co.in (Department of IT)
91-124-4126341,4126328 gad@obc.co.in (Services Department)
91-124-4126231,publicity@obc.co.in (PR & Publicity Department)
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