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Old May 16th, 2016, 11:23 AM
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Join Date: May 2011
Default Re: Visa Debit Card Union Bank Of India

As you have asked about the Union Bank of India visa international debit card, I am giving you information about it, check below for the details

A Debit Card is personal card provided to the customers by the Bank to enable the card holder to withdraw money or to have the cost of purchases charged directly to the holder's bank account.

Union Bank International Debit Card is unique in the sense that it allows its users to withdraw cash from around 60000 ATMs in the country and over 1 million ATMs across the globe.
Debit Cards can also be used to make purchases at all merchant locations and online websites that accept VISA Cards.

Features of Union Bank International Debit Card

Multiple Account Access- Customer can access up to three accounts linked to a single card
Add-on-Cards are issued in case of Joint Accounts
Secured online transactions are available through VbV registration
Cash withdrawals are possible at specified merchant locations
Free Insurance is available against accidental death, i.e., Rs. 2 lakh for principal card holders and Rs. 1 lakh for Add-on cardholder
Facilities such as 24 hour hot-listing facility are available
Lost card liability is restricted to Rs.1,000 from the time of reporting loss

CHARGES AND FEES

Debit Cards are issued FREE of charge and the detailed charges and fees are as follows:
Withdrawal Limit ATM - Rs 25,000/- per day
Shopping Limit POS - Rs 25,000/- per day
No of transactions 10 per day
Joining Fee Nil
Annual Fee Rs 100/- + service tax from second year. 1
Card Replacement Fee Rs 100/- + service tax
Regeneration of PIN Rs 25/- + service tax
Currency Conversion Charges 2.50% of transaction amount
Withdrawal from other bank ATM Free up to 5 transactions per month 2 Rs.20/- + service tax from 6th transaction
Withdrawal from ATM abroad Rs.125/- + 2.5% of currency conversion charges
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