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Old April 21st, 2016, 04:58 PM
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Join Date: Nov 2011
Default Re: Bank of Baroda Loan against Property

As you want I am telling Bank of Baroda permit to you for an innovative combination of a loan and over draft facility with flexible repayment options against the security of your immovable property.


Bank of Baroda Loan Against Property Feature


Loan Amount
Maximum Rs. 3 crore

Interest Rate
13.5%

Tenure
Maximum 7 years

Pre Payment Charges
Information not available

Service Charges
Processing charges:

Loan (one time) : 1.00%
1% (Min.Rs.1,000, Max.Rs.50,000/-)

Overdraft (Fresh sanction/ Renewal) 0.35%
0.35% (Min.Rs.1,000/-, Max.Rs.25,000/-)

Eligibility

Salaried Self
Age Minimum 21 years Minimum 21 years
Income Rs. 60000 p.a. Rs. 60000 p.a.
Job Experience Minimum 3 years Minimum 3 years of Business continuity
Residence Proof Valid residence proof Valid Business address proof

Document required
ID Proof
PAN card/Voters ID/Passport/Driving License/Any other valid proof


Address Proof
Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof

DOB Proof
DOB certificate

Financial Docs
Latest salary slip or current dated salary certificate with latest Form 16
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