Pragathi Grameena Bank Education Loan

hii sir, I wants to get the details of the Education loan of the Pragathi Grameena Bank will you please provide me the details of the Education loan of the Pragathi Grameena Bank ?

As you asking for the details of the Education loan of the Pragathi Grameena Bank the details of the pragati Gramin Education loan isd given below :

Eligibility conditions: The student should have secured admission through Entrance Test/Selection process.

Eligible persons: Loans can be granted only to Indian Nationals. The parent/guardian of the student should be a permanent resident of the area of operation of the Bank.

Margin

Up to and including Rs.400,000/-


NIL. Above Rs. 4,00,000/- >

for study in India 5 % on the basis of expenses

For Study abroad 15 % on the basis of expenses


Security (Common for both Inland and Foreign Studies)

The loan shall given jointly with parent/guardian in all cases.

Up to Rs.400000/- no security.

For loans above Rs.400000/- mortgage of immovable property or pledge of approved securities valued equivalent to 100% of the loan amount & third party co-obligation.

0.5% Concession in rate of interest for girl students.


Repayment terms 1 to 7 years


for more details you may contact to the Pragathi Grameena Bank the contact details are given below :

Mr. M G BHAT,
Chairman, Pragathi Krishna Gramin Bank
Head office: 32, Sangankal Road
P.B. No.55, Gandhinagar, Bellary Karnataka -583 103
Ph: 08392-255010, 257250, 257485, 255991, 255029
Fax- 08392-256886

Hello sir/ma'am, i have taken a loan amount of 1,75,000 rupees during 2012 August. my course completed during 2016 June.
Still i dint start to pay any amount to the bank. Kindly let me know that what will be the interest charges and how they will put?