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Old April 26th, 2016, 07:45 PM
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Join Date: Nov 2011
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Default Re: Home Loan Details In Hdfc Bank

HDFC Bank Limited is an Indian banking and financial services company established in August 1994 by Hasmukhbhai Parekh.

Home Loan Details
Loan Feature
Loan Amount
Up to 80% of the cost of the property
Tenure
Upto 30 years

Eligibility Criteria
Age
21-60 years for Salaried
25-65 years for self

Residence Proof
Valid Residence proof

Documents Required
ID Proof
PAN card/Voters ID/ Passport/Driving License/Other Valid ID
Address Proof
Recent electricity bill/property tax receipt/passport/voters ID/Driving Licence
DOB Proof
10th class certificate/certificate of birth
Financial Docs
For Salaried
Statements (latest 3 months bank statement / 6 months bank passbook)
Latest salary slip or current dated salary certificate with latest Form 16

For Self
Bank Statements (latest 6 months bank statement /passbook)
Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
Qualification proof of the highest professional degree

Charges
Charges for late payment of EMI : 2% per month
Cheque swapping charges : Rs.500/-
Bounce Cheque Charges : Rs.500/-
Duplicate Statement Charges (per statement) : Rs.100/- per page, Maximum Rs.300/-
Issue of Duplicate Provisional Interest Certificate : Rs.300/-
Issue of Duplicate Interest Certificate : Rs.300/-
Duplicate Balance Certificate : Rs.300/
Issue of Amortization Schedule (Duplicate) : Rs. 300/-
Photocopy of Documents : Rs.500/-
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