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Old April 13th, 2016, 02:45 PM
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Join Date: Nov 2011
Default Re: Maternity Mediclaim Policy

he general insurance firms provide complete Insurance Policy for Pregnant Women as the coverage shields only unanticipated risk cover and maternity is not categorized under this. Moreover, there are no particular parameters or consistency among the various pregnant women insurance benefits, either in its inclusions or in its omission

Companies offered this policy :
ICICI Lombard's Health Advantage Plus

United India Insurance offers maternity insurance under its group policy.

Apollo DKV provides maternity benefits such as day care coverage, expenses met before and after hospitalization, etc.

Expenses included under the Maternity insurance Policy

All pregnancy associated hospitalization costs,
Before and after hospitalization costs for pre-determined number of days,
Surgeries and pregnancy related complications and
Expenditures incurred pre- and post-natal durations

Exclusions under Insurance Policy for Pregnant Women

Unanticipated events resulting in the termination of pregnancy for the initial few weeks,
Medical costs for pregnancies taking place during nine months of purchasing the maternity insurance policy
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