ICICI Prudential Car Insurance

Can you provide me the details of the Key benefits for Car Insurance Policy as offered by ICICI Bank Limited (ICICI Bank)? Also tell me about the Policy coverage of Car Insurance Policy as offered by ICICI Bank Limited?

A comprehensive Car Insurance policy for car as offered by ICICI Bank Limited (ICICI Bank) that keeps it secure against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident and Liability cover all in one policy.

Key Benefits

Immediate policy copy issuance online, get Road Side Assistance cover, you can avail assistance anytime and anywhere. One gets daily allowance when car is in the garage with our Garage Cash Cover.

Cashless servicing facility at 3300+ network garages across India, zero Depreciation Cover, avail coverage on replaced parts with zero deduction for depreciation, accidental cover facility for co-passengers up-to Rs. 2 Lac

Avail off No Claim Bonus (NCB). This benefit is valid if you haven't claimed in your old policy. This is also valid if previous policy was not with ICICI Lombard, set Renewal Reminder to receive policy renewal reminders, doorstep surveyor facility in case of break in insurance

Get towing assistance in case of a vehicle breakdown or an unfortunate accident.

Voluntary deductible is applicable in the event of claim when the amount opt for is over and above the compulsive deductible. Final Claim amount will be after deduction of depreciation on parts, VD and compulsory deductible as per IMT).

Automobile Associations members can get up-to 5% discount, up-to 2.5% discount on ARAI Automobile Research Association of India approved anti theft devices, multiple payment options on car insurance policy.

Policy Coverage

Loss or Damage to your vehicle against Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide

Loss or Damage to your vehicle against Man-made Calamities
Burglary, theft, riot, strike, malicious act, accident by external means, terrorism activity, any damage in transit by road, rail, inland waterway, lift, elevator or air

Personal Accident Cover
Coverage of up to Rs.2 Lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car
Optional personal accident covers for co-passengers available.

Third Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

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Answered By StudyChaCha Member