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Old April 3rd, 2016, 07:16 PM
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Join Date: Nov 2011
Default Re: ICICI Lombard Car Insurance Review

Here is the Terms & Conditions - What does the policy cover-

Loss or Damage to your Vehicle: -

The policy covers the loss or damage endured by your vehicle due to the following reasons.

Natural Mishaps: -
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
Man-made: Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air, etc.

Personal Accident Cover: -
As part of the overall motor insurance, ICICI Lombard provides personal accident cover in the event of your unfortunate accident while driving. This accident cover can also be extended to passengers, whose number equals the maximum permissible occupancy in the vehicle.

Third Party Legal Liability: -
The policy also provides for scenarios in which your vehicle might have been the cause of/ been part of an accident that resulted in the injury, disability or death of an individual (not directly related to you) or caused damages to a third party property.

Additional Covers:
in this, additional protection can be purchased for electrical/non- electrical accessories including fog lights, stereo system, mats and seat cover etc. Implementation of bi-fuel injection systems, such as for CNG, can also be covered.

Here is the Benefits of Applying ICICI Lombard Car Insurance Online-

The principal advantages of purchasing the ICICI Lombard Car Insurance online are listed below-

Hassle Free Process- At the onset, buying or renewing the ICICI Lombard Car Insurance policy online saves time, human effort and the accompanying inputs of money and your fragile patience. Plus, there are no documents to submit or spot- verifications when the policy is purchased online. therefore, in a matter of a few steps, you will be covered by a comprehensive car insurance policy from ICICI Lombard.

24x7 Coverage- Online purchase of the ICICI Car Insurance policy allows you to seamlessly transition from your expiring policy to the protective cuddle of its capable extension or replacement. The instantaneous policy issue comes with e-copies that can be accessed anytime and printed out.

24x7 Support- Procurement or rebirth of ICICI Lombard Car Insurance online is accompanied by the company’s brand of superior customer support, applicable 24x7, 365 days a year.
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